Dollar cost averaging (DCA) in XPO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+408.6%
Final Value$244.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+377.5%
Final Value$229.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+346.2%
Final Value$214.2K
Worst possible — still beats not investing
Best vs Worst gap62.4 pp
Your timing vs best-31.2%
Your timing vs worst+31.3%
If You Keep Investing…
Based on this stock's historical CAGR of 28.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$26K~1.5x your moneyfrom $18K invested
5 Years$59K~2.0x your moneyfrom $30K invested
10 Years$260K~4.3x your moneyfrom $60K invested
20 Years$3.3M~27.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.5x your money
5 Years~2.0x your money
10 Years~4.3x your money
20 Years~27.6x your money
$100/mo
$5K+$2K est. gain
$12K+$6K est. gain
$52K+$40K est. gain
$664K+$640K est. gain
$250/mo
$13K+$4K est. gain
$29K+$14K est. gain
$130K+$100K est. gain
$1.7M+$1.6M est. gain
$500/mo
$26K+$8K est. gain
$59K+$29K est. gain
$260K+$200K est. gain
$3.3M+$3.2M est. gain
$1,000/mo
$53K+$17K est. gain
$117K+$57K est. gain
$519K+$399K est. gain
$6.6M+$6.4M est. gain
* Projection assumes historical CAGR of 28.0% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$27.83
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$31.19
$10,500
$11,707
+11.50%
$1,207
Mar 2, 2020
$26.28
$11,000
$10,364
-5.78%
$-636
Apr 2, 2020
$16.20
$11,500
$6,889
-40.10%
$-4,611
May 4, 2020
$22.06
$12,000
$9,881
-17.66%
$-2,119
Jun 2, 2020
$27.31
$12,500
$12,732
+1.86%
$232
Jul 2, 2020
$26.44
$13,000
$12,827
-1.33%
$-173
Aug 3, 2020
$26.37
$13,500
$13,293
-1.53%
$-207
Sep 2, 2020
$31.41
$14,000
$16,333
+16.67%
$2,333
Oct 2, 2020
$29.83
$14,500
$16,012
+10.43%
$1,512
Nov 2, 2020
$31.27
$15,000
$17,285
+15.23%
$2,285
Dec 2, 2020
$38.05
$15,500
$21,533
+38.92%
$6,033
Jan 4, 2021
$40.30
$16,000
$23,306
+45.66%
$7,306
Feb 2, 2021
$40.61
$16,500
$23,985
+45.36%
$7,485
Mar 2, 2021
$41.45
$17,000
$24,981
+46.95%
$7,981
Apr 5, 2021
$43.80
$17,500
$26,898
+53.70%
$9,398
May 3, 2021
$48.77
$18,000
$30,450
+69.16%
$12,450
Jun 2, 2021
$50.65
$18,500
$32,123
+73.64%
$13,623
Jul 2, 2021
$49.77
$19,000
$32,065
+68.76%
$13,065
Aug 2, 2021
$49.88
$19,500
$32,636
+67.36%
$13,136
Sep 2, 2021
$52.60
$20,000
$34,916
+74.58%
$14,916
Oct 4, 2021
$46.60
$20,500
$31,433
+53.33%
$10,933
Nov 2, 2021
$51.50
$21,000
$35,238
+67.80%
$14,238
Dec 2, 2021
$44.28
$21,500
$30,798
+43.25%
$9,298
Jan 3, 2022
$44.86
$22,000
$31,701
+44.10%
$9,701
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Frequently Asked Questions
Common questions about DCA investing in XPO
Investing $500 per month in XPO Logistics, Inc. (XPO) over the past 6 years would be worth approximately $229K today. That's +377.5% total return on $48K invested, with a +28.0% compound annual growth rate (CAGR).