Dollar cost averaging (DCA) in ARCB means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+162.8%
Final Value$126.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+150.8%
Final Value$120.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+134.5%
Final Value$112.5K
Worst possible — still beats not investing
Best vs Worst gap28.4 pp
Your timing vs best-12.1%
Your timing vs worst+16.3%
If You Keep Investing…
Based on this stock's historical CAGR of 15.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$22K~1.2x your moneyfrom $18K invested
5 Years$44K~1.5x your moneyfrom $30K invested
10 Years$134K~2.2x your moneyfrom $60K invested
20 Years$706K~5.9x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.5x your money
10 Years~2.2x your money
20 Years~5.9x your money
$100/mo
$4K+$883 est. gain
$9K+$3K est. gain
$27K+$15K est. gain
$141K+$117K est. gain
$250/mo
$11K+$2K est. gain
$22K+$7K est. gain
$67K+$37K est. gain
$353K+$293K est. gain
$500/mo
$22K+$4K est. gain
$44K+$14K est. gain
$134K+$74K est. gain
$706K+$586K est. gain
$1,000/mo
$45K+$9K est. gain
$88K+$28K est. gain
$268K+$148K est. gain
$1.4M+$1.2M est. gain
* Projection assumes historical CAGR of 15.6% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$27.90
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$23.17
$10,500
$8,805
-16.15%
$-1,695
Mar 2, 2020
$20.05
$11,000
$8,145
-25.95%
$-2,855
Apr 2, 2020
$16.95
$11,500
$7,386
-35.77%
$-4,114
May 4, 2020
$19.24
$12,000
$8,884
-25.97%
$-3,116
Jun 2, 2020
$21.89
$12,500
$10,650
-14.80%
$-1,850
Jul 2, 2020
$25.66
$13,000
$12,984
-0.12%
$-16
Aug 3, 2020
$31.30
$13,500
$16,338
+21.02%
$2,838
Sep 2, 2020
$34.44
$14,000
$18,524
+32.32%
$4,524
Oct 2, 2020
$31.66
$14,500
$17,529
+20.89%
$3,029
Nov 2, 2020
$31.45
$15,000
$17,913
+19.42%
$2,913
Dec 2, 2020
$42.99
$15,500
$25,041
+61.55%
$9,541
Jan 4, 2021
$43.08
$16,000
$25,593
+59.96%
$9,593
Feb 2, 2021
$47.43
$16,500
$28,678
+73.80%
$12,178
Mar 2, 2021
$64.14
$17,000
$39,336
+131.39%
$22,336
Apr 5, 2021
$73.75
$17,500
$45,729
+161.31%
$28,229
May 3, 2021
$74.96
$18,000
$46,980
+161.00%
$28,980
Jun 2, 2021
$78.32
$18,500
$49,634
+168.29%
$31,134
Jul 2, 2021
$58.52
$19,000
$37,586
+97.82%
$18,586
Aug 2, 2021
$60.25
$19,500
$39,197
+101.01%
$19,697
Sep 2, 2021
$69.89
$20,000
$46,023
+130.12%
$26,023
Oct 4, 2021
$84.54
$20,500
$56,170
+174.00%
$35,670
Nov 2, 2021
$105.74
$21,000
$70,756
+236.93%
$49,756
Dec 2, 2021
$103.78
$21,500
$69,997
+225.57%
$48,497
Jan 3, 2022
$112.67
$22,000
$76,493
+247.69%
$54,493
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Frequently Asked Questions
Common questions about DCA investing in ARCB
Investing $500 per month in ArcBest Corporation (ARCB) over the past 6 years would be worth approximately $120K today. That's +150.8% total return on $48K invested, with a +15.6% compound annual growth rate (CAGR). This includes $2K from reinvested dividends.