Dollar cost averaging (DCA) in AZO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+106.9%
Final Value$99.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+100.2%
Final Value$96.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+92.0%
Final Value$92.1K
Worst possible — still beats not investing
Best vs Worst gap14.9 pp
Your timing vs best-6.7%
Your timing vs worst+8.2%
If You Keep Investing…
Based on this stock's historical CAGR of 11.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$40K~1.3x your moneyfrom $30K invested
10 Years$108K~1.8x your moneyfrom $60K invested
20 Years$433K~3.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.8x your money
20 Years~3.6x your money
$100/mo
$4K+$642 est. gain
$8K+$2K est. gain
$22K+$10K est. gain
$87K+$63K est. gain
$250/mo
$11K+$2K est. gain
$20K+$5K est. gain
$54K+$24K est. gain
$216K+$156K est. gain
$500/mo
$21K+$3K est. gain
$40K+$10K est. gain
$108K+$48K est. gain
$433K+$313K est. gain
$1,000/mo
$42K+$6K est. gain
$80K+$20K est. gain
$217K+$97K est. gain
$866K+$626K est. gain
* Projection assumes historical CAGR of 11.6% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$1,189.74
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$1,050.45
$10,500
$9,329
-11.15%
$-1,171
Mar 2, 2020
$1,046.89
$11,000
$9,798
-10.93%
$-1,202
Apr 2, 2020
$794.65
$11,500
$7,937
-30.98%
$-3,563
May 4, 2020
$1,009.94
$12,000
$10,587
-11.77%
$-1,413
Jun 2, 2020
$1,125.99
$12,500
$12,304
-1.57%
$-196
Jul 2, 2020
$1,148.97
$13,000
$13,055
+0.42%
$55
Aug 3, 2020
$1,206.90
$13,500
$14,213
+5.28%
$713
Sep 2, 2020
$1,250.35
$14,000
$15,225
+8.75%
$1,225
Oct 2, 2020
$1,176.99
$14,500
$14,832
+2.29%
$332
Nov 2, 2020
$1,141.15
$15,000
$14,880
-0.80%
$-120
Dec 2, 2020
$1,152.22
$15,500
$15,524
+0.16%
$24
Jan 4, 2021
$1,180.40
$16,000
$16,404
+2.52%
$404
Feb 2, 2021
$1,193.67
$16,500
$17,088
+3.57%
$588
Mar 2, 2021
$1,180.00
$17,000
$17,393
+2.31%
$393
Apr 5, 2021
$1,415.88
$17,500
$21,369
+22.11%
$3,869
May 3, 2021
$1,475.83
$18,000
$22,774
+26.52%
$4,774
Jun 2, 2021
$1,404.67
$18,500
$22,176
+19.87%
$3,676
Jul 2, 2021
$1,549.45
$19,000
$24,962
+31.38%
$5,962
Aug 2, 2021
$1,634.01
$19,500
$26,824
+37.56%
$7,324
Sep 2, 2021
$1,520.65
$20,000
$25,463
+27.32%
$5,463
Oct 4, 2021
$1,642.51
$20,500
$28,004
+36.60%
$7,504
Nov 2, 2021
$1,788.15
$21,000
$30,987
+47.56%
$9,987
Dec 2, 2021
$1,868.29
$21,500
$32,876
+52.91%
$11,376
Jan 3, 2022
$2,045.11
$22,000
$36,487
+65.85%
$14,487
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Frequently Asked Questions
Common questions about DCA investing in AZO
Investing $500 per month in AutoZone, Inc. (AZO) over the past 6 years would be worth approximately $96K today. That's +100.2% total return on $48K invested, with a +11.6% compound annual growth rate (CAGR).