Dollar cost averaging (DCA) in BTU means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More BTU Analysis
BTU DCA Calculator
Dollar Cost Averaging — Peabody Energy Corporation
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+242.0%
Final Value$164.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+188.6%
Final Value$138.5K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+144.1%
Final Value$117.2K
Worst possible — still beats not investing
Best vs Worst gap97.9 pp
Your timing vs best-53.4%
Your timing vs worst+44.5%
If You Keep Investing…
Based on this stock's historical CAGR of 18.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$47K~1.6x your moneyfrom $30K invested
10 Years$154K~2.6x your moneyfrom $60K invested
20 Years$973K~8.1x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.6x your money
10 Years~2.6x your money
20 Years~8.1x your money
$100/mo
$5K+$1K est. gain
$9K+$3K est. gain
$31K+$19K est. gain
$195K+$171K est. gain
$250/mo
$12K+$3K est. gain
$23K+$8K est. gain
$77K+$47K est. gain
$487K+$427K est. gain
$500/mo
$23K+$5K est. gain
$47K+$17K est. gain
$154K+$94K est. gain
$973K+$853K est. gain
$1,000/mo
$46K+$10K est. gain
$93K+$33K est. gain
$308K+$188K est. gain
$1.9M+$1.7M est. gain
* Projection assumes historical CAGR of 18.2% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$9.99
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$6.79
$10,500
$7,297
-30.51%
$-3,203
Mar 2, 2020
$5.13
$11,000
$6,013
-45.34%
$-4,987
Apr 2, 2020
$3.39
$11,500
$4,473
-61.10%
$-7,027
May 4, 2020
$3.24
$12,000
$4,775
-60.20%
$-7,225
Jun 2, 2020
$3.04
$12,500
$4,981
-60.15%
$-7,519
Jul 2, 2020
$2.75
$13,000
$5,006
-61.50%
$-7,994
Aug 3, 2020
$3.12
$13,500
$6,179
-54.23%
$-7,321
Sep 2, 2020
$2.60
$14,000
$5,649
-59.65%
$-8,351
Oct 2, 2020
$2.39
$14,500
$5,693
-60.74%
$-8,807
Nov 2, 2020
$1.31
$15,000
$3,620
-75.86%
$-11,380
Dec 2, 2020
$1.40
$15,500
$4,369
-71.81%
$-11,131
Jan 4, 2021
$2.94
$16,000
$9,675
-39.53%
$-6,325
Feb 2, 2021
$4.34
$16,500
$14,782
-10.41%
$-1,718
Mar 2, 2021
$4.31
$17,000
$15,180
-10.70%
$-1,820
Apr 5, 2021
$3.35
$17,500
$12,299
-29.72%
$-5,201
May 3, 2021
$4.20
$18,000
$15,920
-11.56%
$-2,080
Jun 2, 2021
$7.51
$18,500
$28,966
+56.57%
$10,466
Jul 2, 2021
$8.53
$19,000
$33,400
+75.79%
$14,400
Aug 2, 2021
$11.70
$19,500
$46,312
+137.50%
$26,812
Sep 2, 2021
$17.11
$20,000
$68,227
+241.13%
$48,227
Oct 4, 2021
$17.03
$20,500
$68,408
+233.70%
$47,908
Nov 2, 2021
$11.51
$21,000
$46,735
+122.55%
$25,735
Dec 2, 2021
$10.01
$21,500
$41,144
+91.37%
$19,644
Jan 3, 2022
$11.34
$22,000
$47,111
+114.14%
$25,111
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Frequently Asked Questions
Common questions about DCA investing in BTU
Investing $500 per month in Peabody Energy Corporation (BTU) over the past 6 years would be worth approximately $139K today. That's +188.6% total return on $48K invested, with a +18.2% compound annual growth rate (CAGR). This includes $4K from reinvested dividends.