Dollar cost averaging (DCA) in CFLT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+11.0%
Final Value$42.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+0.8%
Final Value$38.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-8.2%
Final Value$35.4K
Worst possible — still beats not investing
Best vs Worst gap19.2 pp
Your timing vs best-10.3%
Your timing vs worst+8.9%
If You Keep Investing…
Based on this stock's historical CAGR of 0.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$122K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$8 est. gain
$6K+$24 est. gain
$12K+$97 est. gain
$24K+$390 est. gain
$250/mo
$9K+$21 est. gain
$15K+$60 est. gain
$30K+$242 est. gain
$61K+$976 est. gain
$500/mo
$18K+$42 est. gain
$30K+$119 est. gain
$60K+$483 est. gain
$122K+$2K est. gain
$1,000/mo
$36K+$85 est. gain
$60K+$239 est. gain
$121K+$967 est. gain
$244K+$4K est. gain
* Projection assumes historical CAGR of 0.2% continues. Actual returns will vary.
Your DCA Results by Date
57 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jun 24, 2021
$45.02
$10,000
$10,000
+0.00%
$0
Jul 26, 2021
$40.00
$10,500
$9,385
-10.62%
$-1,115
Aug 24, 2021
$52.02
$11,000
$12,705
+15.50%
$1,705
Sep 24, 2021
$71.16
$11,500
$17,880
+55.48%
$6,380
Oct 25, 2021
$68.46
$12,000
$17,701
+47.51%
$5,701
Nov 24, 2021
$79.79
$12,500
$21,131
+69.05%
$8,631
Dec 27, 2021
$76.59
$13,000
$20,783
+59.87%
$7,783
Jan 24, 2022
$58.64
$13,500
$16,413
+21.57%
$2,913
Feb 24, 2022
$42.58
$14,000
$12,418
-11.30%
$-1,582
Mar 24, 2022
$42.52
$14,500
$12,900
-11.03%
$-1,600
Apr 25, 2022
$34.96
$15,000
$11,106
-25.96%
$-3,894
May 24, 2022
$17.76
$15,500
$6,142
-60.37%
$-9,358
Jun 24, 2022
$25.28
$16,000
$9,243
-42.23%
$-6,757
Jul 25, 2022
$24.52
$16,500
$9,465
-42.64%
$-7,035
Aug 24, 2022
$28.87
$17,000
$11,644
-31.50%
$-5,356
Sep 26, 2022
$21.86
$17,500
$9,317
-46.76%
$-8,183
Oct 24, 2022
$26.06
$18,000
$11,607
-35.52%
$-6,393
Nov 25, 2022
$22.62
$18,500
$10,575
-42.84%
$-7,925
Dec 27, 2022
$20.99
$19,000
$10,313
-45.72%
$-8,687
Jan 24, 2023
$23.20
$19,500
$11,899
-38.98%
$-7,601
Feb 24, 2023
$24.22
$20,000
$12,922
-35.39%
$-7,078
Mar 24, 2023
$20.80
$20,500
$11,597
-43.43%
$-8,903
Apr 24, 2023
$22.70
$21,000
$13,156
-37.35%
$-7,844
May 24, 2023
$28.86
$21,500
$17,227
-19.88%
$-4,273
Jun 26, 2023
$32.73
$22,000
$20,037
-8.92%
$-1,963
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Frequently Asked Questions
Common questions about DCA investing in CFLT
Investing $500 per month in Confluent, Inc. (CFLT) over the past 5 years would be worth approximately $38K today. That's +0.8% total return on $38K invested, with a +0.2% compound annual growth rate (CAGR).