Dollar cost averaging (DCA) in COIN means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+55.5%
Final Value$63.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+34.1%
Final Value$53.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+14.9%
Final Value$46.5K
Worst possible — still beats not investing
Best vs Worst gap40.7 pp
Your timing vs best-21.4%
Your timing vs worst+19.2%
If You Keep Investing…
Based on this stock's historical CAGR of 6.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$35K~1.2x your moneyfrom $30K invested
10 Years$81K~1.4x your moneyfrom $60K invested
20 Years$226K~1.9x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.2x your money
10 Years~1.4x your money
20 Years~1.9x your money
$100/mo
$4K+$323 est. gain
$7K+$944 est. gain
$16K+$4K est. gain
$45K+$21K est. gain
$250/mo
$10K+$807 est. gain
$17K+$2K est. gain
$41K+$11K est. gain
$113K+$53K est. gain
$500/mo
$20K+$2K est. gain
$35K+$5K est. gain
$81K+$21K est. gain
$226K+$106K est. gain
$1,000/mo
$39K+$3K est. gain
$69K+$9K est. gain
$162K+$42K est. gain
$452K+$212K est. gain
* Projection assumes historical CAGR of 6.0% continues. Actual returns will vary.
Your DCA Results by Date
61 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 14, 2021
$328.28
$10,000
$10,000
+0.00%
$0
May 14, 2021
$258.37
$10,500
$8,370
-20.28%
$-2,130
Jun 14, 2021
$239.10
$11,000
$8,246
-25.04%
$-2,754
Jul 14, 2021
$229.94
$11,500
$8,430
-26.69%
$-3,070
Aug 16, 2021
$256.83
$12,000
$9,916
-17.37%
$-2,084
Sep 14, 2021
$243.00
$12,500
$9,882
-20.94%
$-2,618
Oct 14, 2021
$260.00
$13,000
$11,073
-14.82%
$-1,927
Nov 15, 2021
$345.36
$13,500
$15,209
+12.66%
$1,709
Dec 14, 2021
$255.86
$14,000
$11,768
-15.95%
$-2,232
Jan 14, 2022
$230.03
$14,500
$11,080
-23.59%
$-3,420
Feb 14, 2022
$195.25
$15,000
$9,904
-33.97%
$-5,096
Mar 14, 2022
$153.19
$15,500
$8,271
-46.64%
$-7,229
Apr 14, 2022
$147.29
$16,000
$8,452
-47.17%
$-7,548
May 16, 2022
$61.70
$16,500
$4,041
-75.51%
$-12,459
Jun 14, 2022
$51.58
$17,000
$3,878
-77.19%
$-13,122
Jul 14, 2022
$53.42
$17,500
$4,516
-74.19%
$-12,984
Aug 15, 2022
$91.97
$18,000
$8,275
-54.03%
$-9,725
Sep 14, 2022
$78.70
$18,500
$7,581
-59.02%
$-10,919
Oct 14, 2022
$63.59
$19,000
$6,626
-65.13%
$-12,374
Nov 14, 2022
$53.22
$19,500
$6,045
-69.00%
$-13,455
Dec 14, 2022
$40.19
$20,000
$5,065
-74.67%
$-14,935
Jan 17, 2023
$54.14
$20,500
$7,323
-64.28%
$-13,177
Feb 14, 2023
$59.03
$21,000
$8,485
-59.60%
$-12,515
Mar 14, 2023
$62.65
$21,500
$9,505
-55.79%
$-11,995
Apr 14, 2023
$69.91
$22,000
$11,107
-49.52%
$-10,893
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Frequently Asked Questions
Common questions about DCA investing in COIN
Investing $500 per month in Coinbase Global, Inc. (COIN) over the past 5 years would be worth approximately $54K today. That's +34.1% total return on $40K invested, with a +6.0% compound annual growth rate (CAGR).