Dollar cost averaging (DCA) in EZPW means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+350.7%
Final Value$216.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+327.6%
Final Value$205.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+302.8%
Final Value$193.4K
Worst possible — still beats not investing
Best vs Worst gap47.8 pp
Your timing vs best-23.1%
Your timing vs worst+24.7%
If You Keep Investing…
Based on this stock's historical CAGR of 25.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$26K~1.4x your moneyfrom $18K invested
5 Years$56K~1.9x your moneyfrom $30K invested
10 Years$231K~3.8x your moneyfrom $60K invested
20 Years$2.5M~21.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.4x your money
5 Years~1.9x your money
10 Years~3.8x your money
20 Years~21.0x your money
$100/mo
$5K+$2K est. gain
$11K+$5K est. gain
$46K+$34K est. gain
$503K+$479K est. gain
$250/mo
$13K+$4K est. gain
$28K+$13K est. gain
$115K+$85K est. gain
$1.3M+$1.2M est. gain
$500/mo
$26K+$8K est. gain
$56K+$26K est. gain
$231K+$171K est. gain
$2.5M+$2.4M est. gain
$1,000/mo
$51K+$15K est. gain
$111K+$51K est. gain
$461K+$341K est. gain
$5.0M+$4.8M est. gain
* Projection assumes historical CAGR of 25.8% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$6.59
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$6.72
$10,500
$10,697
+1.88%
$197
Mar 2, 2020
$4.81
$11,000
$8,157
-25.85%
$-2,843
Apr 2, 2020
$4.29
$11,500
$7,775
-32.39%
$-3,725
May 4, 2020
$5.40
$12,000
$10,287
-14.28%
$-1,713
Jun 2, 2020
$5.41
$12,500
$10,806
-13.55%
$-1,694
Jul 2, 2020
$5.92
$13,000
$12,324
-5.20%
$-676
Aug 3, 2020
$5.69
$13,500
$12,346
-8.55%
$-1,154
Sep 2, 2020
$5.64
$14,000
$12,737
-9.02%
$-1,263
Oct 2, 2020
$5.00
$14,500
$11,792
-18.68%
$-2,708
Nov 2, 2020
$4.43
$15,000
$10,948
-27.02%
$-4,052
Dec 2, 2020
$5.25
$15,500
$13,474
-13.07%
$-2,026
Jan 4, 2021
$4.79
$16,000
$12,793
-20.04%
$-3,207
Feb 2, 2021
$4.68
$16,500
$13,000
-21.21%
$-3,500
Mar 2, 2021
$4.91
$17,000
$14,138
-16.83%
$-2,862
Apr 5, 2021
$5.28
$17,500
$15,704
-10.26%
$-1,796
May 3, 2021
$5.70
$18,000
$17,453
-3.04%
$-547
Jun 2, 2021
$7.46
$18,500
$23,342
+26.17%
$4,842
Jul 2, 2021
$5.98
$19,000
$19,211
+1.11%
$211
Aug 2, 2021
$5.64
$19,500
$18,619
-4.52%
$-881
Sep 2, 2021
$6.87
$20,000
$23,179
+15.90%
$3,179
Oct 4, 2021
$7.59
$20,500
$26,109
+27.36%
$5,609
Nov 2, 2021
$7.47
$21,000
$26,196
+24.74%
$5,196
Dec 2, 2021
$7.16
$21,500
$25,609
+19.11%
$4,109
Jan 3, 2022
$7.26
$22,000
$26,466
+20.30%
$4,466
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in EZPW
Investing $500 per month in EZCORP, Inc. (EZPW) over the past 6 years would be worth approximately $205K today. That's +327.6% total return on $48K invested, with a +25.8% compound annual growth rate (CAGR).