Dollar cost averaging (DCA) in FIGS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+65.4%
Final Value$66.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+48.8%
Final Value$58.8K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+34.8%
Final Value$53.9K
Worst possible — still beats not investing
Best vs Worst gap30.6 pp
Your timing vs best-16.6%
Your timing vs worst+14.0%
If You Keep Investing…
Based on this stock's historical CAGR of 8.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$37K~1.2x your moneyfrom $30K invested
10 Years$92K~1.5x your moneyfrom $60K invested
20 Years$297K~2.5x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.2x your money
10 Years~1.5x your money
20 Years~2.5x your money
$100/mo
$4K+$458 est. gain
$7K+$1K est. gain
$18K+$6K est. gain
$59K+$35K est. gain
$250/mo
$10K+$1K est. gain
$18K+$3K est. gain
$46K+$16K est. gain
$149K+$89K est. gain
$500/mo
$20K+$2K est. gain
$37K+$7K est. gain
$92K+$32K est. gain
$297K+$177K est. gain
$1,000/mo
$41K+$5K est. gain
$74K+$14K est. gain
$184K+$64K est. gain
$594K+$354K est. gain
* Projection assumes historical CAGR of 8.4% continues. Actual returns will vary.
Your DCA Results by Date
60 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
May 27, 2021
$30.02
$10,000
$10,000
+0.00%
$0
Jun 28, 2021
$48.72
$10,500
$16,729
+59.33%
$6,229
Jul 27, 2021
$37.48
$11,000
$13,370
+21.54%
$2,370
Aug 27, 2021
$39.45
$11,500
$14,572
+26.72%
$3,072
Sep 27, 2021
$39.02
$12,000
$14,914
+24.28%
$2,914
Oct 27, 2021
$32.75
$12,500
$13,017
+4.14%
$517
Nov 29, 2021
$33.46
$13,000
$13,799
+6.15%
$799
Dec 27, 2021
$26.12
$13,500
$11,272
-16.50%
$-2,228
Jan 27, 2022
$20.47
$14,000
$9,334
-33.33%
$-4,666
Feb 28, 2022
$16.43
$14,500
$7,992
-44.88%
$-6,508
Mar 28, 2022
$20.76
$15,000
$10,598
-29.35%
$-4,402
Apr 27, 2022
$15.79
$15,500
$8,561
-44.77%
$-6,939
May 27, 2022
$9.26
$16,000
$5,520
-65.50%
$-10,480
Jun 27, 2022
$8.20
$16,500
$5,389
-67.34%
$-11,111
Jul 27, 2022
$9.76
$17,000
$6,914
-59.33%
$-10,086
Aug 29, 2022
$11.98
$17,500
$8,986
-48.65%
$-8,514
Sep 27, 2022
$9.09
$18,000
$7,318
-59.34%
$-10,682
Oct 27, 2022
$7.31
$18,500
$6,385
-65.48%
$-12,115
Nov 28, 2022
$6.45
$19,000
$6,134
-67.72%
$-12,866
Dec 27, 2022
$6.69
$19,500
$6,862
-64.81%
$-12,638
Jan 27, 2023
$8.66
$20,000
$9,383
-53.08%
$-10,617
Feb 27, 2023
$9.02
$20,500
$10,273
-49.89%
$-10,227
Mar 27, 2023
$6.02
$21,000
$7,356
-64.97%
$-13,644
Apr 27, 2023
$6.87
$21,500
$8,895
-58.63%
$-12,605
May 30, 2023
$8.66
$22,000
$11,713
-46.76%
$-10,287
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Frequently Asked Questions
Common questions about DCA investing in FIGS
Investing $500 per month in FIGS, Inc. (FIGS) over the past 5 years would be worth approximately $59K today. That's +48.8% total return on $40K invested, with a +8.4% compound annual growth rate (CAGR).