Dollar cost averaging (DCA) in GOCO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-88.6%
Final Value$5.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-91.0%
Final Value$4.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-91.5%
Final Value$3.8K
Worst possible — still beats not investing
Best vs Worst gap2.9 pp
Your timing vs best-2.4%
Your timing vs worst+0.6%
If You Keep Investing…
Based on this stock's historical CAGR of -33.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -33.9% continues. Actual returns will vary.
Your DCA Results by Date
70 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jul 15, 2020
$291.90
$10,000
$10,000
+0.00%
$0
Aug 17, 2020
$287.85
$10,500
$10,361
-1.32%
$-139
Sep 15, 2020
$187.95
$11,000
$7,265
-33.95%
$-3,735
Oct 15, 2020
$183.75
$11,500
$7,603
-33.89%
$-3,897
Nov 16, 2020
$166.20
$12,000
$7,377
-38.53%
$-4,623
Dec 15, 2020
$206.85
$12,500
$9,681
-22.55%
$-2,819
Jan 15, 2021
$225.00
$13,000
$11,031
-15.15%
$-1,969
Feb 16, 2021
$217.35
$13,500
$11,155
-17.37%
$-2,345
Mar 15, 2021
$173.40
$14,000
$9,400
-32.86%
$-4,600
Apr 15, 2021
$182.40
$14,500
$10,388
-28.36%
$-4,112
May 17, 2021
$168.15
$15,000
$10,076
-32.83%
$-4,924
Jun 15, 2021
$172.65
$15,500
$10,846
-30.03%
$-4,654
Jul 15, 2021
$150.60
$16,000
$9,961
-37.75%
$-6,039
Aug 16, 2021
$74.55
$16,500
$5,431
-67.09%
$-11,069
Sep 15, 2021
$86.85
$17,000
$6,827
-59.84%
$-10,173
Oct 15, 2021
$79.05
$17,500
$6,714
-61.64%
$-10,786
Nov 15, 2021
$65.55
$18,000
$6,067
-66.29%
$-11,933
Dec 15, 2021
$52.05
$18,500
$5,318
-71.26%
$-13,182
Jan 18, 2022
$40.65
$19,000
$4,653
-75.51%
$-14,347
Feb 15, 2022
$27.90
$19,500
$3,694
-81.06%
$-15,806
Mar 15, 2022
$18.00
$20,000
$2,883
-85.59%
$-17,117
Apr 18, 2022
$13.11
$20,500
$2,600
-87.32%
$-17,900
May 16, 2022
$9.87
$21,000
$2,457
-88.30%
$-18,543
Jun 15, 2022
$9.30
$21,500
$2,815
-86.91%
$-18,685
Jul 15, 2022
$7.74
$22,000
$2,843
-87.08%
$-19,157
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Frequently Asked Questions
Common questions about DCA investing in GOCO
Investing $500 per month in GoHealth, Inc. (GOCO) over the past 6 years would be worth approximately $4K today. That's -91.0% total return on $45K invested, with a -33.9% compound annual growth rate (CAGR).