Dollar cost averaging (DCA) in HIPO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+6.9%
Final Value$44.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-4.9%
Final Value$39.5K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-15.3%
Final Value$35.6K
Worst possible — still beats not investing
Best vs Worst gap22.2 pp
Your timing vs best-11.8%
Your timing vs worst+10.4%
If You Keep Investing…
Based on this stock's historical CAGR of -0.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -0.9% continues. Actual returns will vary.
Your DCA Results by Date
64 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 11, 2021
$287.50
$10,000
$10,000
+0.00%
$0
Feb 11, 2021
$314.25
$10,500
$11,430
+8.86%
$930
Mar 11, 2021
$266.25
$11,000
$10,184
-7.41%
$-816
Apr 12, 2021
$250.25
$11,500
$10,072
-12.41%
$-1,428
May 11, 2021
$246.50
$12,000
$10,422
-13.15%
$-1,578
Jun 11, 2021
$250.00
$12,500
$11,070
-11.44%
$-1,430
Jul 12, 2021
$249.00
$13,000
$11,525
-11.34%
$-1,475
Aug 11, 2021
$151.50
$13,500
$7,512
-44.35%
$-5,988
Sep 13, 2021
$137.75
$14,000
$7,331
-47.64%
$-6,669
Oct 11, 2021
$109.00
$14,500
$6,301
-56.55%
$-8,199
Nov 11, 2021
$102.50
$15,000
$6,425
-57.17%
$-8,575
Dec 13, 2021
$67.50
$15,500
$4,731
-69.48%
$-10,769
Jan 11, 2022
$62.25
$16,000
$4,863
-69.61%
$-11,137
Feb 11, 2022
$48.75
$16,500
$4,308
-73.89%
$-12,192
Mar 11, 2022
$49.00
$17,000
$4,830
-71.59%
$-12,170
Apr 11, 2022
$47.25
$17,500
$5,158
-70.53%
$-12,342
May 11, 2022
$32.00
$18,000
$3,993
-77.82%
$-14,007
Jun 13, 2022
$23.55
$18,500
$3,438
-81.42%
$-15,062
Jul 11, 2022
$21.25
$19,000
$3,602
-81.04%
$-15,398
Aug 11, 2022
$23.84
$19,500
$4,541
-76.71%
$-14,959
Sep 12, 2022
$25.75
$20,000
$5,406
-72.97%
$-14,594
Oct 11, 2022
$17.83
$20,500
$4,243
-79.30%
$-16,257
Nov 11, 2022
$16.21
$21,000
$4,358
-79.25%
$-16,642
Dec 12, 2022
$14.35
$21,500
$4,358
-79.73%
$-17,142
Jan 11, 2023
$17.34
$22,000
$5,766
-73.79%
$-16,234
Page 1 of 3
Frequently Asked Questions
Common questions about DCA investing in HIPO
Investing $500 per month in Hippo Holdings Inc. (HIPO) over the past 5 years would be worth approximately $39K today. That's -4.9% total return on $42K invested, with a -0.9% compound annual growth rate (CAGR).