HIPO trades 4.5% above Wall Street's consensus target of $28.38.
Last 12 months price action with 12-month analyst target path
The base valuation assumes HIPO achieves its forward estimates and maintains a stable P/E multiple of 32.4x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, Hippo Holdings Inc. (HIPO) has a Wall Street consensus price target of $28.38, based on estimates from 6 covering analysts. With the stock currently trading at $29.71, this represents a potential downside of -4.5%. The company has a market capitalization of $774M.
Analyst price targets range from a low of $17.50 to a high of $45.00, representing a 97% spread in expectations. The median target of $25.50 differs from the mean, suggesting potential outlier estimates. The wide target spread reflects significant disagreement on fair value.
The current analyst consensus rating is Buy, with 4 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, HIPO trades at a trailing P/E of 13.4x and forward P/E of 32.4x. Analysts expect EPS to grow -79.9% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $46.54, with bear and bull scenarios of $29.32 and $61.32 respectively. Model confidence stands at 64/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 LMNDLemonade, Inc. | $3.4B | $44.36 | $69.00 | +55.5% | Buy | — | 15 |
 ROOTRoot, Inc. | $656M | $46.76 | $54.00 | +15.5% | Hold | 10.4x | 14 |
 KINSKingstone Companies, Inc. | $269M | $18.57 | — | — | Buy | 7.0x | 4 |
 HGTYHagerty, Inc. | $4.7B | $13.70 | $14.00 | +2.2% | Hold | 554.7x | 5 |
 SLNGStabilis Solutions, Inc. | $97M | $5.24 | — | — | Buy | — | 1 |
 ALLThe Allstate Corporation | $58.1B | $225.66 | $270.14 | +19.7% | Hold | 6.4x | 45 |
 TRVThe Travelers Companies, Inc. | $75.2B | $360.39 | $351.11 | -2.6% | Hold | 10.6x | 44 |
 CBChubb Limited | $130.0B | $335.21 | $357.45 | +6.6% | Buy | 12.1x | 43 |
 HIGThe Hartford Insurance Group, Inc. | $34.7B | $126.59 | $151.33 | +19.5% | Buy | 9.9x | 42 |
 UPCUniverse Pharmaceuticals Inc. | $3M | $4.69 | — | — | — | — | — |
Quick answers to the most common questions about buying HIPO stock.
Wall Street's consensus price target for HIPO is $28.38, -4.5% from its current price of $29.71. The below-market target from 6 analysts suggests limited near-term appreciation.
HIPO has a consensus rating of "Buy" based on 6 Wall Street analysts. The rating breakdown is predominantly bullish, with 4 Buy/Strong Buy ratings. The consensus 12-month price target of $28.38 implies -4.5% downside from current levels.
HIPO trades at a forward P/E of 32.3815x, representing a moderate valuation. With analysts targeting $28.38 (-4.5% implied move), the stock appears close to fair value.
The most bullish Wall Street analyst has a price target of $45 for HIPO, while the most conservative target is $17.5. The consensus of $28.38 represents the median expectation. Our quantitative valuation model projects a bull case target of $61 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
HIPO is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 4 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month HIPO stock forecast based on 6 Wall Street analysts shows a consensus price target of $28.38, with estimates ranging from $17.5 (bear case) to $45 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $47, with bear/bull scenarios of $29/$61.
Our quantitative valuation model calculates HIPO's fair value at $47 (base case), with a bear case of $29 and bull case of $61. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 64/100.
HIPO trades at a forward P/E ratio of 32.4x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.4x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on HIPO, with 0 Sell ratings and a price target of $28.38 (-4.5% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
HIPO analyst price targets range from $17.5 to $45, a 97% wide spread indicating significant analyst disagreement. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $28.38 consensus represents the middle ground. Our model's $29-$61 range provides an independent fundamental perspective.
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