Dollar cost averaging (DCA) in IAG means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+433.7%
Final Value$256.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+384.9%
Final Value$232.8K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+341.1%
Final Value$211.7K
Worst possible — still beats not investing
Best vs Worst gap92.6 pp
Your timing vs best-48.8%
Your timing vs worst+43.8%
If You Keep Investing…
Based on this stock's historical CAGR of 28.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$26K~1.5x your moneyfrom $18K invested
5 Years$59K~2.0x your moneyfrom $30K invested
10 Years$264K~4.4x your moneyfrom $60K invested
20 Years$3.5M~28.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.5x your money
5 Years~2.0x your money
10 Years~4.4x your money
20 Years~28.8x your money
$100/mo
$5K+$2K est. gain
$12K+$6K est. gain
$53K+$41K est. gain
$690K+$666K est. gain
$250/mo
$13K+$4K est. gain
$29K+$14K est. gain
$132K+$102K est. gain
$1.7M+$1.7M est. gain
$500/mo
$26K+$8K est. gain
$59K+$29K est. gain
$264K+$204K est. gain
$3.5M+$3.3M est. gain
$1,000/mo
$53K+$17K est. gain
$118K+$58K est. gain
$528K+$408K est. gain
$6.9M+$6.7M est. gain
* Projection assumes historical CAGR of 28.3% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$3.73
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$2.88
$10,500
$8,221
-21.70%
$-2,279
Mar 2, 2020
$2.80
$11,000
$8,493
-22.79%
$-2,507
Apr 2, 2020
$2.52
$11,500
$8,144
-29.19%
$-3,356
May 4, 2020
$3.69
$12,000
$12,424
+3.54%
$424
Jun 2, 2020
$3.70
$12,500
$12,958
+3.67%
$458
Jul 2, 2020
$4.00
$13,000
$14,509
+11.61%
$1,509
Aug 3, 2020
$4.92
$13,500
$18,346
+35.89%
$4,846
Sep 2, 2020
$4.20
$14,000
$16,161
+15.44%
$2,161
Oct 2, 2020
$3.89
$14,500
$15,468
+6.68%
$968
Nov 2, 2020
$3.71
$15,000
$15,252
+1.68%
$252
Dec 2, 2020
$3.58
$15,500
$15,218
-1.82%
$-282
Jan 4, 2021
$3.93
$16,000
$17,206
+7.54%
$1,206
Feb 2, 2021
$3.45
$16,500
$15,604
-5.43%
$-896
Mar 2, 2021
$3.01
$17,000
$14,114
-16.98%
$-2,886
Apr 5, 2021
$3.18
$17,500
$15,411
-11.94%
$-2,089
May 3, 2021
$3.31
$18,000
$16,541
-8.10%
$-1,459
Jun 2, 2021
$3.83
$18,500
$19,640
+6.16%
$1,140
Jul 2, 2021
$3.01
$19,000
$15,935
-16.13%
$-3,065
Aug 2, 2021
$2.71
$19,500
$14,847
-23.86%
$-4,653
Sep 2, 2021
$2.31
$20,000
$13,155
-34.22%
$-6,845
Oct 4, 2021
$2.32
$20,500
$13,712
-33.11%
$-6,788
Nov 2, 2021
$2.78
$21,000
$16,931
-19.37%
$-4,069
Dec 2, 2021
$2.89
$21,500
$18,101
-15.81%
$-3,399
Jan 3, 2022
$3.03
$22,000
$19,478
-11.46%
$-2,522
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Frequently Asked Questions
Common questions about DCA investing in IAG
Investing $500 per month in IAMGOLD Corporation (IAG) over the past 6 years would be worth approximately $233K today. That's +384.9% total return on $48K invested, with a +28.3% compound annual growth rate (CAGR).