Dollar cost averaging (DCA) in KFS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More KFS Analysis
KFS DCA Calculator
Dollar Cost Averaging — Kingsway Financial Services Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+178.5%
Final Value$133.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+168.4%
Final Value$128.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+158.6%
Final Value$124.1K
Worst possible — still beats not investing
Best vs Worst gap19.9 pp
Your timing vs best-10.1%
Your timing vs worst+9.9%
If You Keep Investing…
Based on this stock's historical CAGR of 16.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$45K~1.5x your moneyfrom $30K invested
10 Years$143K~2.4x your moneyfrom $60K invested
20 Years$824K~6.9x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.5x your money
10 Years~2.4x your money
20 Years~6.9x your money
$100/mo
$5K+$959 est. gain
$9K+$3K est. gain
$29K+$17K est. gain
$165K+$141K est. gain
$250/mo
$11K+$2K est. gain
$23K+$8K est. gain
$72K+$42K est. gain
$412K+$352K est. gain
$500/mo
$23K+$5K est. gain
$45K+$15K est. gain
$143K+$83K est. gain
$824K+$704K est. gain
$1,000/mo
$46K+$10K est. gain
$90K+$30K est. gain
$287K+$167K est. gain
$1.6M+$1.4M est. gain
* Projection assumes historical CAGR of 16.9% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$1.85
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$1.67
$10,500
$9,527
-9.27%
$-973
Mar 2, 2020
$1.98
$11,000
$11,796
+7.23%
$796
Apr 2, 2020
$1.92
$11,500
$11,938
+3.81%
$438
May 4, 2020
$1.77
$12,000
$11,505
-4.12%
$-495
Jun 2, 2020
$2.32
$12,500
$15,581
+24.64%
$3,081
Jul 2, 2020
$2.24
$13,000
$15,543
+19.56%
$2,543
Aug 3, 2020
$2.78
$13,500
$19,756
+46.34%
$6,256
Sep 2, 2020
$2.83
$14,000
$20,647
+47.48%
$6,647
Oct 2, 2020
$2.92
$14,500
$21,804
+50.37%
$7,304
Nov 2, 2020
$3.24
$15,000
$24,693
+64.62%
$9,693
Dec 2, 2020
$3.90
$15,500
$30,223
+94.99%
$14,723
Jan 4, 2021
$4.71
$16,000
$37,001
+131.25%
$21,001
Feb 2, 2021
$4.64
$16,500
$36,951
+123.94%
$20,451
Mar 2, 2021
$4.76
$17,000
$38,406
+125.92%
$21,406
Apr 5, 2021
$4.69
$17,500
$38,341
+119.09%
$20,841
May 3, 2021
$5.03
$18,000
$41,621
+131.23%
$23,621
Jun 2, 2021
$4.95
$18,500
$41,459
+124.10%
$22,959
Jul 2, 2021
$5.08
$19,000
$43,048
+126.57%
$24,048
Aug 2, 2021
$5.28
$19,500
$45,243
+132.01%
$25,743
Sep 2, 2021
$5.70
$20,000
$49,342
+146.71%
$29,342
Oct 4, 2021
$5.66
$20,500
$49,495
+141.44%
$28,995
Nov 2, 2021
$5.55
$21,000
$49,033
+133.49%
$28,033
Dec 2, 2021
$5.23
$21,500
$46,706
+117.24%
$25,206
Jan 3, 2022
$5.38
$22,000
$48,546
+120.66%
$26,546
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Frequently Asked Questions
Common questions about DCA investing in KFS
Investing $500 per month in Kingsway Financial Services Inc. (KFS) over the past 6 years would be worth approximately $129K today. That's +168.4% total return on $48K invested, with a +16.9% compound annual growth rate (CAGR).