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Kingsway Financial Services Inc. (KFS) Total Return Calculator with Dividends Reinvested

Kingsway Financial Services Inc.

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The total return for Kingsway Financial Services Inc. (KFS) stock is +18.66% over the past 12 months. So far it's down 10.00% this year. The 5-year total return is +110.71%, meaning $10,000 invested in KFS stock 5 years ago would be worth $21,071 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in KFS 1 year ago, it would be worth $11,800 today — you'd have gained $1,800.

With Dividends Reinvested$11,800+18.00%

Price Only (No DRIP)$11,800+18.00%

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in KFS

1Y$11,866+$1,866 (+18.7%)18.7% CAGR

3Y$12,041+$2,041 (+20.4%)6.4% CAGR

5Y$21,071+$11,071 (+110.7%)16.1% CAGR

10Y$22,693+$12,693 (+126.9%)8.5% CAGR

15Y$26,287+$16,287 (+162.9%)6.7% CAGR

20Y$1,659-$8,341 (-83.4%)-8.6% CAGR

30Y$4,020-$5,980 (-59.8%)-3.0% CAGR

Kingsway Financial Services Inc. did not pay dividends during this period. Total return = price return.

Loading KFS total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-10.00%	—	-10.00%	—	$9,000
1Y	+18.66%	18.66%	+18.66%	—	$11,866
3Y	+20.41%	6.39%	+20.41%	—	$12,041
5Y	+110.71%	16.07%	+110.71%	—	$21,071
10Y	+126.93%	8.54%	+126.93%	—	$22,693
15Y	+162.87%	6.66%	+162.87%	—	$26,287
20Y	-83.41%	-8.59%	-87.12%	+3.71 pp	$1,659
30Y	-59.80%	-2.99%	-70.82%	+11.02 pp	$4,020

Risk & Highlights

Best Year+154.05%2020

Worst Year-69.57%2009

Max Drawdown-40.19%2025-07-03 → 2026-03-27

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+3.73%	+3.73%	—	+0.41%	+3.3pp
2025	+63.82%	+63.82%	—	+16.64%	+47.2pp
2024	-0.36%	-0.36%	—	+24.00%	-24.4pp
2023	+6.06%	+6.06%	—	+24.81%	-18.8pp
2022	+47.40%	+47.40%	—	-19.95%	+67.3pp

KFS underperformed the S&P 500 by 12.66pp over the past year (+18.66% vs +31.32%).

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KFS Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
KFSKingsway Financial Services Inc.	$304M	-1.1%	-10.0%	+18.7%	—	+20.4%	+110.7%	+126.9%
HIHOHighway Holdings Limited	$4M	+2.5%	-40.9%	-50.0%	—	-44.6%	-54.5%	-41.1%
KINSKingstone Companies, Inc.	$258M	+12.7%	+1.5%	-10.8%	+0.8pp	+1094.2%	+94.5%	+104.9%
HRTGHeritage Insurance Holdings, Inc.	$888M	+7.8%	+5.3%	+44.8%	—	+602.2%	+234.7%	+131.2%
ERIEErie Indemnity Company	$9.9B	-16.0%	-22.1%	-39.3%	+1.6pp	-1.6%	+13.7%	+172.5%
KMPRKemper Corporation	$1.9B	+4.6%	-16.4%	-44.8%	+2.1pp	-21.9%	-50.9%	+40.3%
PLMRPalomar Holdings, Inc.	$2.9B	-9.1%	-16.0%	-29.2%	—	+118.4%	+66.5%	+483.2%
NODKNI Holdings, Inc.	$266M	+1.9%	-2.8%	+5.1%	—	-2.9%	-31.2%	-12.5%
ACGLArch Capital Group Ltd.	$33.7B	-2.2%	+0.9%	+1.8%	—	+30.9%	+150.7%	+325.3%
RNRRenaissanceRe Holdings Ltd.	$13.1B	+0.5%	+11.3%	+22.9%	+0.7pp	+46.6%	+89.7%	+182.4%
AIZAssurant, Inc.	$11.8B	+8.5%	-0.1%	+21.3%	+1.7pp	+86.7%	+55.2%	+204.4%

Compare:KFS vs HIHO KFS vs KINS KFS vs HRTG KFS vs HIHO vs KINS

About KFS Dividend Returns

Kingsway Financial Services Inc. (KFS) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of KFS over the past year?

Kingsway Financial Services Inc. (KFS) delivered a total return of 18.66% over the past year when dividends are reinvested. The price-only return was 18.66%, meaning dividends contributed an additional 0.00 percentage points to total returns.

Q2How much would $10,000 invested in KFS be worth today?

A $10,000 investment in Kingsway Financial Services Inc. one year ago would be worth $11,866 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $11,866. Dividend reinvestment added $0 to the portfolio value.

Q3Does KFS pay dividends?

Yes, Kingsway Financial Services Inc. (KFS) pays dividends. In the last year, KFS paid approximately $0.04 per share in dividends (0.35% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did KFS beat the S&P 500?

No, Kingsway Financial Services Inc. (KFS) underperformed the S&P 500 by 12.66 percentage points over the past year. KFS delivered a total return of 18.66%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed KFS by 12.66pp during this period.

Q5What is KFS's worst drawdown?

Kingsway Financial Services Inc. (KFS) experienced a maximum drawdown of -40.19% over the past year, declining from its peak on 2025-07-03 to its trough on 2026-03-27. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is KFS's long-term total return over 10, 20, or 30 years?

Here are Kingsway Financial Services Inc. (KFS)'s long-term returns with dividends reinvested. Over 10 years, the total return is 126.9% (8.5% CAGR) — $10,000 would have grown to $22,693. Over 20 years: -83.4% total return (-8.6% CAGR) — $10,000 → $1,659. Over 30 years: -59.8% total return (-3.0% CAGR) — $10,000 → $4,020. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was KFS's best and worst year?

Kingsway Financial Services Inc.'s best calendar year was 2020 with a total return of 154.1%. Its worst year was 2009 with a total return of -69.6%. This range shows the volatility investors should expect — the difference between the best and worst year is 223.6 percentage points.