Dollar cost averaging (DCA) in MCB means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More MCB Analysis
MCB DCA Calculator
Dollar Cost Averaging — Metropolitan Bank Holding Corp.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+113.9%
Final Value$103.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+96.3%
Final Value$95.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+81.4%
Final Value$88.0K
Worst possible — still beats not investing
Best vs Worst gap32.4 pp
Your timing vs best-17.5%
Your timing vs worst+14.9%
If You Keep Investing…
Based on this stock's historical CAGR of 11.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$39K~1.3x your moneyfrom $30K invested
10 Years$106K~1.8x your moneyfrom $60K invested
20 Years$406K~3.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.8x your money
20 Years~3.4x your money
$100/mo
$4K+$611 est. gain
$8K+$2K est. gain
$21K+$9K est. gain
$81K+$57K est. gain
$250/mo
$11K+$2K est. gain
$20K+$5K est. gain
$53K+$23K est. gain
$203K+$143K est. gain
$500/mo
$21K+$3K est. gain
$39K+$9K est. gain
$106K+$46K est. gain
$406K+$286K est. gain
$1,000/mo
$42K+$6K est. gain
$79K+$19K est. gain
$211K+$91K est. gain
$812K+$572K est. gain
* Projection assumes historical CAGR of 11.0% continues. Actual returns will vary.
Your DCA Results by Date
78 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$47.60
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$49.55
$10,500
$10,910
+3.90%
$410
Mar 2, 2020
$44.43
$11,000
$10,282
-6.52%
$-718
Apr 1, 2020
$24.98
$11,500
$6,281
-45.38%
$-5,219
May 1, 2020
$24.52
$12,000
$6,665
-44.45%
$-5,335
Jun 1, 2020
$29.00
$12,500
$8,383
-32.93%
$-4,117
Jul 1, 2020
$29.52
$13,000
$9,034
-30.51%
$-3,966
Aug 3, 2020
$30.02
$13,500
$9,687
-28.25%
$-3,813
Sep 1, 2020
$31.30
$14,000
$10,600
-24.29%
$-3,400
Oct 1, 2020
$28.27
$14,500
$10,073
-30.53%
$-4,427
Nov 2, 2020
$29.78
$15,000
$11,112
-25.92%
$-3,888
Dec 2, 2020
$33.06
$15,500
$12,835
-17.19%
$-2,665
Jan 4, 2021
$35.90
$16,000
$14,438
-9.76%
$-1,562
Feb 2, 2021
$43.00
$16,500
$17,793
+7.84%
$1,293
Mar 2, 2021
$50.30
$17,000
$21,314
+25.38%
$4,314
Apr 1, 2021
$52.74
$17,500
$22,848
+30.56%
$5,348
May 3, 2021
$63.57
$18,000
$28,040
+55.78%
$10,040
Jun 1, 2021
$65.55
$18,500
$29,413
+58.99%
$10,913
Jul 1, 2021
$61.41
$19,000
$28,056
+47.66%
$9,056
Aug 2, 2021
$71.02
$19,500
$32,946
+68.95%
$13,446
Sep 1, 2021
$79.00
$20,000
$37,148
+85.74%
$17,148
Oct 1, 2021
$86.47
$20,500
$41,160
+100.78%
$20,660
Nov 2, 2021
$93.55
$21,000
$45,031
+114.43%
$24,031
Dec 2, 2021
$96.10
$21,500
$46,758
+117.48%
$25,258
Jan 3, 2022
$106.49
$22,000
$52,313
+137.79%
$30,313
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in MCB
Investing $500 per month in Metropolitan Bank Holding Corp. (MCB) over the past 6 years would be worth approximately $95K today. That's +96.3% total return on $49K invested, with a +11.0% compound annual growth rate (CAGR). This includes $709 from reinvested dividends.