Metropolitan Bank Holding Corp. (MCB) P/E Ratio History
Premium ValuationTrading at 13.5x vs 5Y avg 10.2x · 85th percentile · Premium to historical baseline · Data 2017–2026
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P/E Ratio Analysis
As of October 3, 2026, Metropolitan Bank Holding Corp. (MCB) trades at a price-to-earnings ratio of 13.5x, with a stock price of $89.25 and trailing twelve-month earnings per share of $7.52.
The current P/E is 32% above its 5-year average of 10.2x. Over the past five years, MCB's P/E has ranged from a low of 5.8x to a high of 16.5x, placing the current valuation at the 85th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.0x, MCB is roughly in line with its sector peers. The sector includes 804 companies with P/E ratios ranging from 0.0x to 159.7x.
The PEG ratio of 1.85 (P/E divided by 12% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, MCB trades at a notable discount to the S&P 500 median P/E of 24.5x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our MCB DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
MCB Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
MCB P/E vs Peers
Commercial and middle-market focused banks peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 16.8 | 2.64 | +331% | |
| $524M | 28.6 | - | +151% | |
| $3B | 15.5 | 2.20 | +13% | |
| $4B | 15.3 | 0.87 | +15% | |
| $3B | 12.2 | 1.39 | +22% | |
| $694M | 11.8 | 1.47 | +494%Best | |
| $819M | 10.0 | 0.85 | +182% | |
| $639M | 773.2 | - | -97% | |
| $17B | 43.3 | 1.77 | -47% | |
| $24B | 7.0Lowest | 0.20Best | +18% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
MCB Historical P/E Data (2017–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q2 | - | $98.76 | $7.90 | 12.5x | +9% |
| FY2026 Q1 | - | $83.29 | $8.12 | 10.3x | -11% |
| FY2025 Q4 | Dec 31 2025 | $76.36 | $6.65 | 11.5x | -0% |
| FY2025 Q3 | - | $74.82 | $5.76 | 13.0x | +13% |
| FY2025 Q2 | Jun 30 2025 | $70.00 | $6.17 | 11.3x | -1% |
| FY2025 Q1 | Mar 31 2025 | $55.99 | $5.91 | 9.5x | -18% |
| FY2024 Q4 | - | $58.40 | $5.92 | 9.9x | -14% |
| FY2024 Q3 | Sep 30 2024 | $52.58 | $5.31 | 9.9x | -14% |
| FY2024 Q2 | Jun 30 2024 | $42.09 | $6.20 | 6.8x | -41% |
| FY2024 Q1 | Mar 31 2024 | $38.50 | $6.07 | 6.3x | -45% |
| FY2023 Q4 | Dec 31 2023 | $55.38 | $6.86 | 8.1x | -30% |
| FY2023 Q3 | Sep 30 2023 | $36.28 | $4.88 | 7.4x | -35% |
| FY2023 Q2 | Jun 30 2023 | $34.73 | $5.14 | 6.8x | -41% |
| FY2023 Q1 | Mar 31 2023 | $33.89 | $5.84 | 5.8x | -50% |
| FY2022 Q4 | Dec 31 2022 | $58.67 | $5.28 | 11.1x | -3% |
| FY2022 Q3 | Sep 30 2022 | $64.36 | $7.68 | 8.4x | -27% |
| FY2022 Q2 | - | $69.42 | $7.22 | 9.6x | -16% |
| FY2022 Q1 | - | $101.77 | $6.70 | 15.2x | +32% |
| FY2021 Q4 | Dec 31 2021 | $106.53 | $6.44 | 16.5x | +44% |
| FY2021 Q3 | - | $84.30 | $6.14 | 13.7x | +19% |
| FY2021 Q2 | Jun 30 2021 | $60.22 | $5.64 | 10.7x | -7% |
| FY2021 Q1 | Mar 31 2021 | $50.36 | $5.38 | 9.4x | -19% |
| FY2020 Q4 | - | $36.27 | $4.67 | 7.8x | -32% |
| FY2020 Q3 | Sep 30 2020 | $28.00 | $4.21 | 6.7x | -42% |
| FY2020 Q2 | - | $32.08 | $3.84 | 8.4x | -27% |
| FY2020 Q1 | - | $26.93 | $3.26 | 8.3x | -28% |
| FY2019 Q4 | - | $48.23 | $3.55 | 13.6x | +18% |
| FY2019 Q3 | Sep 30 2019 | $39.33 | $3.37 | 11.7x | +2% |
| FY2019 Q2 | Jun 30 2019 | $44.00 | $3.32 | 13.3x | +15% |
| FY2019 Q1 | Mar 31 2019 | $34.79 | $3.31 | 10.5x | -9% |
| FY2018 Q4 | Dec 31 2018 | $30.85 | $3.05 | 10.1x | -12% |
| FY2018 Q3 | Sep 30 2018 | $41.12 | $2.79 | 14.7x | +28% |
| FY2018 Q2 | Jun 30 2018 | $52.48 | $2.43 | 21.6x | +88% |
| FY2018 Q1 | Mar 31 2018 | $42.11 | $2.07 | 20.3x | +77% |
| FY2017 Q4 | Dec 31 2017 | $42.10 | $1.33 | 31.7x | +176% |
Average P/E for displayed period: 11.5x
MCB Chart Terminal
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Intrinsic Valuation
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Historical Returns
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Peer Comparison
Compare growth, multiples, and margins vs sector.
MCB — Frequently Asked Questions
Quick answers to the most common questions about buying MCB stock.
What is MCB's P/E ratio?
Metropolitan Bank Holding Corp. (MCB) trailing twelve-month P/E ratio is 13.5x, based on TTM diluted EPS of $7.52. The 5-year average P/E is 10.2x and the historical range spans 5.8x to 16.5x.
Is MCB stock overvalued or undervalued?
MCB trades at 13.5x P/E, above its 5-year average of 10.2x. The 85th percentile ranking within the 5.8x–16.5x historical range indicates a premium to historical valuation.
Is MCB stock expensive?
Yes, MCB is expensive relative to its own history. The current P/E of 13.5x is above the 5-year average of 10.2x. The stock sits at the 85th percentile of its 5-year valuation range.
What is MCB's historical P/E range?
Over the past 5 years, MCB's P/E ratio has ranged from 5.8x to 16.5x, with a median of 9.9x and an average of 10.2x. The current P/E of 13.5x places the stock at the 85th percentile of this range. Full historical data spans 2017–2026.
How does MCB's P/E compare to the S&P 500?
MCB trades at 13.5x P/E versus the S&P 500 median of 24.5x. The 45% discount to the market suggests lower growth expectations or perceived higher risk.
How does MCB's valuation compare to Financial Services peers?
Metropolitan Bank Holding Corp. P/E of 13.5x compares to the Financial Services sector median of 14.0x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is MCB's PEG ratio?
MCB PEG ratio is 1.85, based on a P/E of 13.5x and EPS growth of 11.6%. A PEG between 1 and 2 suggests valuation aligns with growth expectations — typically considered fair.
What is MCB's earnings yield?
MCB earnings yield is 7.42%, the inverse of its 13.5x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.