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MCBMetropolitan Bank Holding Corp.
$87.60$1.0B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
MCB logo

Metropolitan Bank Holding Corp.

MCB
NYSE · Regional Banks
$87.60
At close - Oct 1, 4:00 PM EDT - USD
Market Cap$1.01B
P/E13.2x
52W High$102.04
Volume127.21K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q1

Strategic Pivot Drives NII Growth Amidst Risks

Metropolitan Bank Holding Corp. is navigating a complex strategic transition, evidenced by a 28.3% year-over-year growth in net interest income as of 2026Q1 following its exit from the crypto-asset vertical. While the bank has successfully improved its efficie...

GrowthAccelerating
ProfitabilityModerate
ValuationAttractive
TechnicalsMixed
Explore valuation models
MARKET ACTION

MCB price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

-21% Peers

P/E is 21% below peer median

03

Market leadership

RS 61 · Avg

Average momentum (RS Rating: 61)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Oct 21

Market performance

Price History →

Trailing total returns as of 10/2/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
MCB+14.85%
S&P 500 (^GSPC)+11.83%
1-Year Return
MCB+19.10%
S&P 500 (^GSPC)+14.29%
3-Year Return
MCB+152.56%
S&P 500 (^GSPC)+79.88%
5-Year Return
MCB+2.58%
S&P 500 (^GSPC)+72.80%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
13.5x
Forward P/EExpansion
9.2x
EV/EBITDA50th %ile
7.1x
FCF YieldCash Flow
8.0%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
13.5x
11.1x
80th· High
EV/EBITDA
7.1x
7.8x
50th· Fair
Price/FCF
12.5x
10.0x
60th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$39.21-55.2%
Base (Fair)$80.04-10.7%
Bull$134.11+53.1%
$39.21 Bear$80.04 Base$134.11 Bull
Current Market Price: $87.60
Trades at a 9.4% premium to Base DCF ($80.04)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$315M+13.8% YoY
Net income
$71M+6.6% YoY
Free cash flow
$82M-43.5% YoY
Operating margin
19.3%-0.5 pts YoY
ROIC (TTM)7.8%
Avg ROIC 5Y-
ROE (TTM)9.7%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate7/12 (58%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 21, 2026
$1.54-33.0%
vs $2.30
$93M-0.4%
vs $93M
Q2 2026
Apr 21, 2026
$2.92+26.4%
vs $2.31
$88M+1.4%
vs $87M
Q1 2026
Jan 20, 2026
$2.77+25.9%
vs $2.20
$88M+6.3%
vs $83M
Q4 2025
Oct 23, 2025
$0.67-67.8%
vs $2.08
$80M+2.0%
vs $78M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Business Wire·1d ago
Metropolitan Bank Holding Corp. Schedules Third Quarter 2026 Earnings Release and Conference Call Dates

NEW YORK--(BUSINESS WIRE)--Metropolitan Bank Holding Corp. (the “Company”) (NYSE: MCB), the holding company for Metropolitan Commercial Bank, today announced it will release third quarter 2026 financial results after the market closes on Tuesday, October 20, 2026. The Company will conduct a conference call at 9:00 a.m. ET on Wednesday, October 21, 2026, to discuss the results. To access the event by telephone, please dial 800-245-3047 (US), 203-518-9765 (INTL), and provide conference ID: MCBQ32.

GlobeNewsWire·1d ago
MCB Alert: HAGENS BERMAN, NATIONAL TRIAL ATTORNEYS, Encourages Metropolitan Bank Holding Corp. (NYSE: MCB) Investors with Significant Losses to Contact Firm

SAN FRANCISCO, Oct. 01, 2026 (GLOBE NEWSWIRE) -- National shareholder rights law firm Hagens Berman announces that it is investigating potential securities law violations by Metropolitan Bank Holding Corp. (NYSE: MCB) following disappointing Q2 financial results, unexpected credit quality disclosures, and a subsequent stock drop. If you purchased or acquired Metropolitan Bank securities and suffered significant losses, submit your losses now.

Defense World·1d ago
Head to Head Comparison: Home BancShares (NYSE:HOMB) & Metropolitan Bank (NYSE:MCB)

Metropolitan Bank (NYSE: MCB - Get Free Report) and Home BancShares (NYSE: HOMB - Get Free Report) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, profitability, valuation, institutional ownership, analyst recommendations, risk and dividends. Dividends Metropolitan Bank pays an annual dividend of

PRNewsWire·Sep 23, 2026
MCB Alert: HAGENS BERMAN, NATIONAL TRIAL ATTORNEYS, Encourages Metropolitan Bank Holding Corp. (NYSE: MCB) Investors with Significant Losses to Contact Firm

SAN FRANCISCO, Sept. 23, 2026 /PRNewswire/ -- National shareholder rights law firm Hagens Berman announces that it is investigating potential securities law violations by Metropolitan Bank Holding Corp. (NYSE: MCB) following disappointing Q2 financial results, unexpected credit quality disclosures, and a subsequent stock drop.

Filtered for Metropolitan Bank Holding Corp.More Headlines
04

Compare before deciding

Benchmark MCB against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Metropolitan Bank Holding Corp. (MCB)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
MCB logoMCBMetropolitan Bank Holding Corp.Current
$87.60$1.01B13.2313.79%13.49%9.65%0.33%
DCOM logoDCOMDime Community Bancshares, Inc.
$39.52$1.74B16.6844.2%26.34%8.67%—
FFIC logoFFICFlushing Financial Corporation
$15.47$524.18M28.6562.35%7.15%4.89%—
NBTB logoNBTBNBT Bancorp Inc.
$50.74$2.64B15.2414.54%22.65%11.26%—
WSFS logoWSFSWSFS Financial Corporation
$76.62$3.99B15.052.08%29.27%11.78%—
CUBI logoCUBICustomers Bancorp, Inc.
$74.03$2.5B11.9417.16%32.97%13.57%—

Compare MCB vs Peers

Metropolitan Bank Holding Corp. (MCB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs DCOM

Most directly comparable listed peer for MCB.

Scale Benchmark

vs ICE

Larger-name benchmark to compare MCB against a more recognizable public peer.

Peer Set

Compare Top 5

vs DCOM, FFIC, NBTB, WSFS

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

MCB SEC Filings & Documents

Metropolitan Bank Holding Corp. (MCB) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 21, 2026·SEC

Material company update

Jul 20, 2026·SEC

Material company update

Jun 22, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 20, 2026·SEC

FY 2025

Feb 28, 2025·SEC

FY 2024

Feb 28, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Jul 31, 2026·SEC

FY 2026

May 8, 2026·SEC

FY 2025

Nov 7, 2025·SEC

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MCB Frequently Asked Questions

Metropolitan Bank Holding Corp. (MCB) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Metropolitan Bank Holding Corp. growing?

Metropolitan Bank Holding Corp. (MCB) grew revenue by 13.8% over the past year. This is steady growth.

Is MCB profitable?

Yes, Metropolitan Bank Holding Corp. (MCB) is profitable, generating $86.6M in net income for fiscal year 2025 (13.5% net margin).

Dividend & Returns
Does MCB pay dividends?

Yes, Metropolitan Bank Holding Corp. (MCB) pays a dividend with a yield of 0.33%. This makes it attractive for income-focused investors.

What is MCB's return on equity?

Metropolitan Bank Holding Corp. (MCB) has a return on equity (ROE) of 9.7%. This is below average, suggesting room for improvement.

Industry Metrics
What is Metropolitan Bank Holding Corp.'s net interest margin?

Metropolitan Bank Holding Corp. (MCB) has a net interest margin (NIM) of 3.7%. This indicates healthy earnings from lending activities.

What is Metropolitan Bank Holding Corp.'s efficiency ratio?

Metropolitan Bank Holding Corp. (MCB) has an efficiency ratio of 33.4%. This is excellent, indicating strong cost control.

What if you invested $1,000 in MCB back in 2015?

Total return calculator · dividends reinvested · 11+ years of data

See returns →