Dollar cost averaging (DCA) in MP means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+291.0%
Final Value$177.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+263.9%
Final Value$163.8K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+237.5%
Final Value$153.6K
Worst possible — still beats not investing
Best vs Worst gap53.4 pp
Your timing vs best-27.0%
Your timing vs worst+26.4%
If You Keep Investing…
Based on this stock's historical CAGR of 24.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$25K~1.4x your moneyfrom $18K invested
5 Years$54K~1.8x your moneyfrom $30K invested
10 Years$217K~3.6x your moneyfrom $60K invested
20 Years$2.2M~18.2x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.4x your money
5 Years~1.8x your money
10 Years~3.6x your money
20 Years~18.2x your money
$100/mo
$5K+$1K est. gain
$11K+$5K est. gain
$43K+$31K est. gain
$436K+$412K est. gain
$250/mo
$13K+$4K est. gain
$27K+$12K est. gain
$109K+$79K est. gain
$1.1M+$1.0M est. gain
$500/mo
$25K+$7K est. gain
$54K+$24K est. gain
$217K+$157K est. gain
$2.2M+$2.1M est. gain
$1,000/mo
$51K+$15K est. gain
$108K+$48K est. gain
$434K+$314K est. gain
$4.4M+$4.1M est. gain
* Projection assumes historical CAGR of 24.6% continues. Actual returns will vary.
Your DCA Results by Date
71 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jun 22, 2020
$10.00
$10,000
$10,000
+0.00%
$0
Jul 22, 2020
$14.88
$10,500
$15,380
+46.48%
$4,880
Aug 24, 2020
$12.04
$11,000
$12,945
+17.68%
$1,945
Sep 22, 2020
$14.25
$11,500
$15,821
+37.57%
$4,321
Oct 22, 2020
$13.42
$12,000
$15,399
+28.33%
$3,399
Nov 23, 2020
$18.80
$12,500
$22,073
+76.58%
$9,573
Dec 22, 2020
$39.14
$13,000
$46,453
+257.33%
$33,453
Jan 22, 2021
$32.68
$13,500
$39,286
+191.01%
$25,786
Feb 22, 2021
$40.92
$14,000
$49,692
+254.94%
$35,692
Mar 22, 2021
$45.15
$14,500
$55,329
+281.58%
$40,829
Apr 22, 2021
$28.49
$15,000
$35,413
+136.09%
$20,413
May 24, 2021
$26.48
$15,500
$33,414
+115.58%
$17,914
Jun 22, 2021
$32.22
$16,000
$41,158
+157.23%
$25,158
Jul 22, 2021
$34.31
$16,500
$44,327
+168.65%
$27,827
Aug 23, 2021
$31.69
$17,000
$41,442
+143.78%
$24,442
Sep 22, 2021
$31.51
$17,500
$41,707
+138.33%
$24,207
Oct 22, 2021
$36.51
$18,000
$48,825
+171.25%
$30,825
Nov 22, 2021
$41.43
$18,500
$55,904
+202.19%
$37,404
Dec 22, 2021
$43.52
$19,000
$59,225
+211.71%
$40,225
Jan 24, 2022
$40.09
$19,500
$55,057
+182.34%
$35,557
Feb 22, 2022
$40.98
$20,000
$56,779
+183.90%
$36,779
Mar 22, 2022
$48.93
$20,500
$68,294
+233.14%
$47,794
Apr 22, 2022
$41.17
$21,000
$57,963
+176.01%
$36,963
May 23, 2022
$39.26
$21,500
$55,774
+159.41%
$34,274
Jun 22, 2022
$33.27
$22,000
$47,764
+117.11%
$25,764
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Frequently Asked Questions
Common questions about DCA investing in MP
Investing $500 per month in MP Materials Corp. (MP) over the past 6 years would be worth approximately $164K today. That's +263.9% total return on $45K invested, with a +24.6% compound annual growth rate (CAGR).