Dollar cost averaging (DCA) in NRDY means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-62.6%
Final Value$16.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-67.4%
Final Value$13.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-70.7%
Final Value$12.6K
Worst possible — still beats not investing
Best vs Worst gap8.0 pp
Your timing vs best-4.8%
Your timing vs worst+3.3%
If You Keep Investing…
Based on this stock's historical CAGR of -18.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -18.6% continues. Actual returns will vary.
Your DCA Results by Date
66 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Nov 27, 2020
$9.70
$10,000
$10,000
+0.00%
$0
Dec 28, 2020
$11.39
$10,500
$12,242
+16.59%
$1,742
Jan 27, 2021
$10.92
$11,000
$12,237
+11.25%
$1,237
Mar 1, 2021
$10.75
$11,500
$12,547
+9.10%
$1,047
Mar 29, 2021
$9.91
$12,000
$12,066
+0.55%
$66
Apr 27, 2021
$10.20
$12,500
$12,919
+3.35%
$419
May 27, 2021
$10.16
$13,000
$13,369
+2.84%
$369
Jun 28, 2021
$9.93
$13,500
$13,566
+0.49%
$66
Jul 27, 2021
$9.93
$14,000
$14,066
+0.47%
$66
Aug 27, 2021
$9.98
$14,500
$14,637
+0.94%
$137
Sep 27, 2021
$10.06
$15,000
$15,254
+1.69%
$254
Oct 27, 2021
$7.76
$15,500
$12,267
-20.86%
$-3,233
Nov 29, 2021
$6.07
$16,000
$10,095
-36.91%
$-5,905
Dec 27, 2021
$4.87
$16,500
$8,599
-47.88%
$-7,901
Jan 27, 2022
$4.07
$17,000
$7,687
-54.78%
$-9,313
Feb 28, 2022
$4.51
$17,500
$9,018
-48.47%
$-8,482
Mar 28, 2022
$4.93
$18,000
$10,358
-42.46%
$-7,642
Apr 27, 2022
$3.60
$18,500
$8,063
-56.41%
$-10,437
May 27, 2022
$2.59
$19,000
$6,301
-66.84%
$-12,699
Jun 27, 2022
$2.58
$19,500
$6,777
-65.25%
$-12,723
Jul 27, 2022
$2.12
$20,000
$6,069
-69.66%
$-13,931
Aug 29, 2022
$3.05
$20,500
$9,231
-54.97%
$-11,269
Sep 27, 2022
$2.28
$21,000
$7,400
-64.76%
$-13,600
Oct 27, 2022
$2.30
$21,500
$7,965
-62.95%
$-13,535
Nov 28, 2022
$2.07
$22,000
$7,669
-65.14%
$-14,331
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Frequently Asked Questions
Common questions about DCA investing in NRDY
Investing $500 per month in Nerdy, Inc. (NRDY) over the past 5 years would be worth approximately $14K today. That's -67.4% total return on $43K invested, with a -18.6% compound annual growth rate (CAGR).