Dollar cost averaging (DCA) in PNNT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More PNNT Analysis
PNNT DCA Calculator
Dollar Cost Averaging — PennantPark Investment Corporation
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+49.6%
Final Value$71.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+41.4%
Final Value$67.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+33.5%
Final Value$64.1K
Worst possible — still beats not investing
Best vs Worst gap16.1 pp
Your timing vs best-8.2%
Your timing vs worst+7.9%
If You Keep Investing…
Based on this stock's historical CAGR of 5.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$34K~1.1x your moneyfrom $30K invested
10 Years$80K~1.3x your moneyfrom $60K invested
20 Years$217K~1.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.3x your money
20 Years~1.8x your money
$100/mo
$4K+$303 est. gain
$7K+$884 est. gain
$16K+$4K est. gain
$43K+$19K est. gain
$250/mo
$10K+$758 est. gain
$17K+$2K est. gain
$40K+$10K est. gain
$109K+$49K est. gain
$500/mo
$20K+$2K est. gain
$34K+$4K est. gain
$80K+$20K est. gain
$217K+$97K est. gain
$1,000/mo
$39K+$3K est. gain
$69K+$9K est. gain
$159K+$39K est. gain
$434K+$194K est. gain
* Projection assumes historical CAGR of 5.6% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$6.60
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$6.48
$10,500
$10,318
-1.73%
$-182
Mar 2, 2020
$5.90
$11,000
$9,895
-10.05%
$-1,105
Apr 2, 2020
$2.42
$11,500
$4,836
-57.95%
$-6,664
May 4, 2020
$3.10
$12,000
$6,695
-44.21%
$-5,305
Jun 2, 2020
$3.40
$12,500
$7,843
-37.26%
$-4,657
Jul 2, 2020
$3.32
$13,000
$8,411
-35.30%
$-4,589
Aug 3, 2020
$3.09
$13,500
$8,328
-38.31%
$-5,172
Sep 2, 2020
$3.65
$14,000
$10,338
-26.16%
$-3,662
Oct 2, 2020
$3.34
$14,500
$10,274
-29.14%
$-4,226
Nov 2, 2020
$2.88
$15,000
$9,359
-37.61%
$-5,641
Dec 2, 2020
$4.46
$15,500
$14,994
-3.27%
$-506
Jan 4, 2021
$4.49
$16,000
$16,006
+0.04%
$6
Feb 2, 2021
$5.55
$16,500
$20,285
+22.94%
$3,785
Mar 2, 2021
$5.71
$17,000
$21,370
+25.70%
$4,370
Apr 5, 2021
$5.86
$17,500
$22,878
+30.73%
$5,378
May 3, 2021
$6.51
$18,000
$25,916
+43.98%
$7,916
Jun 2, 2021
$6.77
$18,500
$27,451
+48.38%
$8,951
Jul 2, 2021
$6.87
$19,000
$28,828
+51.73%
$9,828
Aug 2, 2021
$6.47
$19,500
$27,650
+41.79%
$8,150
Sep 2, 2021
$6.49
$20,000
$28,235
+41.18%
$8,235
Oct 4, 2021
$6.50
$20,500
$29,306
+42.96%
$8,806
Nov 2, 2021
$6.79
$21,000
$31,114
+48.16%
$10,114
Dec 2, 2021
$6.95
$21,500
$32,347
+50.45%
$10,847
Jan 3, 2022
$7.00
$22,000
$33,661
+53.00%
$11,661
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Frequently Asked Questions
Common questions about DCA investing in PNNT
Investing $500 per month in PennantPark Investment Corporation (PNNT) over the past 6 years would be worth approximately $68K today. That's +41.4% total return on $48K invested, with a +5.6% compound annual growth rate (CAGR). This includes $36K from reinvested dividends.