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Simmons First National Corporation (SFNC) Total Return Calculator with Dividends Reinvested

Simmons First National Corporation

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The total return for Simmons First National Corporation (SFNC) stock is +15.70% over the past 12 months. So far it's up 14.96% this year. The 5-year total return is -13.99%, meaning $10,000 invested in SFNC stock 5 years ago would be worth $8,601 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in SFNC 1 year ago, it would be worth $11,750 today — you'd have gained $1,750 with dividends reinvested.

With Dividends Reinvested$11,750+17.50%

Price Only (No DRIP)$11,238+12.38%

Dividend Boost+$5114 payments · +5.11% extra

Period2025-05-06 → 2026-05-05

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in SFNC

1Y$11,570+$1,570 (+15.7%)15.7% CAGR

3Y$14,944+$4,944 (+49.4%)14.3% CAGR

5Y$8,601-$1,399 (-14.0%)-3.0% CAGR

10Y$12,632+$2,632 (+26.3%)2.4% CAGR

15Y$23,560+$13,560 (+135.6%)5.9% CAGR

20Y$22,909+$12,909 (+129.1%)4.2% CAGR

30Y$62,791+$52,791 (+527.9%)6.3% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-13	$0.21	$18.34	+0.011587
2025-09-15	$0.21	$19.98	+0.010759
2025-12-15	$0.21	$19.37	+0.011216
2026-03-13	$0.21	$18.61	+0.011941

Loading SFNC total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+14.96%	—	+13.82%	+1.14 pp	$11,496
1Y	+15.70%	15.70%	+11.27%	+4.43 pp	$11,570
3Y	+49.44%	14.33%	+33.79%	+15.65 pp	$14,944
5Y	-13.99%	-2.97%	-27.54%	+13.55 pp	$8,601
10Y	+26.32%	2.36%	-4.67%	+31.00 pp	$12,632
15Y	+135.60%	5.88%	+65.41%	+70.19 pp	$23,560
20Y	+129.09%	4.23%	+51.59%	+77.49 pp	$22,909
30Y	+527.91%	6.32%	+289.46%	+238.45 pp	$62,791

Risk & Highlights

Best Year+56.95%1997

Worst Year-32.87%1999

Max Drawdown-18.43%2025-09-04 → 2025-10-29 · Recovered 2026-02-04

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+6.93%	+5.79%	+1.1pp	+0.41%	+6.5pp
2025	-9.22%	-13.13%	+3.9pp	+16.64%	-25.9pp
2024	+16.38%	+12.13%	+4.2pp	+24.00%	-7.6pp
2023	-4.31%	-8.02%	+3.7pp	+24.81%	-29.1pp
2022	-26.05%	-28.57%	+2.5pp	-19.95%	-6.1pp

SFNC underperformed the S&P 500 by 12.74pp over the past year (+15.70% vs +28.44%).

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SFNC Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
SFNCSimmons First National Corporation	$3.1B	+8.2%	+15.0%	+15.7%	+4.4pp	+49.4%	-14.0%	+26.3%
HOMBHome Bancshares, Inc.	$5.3B	-2.6%	-3.6%	-3.0%	+2.9pp	+38.4%	+6.2%	+58.2%
RNSTRenasant Corporation	$3.8B	+6.5%	+13.5%	+22.5%	+2.7pp	+60.5%	-0.4%	+46.0%
FFINFirst Financial Bankshares, Inc.	$4.6B	+6.0%	+8.0%	-4.2%	+2.2pp	+23.6%	-29.6%	+145.2%
CADECadence Bank	$7.8B	—	-1.8%	+43.0%	+3.9pp	+136.8%	+55.3%	+123.1%
IBCPIndependent Bank Corporation	$690M	-0.8%	+5.9%	+11.2%	+4.3pp	+123.9%	+63.4%	+181.9%
NBTBNBT Bancorp Inc.	$2.3B	+2.3%	+8.3%	+7.1%	+3.4pp	+53.6%	+31.4%	+103.4%
FULTFulton Financial Corporation	$4.2B	+3.9%	+11.8%	+29.1%	+4.3pp	+126.2%	+44.6%	+107.4%
UBSIUnited Bankshares, Inc.	$6.1B	+3.2%	+14.5%	+27.7%	+4.3pp	+57.8%	+25.7%	+54.3%
WSFSWSFS Financial Corporation	$3.8B	+6.6%	+30.8%	+36.7%	+1.3pp	+127.3%	+45.2%	+129.8%
FISFidelity National Information Services, Inc.	$24.1B	-0.1%	-28.3%	-38.4%	+2.1pp	-7.4%	-62.8%	-12.4%

Compare:SFNC vs HOMB SFNC vs RNST SFNC vs FFIN SFNC vs HOMB vs RNST

About SFNC Dividend Returns

Simmons First National Corporation (SFNC) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of SFNC over the past year?

Simmons First National Corporation (SFNC) delivered a total return of 15.70% over the past year when dividends are reinvested. The price-only return was 11.27%, meaning dividends contributed an additional 4.43 percentage points to total returns.

Q2How much would $10,000 invested in SFNC be worth today?

A $10,000 investment in Simmons First National Corporation one year ago would be worth $11,570 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $11,127. Dividend reinvestment added $443 to the portfolio value.

Q3Does SFNC pay dividends?

Yes, Simmons First National Corporation (SFNC) pays dividends. In the last year, SFNC paid approximately $0.85 per share in dividends (3.99% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did SFNC beat the S&P 500?

No, Simmons First National Corporation (SFNC) underperformed the S&P 500 by 12.74 percentage points over the past year. SFNC delivered a total return of 15.70%, compared to the S&P 500's 28.44%. This means a passive S&P 500 index fund outperformed SFNC by 12.74pp during this period.

Q5What is SFNC's worst drawdown?

Simmons First National Corporation (SFNC) experienced a maximum drawdown of -18.43% over the past year, declining from its peak on 2025-09-04 to its trough on 2025-10-29. The stock recovered to its prior peak by 2026-02-04. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is SFNC's long-term total return over 10, 20, or 30 years?

Here are Simmons First National Corporation (SFNC)'s long-term returns with dividends reinvested. Over 10 years, the total return is 26.3% (2.4% CAGR) — $10,000 would have grown to $12,632. Over 20 years: 129.1% total return (4.2% CAGR) — $10,000 → $22,909. Over 30 years: 527.9% total return (6.3% CAGR) — $10,000 → $62,791. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was SFNC's best and worst year?

Simmons First National Corporation's best calendar year was 1997 with a total return of 57.0%. Its worst year was 1999 with a total return of -32.9%. This range shows the volatility investors should expect — the difference between the best and worst year is 89.8 percentage points.