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SFNC logoSimmons First National Corporation (SFNC) Earnings History

Annual and quarterly earnings data from 1991 to 2025

TTM Net Income
-$398M
Net Loss
TTM EPS
$-2.74
Diluted
YoY EPS Growth
-343.8%
Declining
Net Margin
-63.4%
Profitability
Operating Margin-84.2%
Gross Margin5.8%
ROE-11.4%
ROA-1.5%
Highest Annual Net Income$271M (2021)
Highest Quarterly EPS$0.84 (Q3 2019)
Consecutive Profitable Years0 years
Q4 2025
Net Income$78M
EPS$0.54
QoQ Growth+113.9%Excellent

Loading earnings history...

SFNC EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

SFNC Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
20255.8%-84.2%-63.4%
202449.5%11.8%10.6%
202355.9%15.0%13.0%
202284.5%30.1%25.1%
202194.3%39.2%32.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Simmons First National Corporation (SFNC) Earnings Overview

As of May 6, 2026, Simmons First National Corporation (SFNC) reported trailing twelve-month net income of -$398M, reflecting -343.8% year-over-year growth. The company earned $-2.74 per diluted share over the past four quarters, with a net profit margin of -63.4%.

Looking at the long-term picture, SFNC's historical earnings data spans multiple years. The company achieved its highest annual net income of $271M in fiscal 2021.

Simmons First National Corporation is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including HOMB ($458M net income, 27.7% margin), RNST ($181M net income, 12.6% margin), FFIN ($243M net income, 30.2% margin), SFNC has room to improve margins relative to the peer group. Compare SFNC vs HOMB →

SFNC Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
SFNC logoSFNCCurrent
-$398M$-2.74-63.4%-11.4%-343.8%—
HOMB logoHOMB
$458M$2.3227.7%10.4%+3.6%
RNST logoRNST
$181M$1.9012.6%5.5%-36.7%
FFIN logoFFIN
$243M$1.6930.2%14.4%+12.2%
CADE logoCADE
$530M$2.8118.0%9.8%-5.1%
IBCP logoIBCP
$69M$3.2921.7%14.3%+3.5%
Best in group
Lowest in group

SFNC Historical Earnings Data (1991–2025)

35 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$398M-360.4%-$528M$-2.95-63.4%-84.2%
2024$153M-12.8%$171M$1.2110.6%11.8%
2023$175M-31.7%$201M$1.3813.0%15.0%
2022$256M-5.4%$307M$2.0625.1%30.1%
2021$271M+6.4%$332M$2.4732.0%39.2%
2020$255M+7.0%$320M$2.3126.0%32.6%
2019$238M+10.4%$302M$2.4124.5%31.1%
2018$216M+132.1%$266M$2.3226.6%32.8%
2017$93M-4.0%$155M$1.3317.8%29.7%
2016$97M+30.2%$143M$1.5622.6%33.4%

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SFNC — Frequently Asked Questions

Quick answers to the most common questions about buying SFNC stock.

Is SFNC growing earnings?

SFNC EPS fell to $-2.74, with earnings declining -343.8%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-398M.

What are SFNC's profit margins?

Simmons First National Corporation net margin is -63.4%, with operating margin at -84.2%. Below-average margins reflect competitive or cost pressures.

How consistent are SFNC's earnings?

SFNC earnings data spans 1991-2025. The declining earnings trend is -343.8% YoY. Historical data enables comparison across business cycles.

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SFNC Earnings Over Time (2014–2025)

Net income and EPS trends