Dollar cost averaging (DCA) in VATE means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+54.5%
Final Value$74.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+36.8%
Final Value$65.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+22.1%
Final Value$58.6K
Worst possible — still beats not investing
Best vs Worst gap32.4 pp
Your timing vs best-17.7%
Your timing vs worst+14.7%
If You Keep Investing…
Based on this stock's historical CAGR of 5.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$34K~1.1x your moneyfrom $30K invested
10 Years$77K~1.3x your moneyfrom $60K invested
20 Years$204K~1.7x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.3x your money
20 Years~1.7x your money
$100/mo
$4K+$272 est. gain
$7K+$792 est. gain
$15K+$3K est. gain
$41K+$17K est. gain
$250/mo
$10K+$681 est. gain
$17K+$2K est. gain
$39K+$9K est. gain
$102K+$42K est. gain
$500/mo
$19K+$1K est. gain
$34K+$4K est. gain
$77K+$17K est. gain
$204K+$84K est. gain
$1,000/mo
$39K+$3K est. gain
$68K+$8K est. gain
$155K+$35K est. gain
$409K+$169K est. gain
* Projection assumes historical CAGR of 5.1% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$22.10
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$34.50
$10,500
$16,111
+53.44%
$5,611
Mar 2, 2020
$40.90
$11,000
$19,600
+78.18%
$8,600
Apr 2, 2020
$13.60
$11,500
$7,017
-38.98%
$-4,483
May 4, 2020
$26.90
$12,000
$14,380
+19.83%
$2,380
Jun 2, 2020
$29.30
$12,500
$41,549
+232.39%
$29,049
Jul 2, 2020
$32.10
$13,000
$46,020
+254.00%
$33,020
Aug 3, 2020
$28.50
$13,500
$41,358
+206.36%
$27,858
Sep 2, 2020
$24.30
$14,000
$35,764
+155.45%
$21,764
Oct 2, 2020
$25.00
$14,500
$37,294
+157.20%
$22,794
Nov 2, 2020
$21.80
$15,000
$33,020
+120.13%
$18,020
Dec 2, 2020
$34.80
$15,500
$53,211
+243.30%
$37,711
Jan 4, 2021
$30.70
$16,000
$47,442
+196.51%
$31,442
Feb 2, 2021
$37.50
$16,500
$58,450
+254.24%
$41,950
Mar 2, 2021
$36.80
$17,000
$57,859
+240.35%
$40,859
Apr 5, 2021
$40.50
$17,500
$64,177
+266.72%
$46,677
May 3, 2021
$42.10
$18,000
$67,212
+273.40%
$49,212
Jun 2, 2021
$41.90
$18,500
$67,393
+264.28%
$48,893
Jul 2, 2021
$39.80
$19,000
$64,515
+239.55%
$45,515
Aug 2, 2021
$36.50
$19,500
$59,666
+205.98%
$40,166
Sep 2, 2021
$37.40
$20,000
$61,637
+208.18%
$41,637
Oct 4, 2021
$39.30
$20,500
$65,268
+218.38%
$44,768
Nov 2, 2021
$42.70
$21,000
$71,415
+240.07%
$50,415
Dec 2, 2021
$38.60
$21,500
$65,058
+202.59%
$43,558
Jan 3, 2022
$39.10
$22,000
$66,400
+201.82%
$44,400
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Frequently Asked Questions
Common questions about DCA investing in VATE
Investing $500 per month in INNOVATE Corp. (VATE) over the past 6 years would be worth approximately $66K today. That's +36.8% total return on $48K invested, with a +5.1% compound annual growth rate (CAGR). This includes $24K from reinvested dividends.