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Axos Financial, Inc.(AX)Earnings, Financials & Key Ratios
AX•NYSE•Banking & Credit
$87.57
$4.96B mkt cap·11.8× P/E·Price updated May 7, 2026
AboutAxos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through Banking Business and Securities Business segments. The company offers deposits products, including consumer and business checking, demand, savings, time deposit, money market, zero balance, and insured cash sweep accounts. It also provides single family, multifamily, and commercial mortgage loans; commercial real estate secured loans; commercial and industrial non-real estate, asset-backed, lines of credit, and term loans; automobile loans; fixed rate term unsecured loans; and other loans, such as structure settlements, small business administration consumer loans, and securities-backed loans. In addition, the company offers ACH origination, wire transfer, commercial check printing, business bill pay and account transfer; remote deposit capture, mobile deposit, lockbox, merchant, and online payment portal; concierge banking; mobile and text messaging banking; and payment services, as well as debit and credit cards, and digital wallets. Further, it provides disclosed clearing services; back-office services, such as record keeping, trade reporting, accounting, general back-office support, securities and margin lending, reorganization assistance, and custody of securities; and financing to brokerage customers. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.Show more
- Net Interest Income$1.13B+17.3%
- Total Revenue$1.93B+9.2%
- Net Income$433M-3.8%
- Return on Equity17.42%-18.6%
- Net Interest Margin4.55%+8.2%
- Efficiency Ratio29.68%+29.4%
- ROA1.82%-12.8%
- Equity / Assets10.82%+7.9%
- Book Value per Share46.03+18.0%
- Tangible BV/Share43.25+19.8%
- Debt/Equity0.14-23.4%
AX Key Insights
Axos Financial, Inc. (AX) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 18.7%
- ✓Strong Piotroski F-Score: 7/9
- ✓Strong NIM of 4.6%
- ✓Efficient operations: 29.7% efficiency ratio
- ✓Well capitalized: 10.8% equity/assets
- ✓Good 3Y average ROE of 18.7%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
AX Price & Volume
Axos Financial, Inc. (AX) stock price & volume — 10-year historical chart
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AX Growth Metrics
Axos Financial, Inc. (AX) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years21.51%
5 Years21.87%
3 Years36.54%
TTM-
Profit CAGR
10 Years18%
5 Years18.74%
3 Years21.61%
TTM11.47%
EPS CAGR
10 Years18.68%
5 Years20.05%
3 Years23.23%
TTM-55.18%
Return on Capital
10 Years14.82%
5 Years15.7%
3 Years18.17%
Last Year18.13%
AX Recent Earnings
Axos Financial, Inc. (AX) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 8/12 qtrs (67%)
Q2 2026Latest
Apr 30, 2026EPS
$1.90
Est $2.13
-10.8%
Revenue
$392M
Est $373M
+5.3%
Q1 2026
Jan 29, 2026EPS
$2.25
Est $2.07
+8.7%
Revenue
$385M
Est $347M
+10.9%
Q4 2025
Oct 30, 2025EPS
$2.07
Est $1.86
+11.3%
Revenue
$319M
Est $336M
-4.9%
Q3 2025
Jul 30, 2025EPS
$1.94
Est $1.82
+6.6%
Revenue
$317M
Est $321M
-1.1%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $1.90vs $2.13-10.8% | $392Mvs $373M+5.3% |
| Q1 2026 | Jan 29, 2026 | $2.25vs $2.07+8.7% | $385Mvs $347M+10.9% |
| Q4 2025 | Oct 30, 2025 | $2.07vs $1.86+11.3% | $319Mvs $336M-4.9% |
| Q3 2025 | Jul 30, 2025 | $1.94vs $1.82+6.6% | $317Mvs $321M-1.1% |
Based on last 12 quarters of dataView full earnings history →
AX Peer Comparison
Axos Financial, Inc. (AX) competitors in Digital banks and banking-as-a-service — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 WAL | 9.04B | 82.31 | 9.43 | 5.17% | 12.81% | 0.82 | ||
 CUBI | 2.62B | 77.91 | 12.57 | 3.94% | 11.25% | 0.81 | ||
 BANR | 2.22B | 65.58 | 11.63 | -0.95% | 10.34% | 0.19 | ||
 ALLY | 13.51B | 43.80 | 18.48 | -25.75% | 5.5% | 1.40 | ||
 SLM | 4.49B | 22.66 | 6.55 | 4.1% | 31.01% | 2.39 | ||
 NAVI | 826.17M | 8.79 | -10.85 | -23.74% | -2.45% | 19.05 | ||
 LDI | 472.39M | 1.41 | -4.70 | 37.59% | -19.61% | 13.05 | ||
 PFSI | 4.62B | 88.65 | 9.53 | 173.81% | 12.02% | 5.35 |
Compare AX vs Peers
Axos Financial, Inc. (AX) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
AX Income Statement
Axos Financial, Inc. (AX) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 313.23M | 368.49M | 408.61M | 477.61M | 538.74M | 607.16M | 783.12M | 961.43M | 1.13B | 902.92M |
| NII Growth % | 20.01% | 17.64% | 10.89% | 16.89% | 12.8% | 12.7% | 28.98% | 22.77% | 17.3% | -74.19% |
| Net Interest Margin % | 3.68% | 3.86% | 3.64% | 3.45% | 3.78% | 3.48% | 3.85% | 4.21% | 4.55% | 3.09% |
| Interest Income | 387.29M | 475.07M | 564.89M | 622.84M | 617.86M | 659.73M | 1.16B | 1.66B | 1.82B | 442.41M |
| Interest Expense | 74.06M | 106.58M | 156.28M | 145.23M | 79.12M | 52.57M | 374.02M | 694.18M | 687.69M | 691.05M |
| Loan Loss Provision | 11.06M | 25.8M | 27.35M | 42.2M | 23.75M | 23.75M | 24.25M | 32.5M | 55.74M | 284.35M |
| Non-Interest Income | 68.13M | 70.94M | 79.94M | 94.78M | 94.11M | 98.18M | 107.06M | 112M | 114M | 37M |
| Non-Interest Income % | 14.96% | 12.99% | 12.4% | 13.21% | 13.22% | 12.95% | 8.47% | 6.34% | 5.91% | 7.72% |
| Total Revenue | 455.42M▲ 0% | 546.01M▲ 19.9% | 644.82M▲ 18.1% | 717.62M▲ 11.3% | 711.97M▼ 0.8% | 757.91M▲ 6.5% | 1.26B▲ 66.8% | 1.77B▲ 39.8% | 1.93B▲ 9.2% | 479.42M▲ 0% |
| Revenue Growth % | 18.58% | 19.89% | 18.1% | 11.29% | -0.79% | 6.45% | 66.8% | 39.82% | 9.16% | -314.51% |
| Non-Interest Expense | 137.6M | 173.94M | 248.38M | 267.56M | 303.36M | 341.63M | 434.18M | 405.45M | 572.63M | 703.17M |
| Efficiency Ratio | 30.22% | 31.86% | 38.52% | 37.28% | 42.61% | 45.08% | 34.34% | 22.94% | 29.68% | 146.67% |
| Operating Income | 232.69M▲ 0% | 239.7M▲ 3.0% | 212.81M▼ 11.2% | 262.63M▲ 23.4% | 305.74M▲ 16.4% | 339.96M▲ 11.2% | 431.74M▲ 27.0% | 635.48M▲ 47.2% | 613.39M▼ 3.5% | 155.8M▲ 0% |
| Operating Margin % | 51.09% | 43.9% | 33% | 36.6% | 42.94% | 44.85% | 34.15% | 35.95% | 31.79% | 32.5% |
| Operating Income Growth % | 13.57% | 3.01% | -11.22% | 23.41% | 16.41% | 11.19% | 27% | 47.19% | -3.48% | - |
| Pretax Income | 232.69M▲ 0% | 239.7M▲ 3.0% | 212.81M▼ 11.2% | 262.63M▲ 23.4% | 305.74M▲ 16.4% | 339.96M▲ 11.2% | 431.74M▲ 27.0% | 635.48M▲ 47.2% | 613.39M▼ 3.5% | 646.5M▲ 0% |
| Pretax Margin % | 51.09% | 43.9% | 33% | 36.6% | 42.94% | 44.85% | 34.15% | 35.95% | 31.79% | 134.85% |
| Income Tax | 97.95M | 87.29M | 57.67M | 79.19M | 90.04M | 99.24M | 124.58M | 185.47M | 180.49M | 170.39M |
| Effective Tax Rate % | 42.1% | 36.42% | 27.1% | 30.15% | 29.45% | 29.19% | 28.85% | 29.19% | 29.42% | 26.36% |
| Net Income | 134.74M▲ 0% | 152.41M▲ 13.1% | 155.13M▲ 1.8% | 183.44M▲ 18.2% | 215.71M▲ 17.6% | 240.72M▲ 11.6% | 307.17M▲ 27.6% | 450.01M▲ 46.5% | 432.91M▼ 3.8% | 476.1M▲ 0% |
| Net Margin % | 29.59% | 27.91% | 24.06% | 25.56% | 30.3% | 31.76% | 24.3% | 25.46% | 22.44% | 99.31% |
| Net Income Growth % | 12.95% | 13.11% | 1.78% | 18.25% | 17.59% | 11.59% | 27.6% | 46.5% | -3.8% | 11.47% |
| Net Income (Continuing) | 134.74M | 152.41M | 155.13M | 183.44M | 215.71M | 240.72M | 307.17M | 450.01M | 432.91M | 351.42M |
| EPS (Diluted) | 2.07▲ 0% | 2.38▲ 15.0% | 2.49▲ 4.6% | 2.98▲ 19.7% | 3.56▲ 19.5% | 3.97▲ 11.5% | 5.07▲ 27.7% | 7.66▲ 51.1% | 7.43▼ 3.0% | 8.24▲ 0% |
| EPS Growth % | 11.89% | 14.98% | 4.62% | 19.68% | 19.46% | 11.52% | 27.71% | 51.08% | -3% | -55.18% |
| EPS (Basic) | 2.07 | 2.36 | 2.51 | 3.01 | 3.64 | 4.04 | 5.15 | 7.82 | 7.61 | - |
| Diluted Shares Outstanding | 64.94M | 64.15M | 62.38M | 61.44M | 60.52M | 60.61M | 60.57M | 58.73M | 58.24M | 57.77M |
AX Balance Sheet
Axos Financial, Inc. (AX) balance sheet — assets, liabilities & shareholders' equity
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 892.64M | 803.05M | 738.64M | 1.94B | 902.96M | 1.47B | 2.47B | 2.12B | 2B | 6.49B |
| Cash & Due from Banks | 628.17M | 622.75M | 511.13M | 1.76B | 715.62M | 1.2B | 2.23B | 1.98B | 1.93B | 1.17B |
| Short Term Investments | 264.47M | 180.31M | 227.51M | 187.63M | 187.34M | 262.52M | 233.11M | 141.16M | 66.06M | 801.44M |
| Total Investments | 7.66B | 8.65B | 9.65B | 10.92B | 11.64B | 14.37B | 16.71B | 19.39B | 21.13B | 801.44M |
| Investments Growth % | 11.5% | 12.86% | 11.53% | 13.14% | 6.68% | 23.4% | 16.31% | 16.01% | 8.96% | -46.07% |
| Long-Term Investments | 7.4B | 8.47B | 9.42B | 10.73B | 11.46B | 14.11B | 16.48B | 19.25B | 21.06B | 68B |
| Accounts Receivables | 20.78M | 0 | 188.38M | 211.39M | 326.18M | 309.22M | 309.31M | 220.24M | 234.88M | 0 |
| Goodwill & Intangibles | 7.2M | 78.54M | 144.68M | 136.06M | 133.88M | 181.62M | 177.59M | 170.69M | 161.72M | 211.05M |
| Goodwill | 0 | 35.72M | 71.22M | 71.22M | 71.22M | 95.67M | 97.67M | 97.67M | 97.67M | 211.05M |
| Intangible Assets | 7.2M | 42.82M | 73.45M | 64.84M | 62.66M | 85.94M | 79.92M | 73.02M | 64.05M | 0 |
| PP&E (Net) | 16.66M | 21.45M | 0 | 0 | 0 | 105.41M | 0 | 0 | 0 | 0 |
| Other Assets | 130.16M | 148.45M | 713.55M | 823.56M | 1.4B | 1.02B | 781.15M | 1.03B | 1.19B | 0 |
| Total Current Assets | 913.42M | 803.05M | 941.83M | 2.16B | 1.27B | 1.88B | 2.91B | 2.41B | 2.37B | 801.44M |
| Total Non-Current Assets | 7.59B | 8.74B | 10.28B | 11.69B | 12.99B | 15.52B | 17.44B | 20.45B | 22.41B | 211.05M |
| Total Assets | 8.5B▲ 0% | 9.54B▲ 12.2% | 11.22B▲ 17.6% | 13.85B▲ 23.5% | 14.27B▲ 3.0% | 17.46B▲ 22.4% | 20.35B▲ 16.6% | 22.86B▲ 12.3% | 24.78B▲ 8.4% | 29.25B▲ 0% |
| Asset Growth % | 11.84% | 12.21% | 17.62% | 23.45% | 2.99% | 22.36% | 16.57% | 12.32% | 8.43% | 65.74% |
| Return on Assets (ROA) | 1.67% | 1.69% | 1.49% | 1.46% | 1.53% | 1.52% | 1.63% | 2.08% | 1.82% | 1.74% |
| Accounts Payable | 1.28M | 0 | 238.6M | 347.61M | 535.42M | 511.65M | 445.48M | 301.13M | 350.61M | 0 |
| Total Debt | 714.46M | 511.55M | 627.43M | 478.29M | 574.86M | 562.74M | 451.78M | 415.68M | 372.67M | 0 |
| Net Debt | 86.29M | -111.2M | 116.3M | -1.28B | -140.77M | -639.84M | -1.78B | -1.56B | -1.56B | -1.17B |
| Long-Term Debt | 694.46M | 511.55M | 627.43M | 326.34M | 574.86M | 535.24M | 451.78M | 385.68M | 372.67M | 0 |
| Short-Term Debt | 20M | 0 | 0 | 151.95M | 0 | 27.5M | 0 | 30M | 0 | 0 |
| Other Liabilities | 52.18M | 82.09M | 297.98M | 458.46M | 938.55M | 737.37M | 410.95M | 488.71M | 549.58M | 26.18B |
| Total Current Liabilities | 6.92B | 7.99B | 9.22B | 11.84B | 11.35B | 14.49B | 17.57B | 19.69B | 21.18B | 0 |
| Total Non-Current Liabilities | 746.64M | 593.64M | 925.41M | 784.79M | 1.51B | 1.27B | 862.73M | 874.39M | 922.25M | 26.18B |
| Total Liabilities | 7.67B | 8.58B | 10.15B | 12.62B | 12.86B | 15.81B | 18.43B | 20.56B | 22.1B | 26.18B |
| Total Equity | 834.25M▲ 0% | 960.51M▲ 15.1% | 1.07B▲ 11.7% | 1.23B▲ 14.7% | 1.4B▲ 13.8% | 1.64B▲ 17.3% | 1.92B▲ 16.7% | 2.29B▲ 19.5% | 2.68B▲ 17.0% | 3.07B▲ 0% |
| Equity Growth % | 22.04% | 15.14% | 11.72% | 14.71% | 13.82% | 17.28% | 16.69% | 19.48% | 17.03% | 67.03% |
| Equity / Assets (Capital Ratio) | 9.81% | 10.07% | 9.56% | 8.89% | 9.82% | 9.41% | 9.42% | 10.02% | 10.82% | 10.48% |
| Return on Equity (ROE) | 17.75% | 16.98% | 15.26% | 15.92% | 16.39% | 15.82% | 17.26% | 21.39% | 17.42% | 16.6% |
| Book Value per Share | 12.85 | 14.97 | 17.20 | 20.03 | 23.15 | 27.11 | 31.65 | 39.00 | 46.03 | 53.05 |
| Tangible BV per Share | 12.73 | 13.75 | 14.88 | 17.82 | 20.94 | 24.11 | 28.72 | 36.10 | 43.25 | 49.40 |
| Common Stock | 651K | 658K | 666K | 673K | 681K | 689K | 695K | 702K | 711K | 717K |
| Additional Paid-in Capital | 346.12M | 366.51M | 389.94M | 411.87M | 432.55M | 453.78M | 479.88M | 510.23M | 548.89M | 0 |
| Retained Earnings | 519.25M | 671.35M | 826.17M | 1.01B | 1.19B | 1.43B | 1.74B | 2.19B | 2.62B | 2.98B |
| Accumulated OCI | 487K | -613K | 16K | -937K | 2.51M | -2.93M | -6.61M | -2.47M | 348K | 4.46M |
| Treasury Stock | -37.32M | -82.46M | -148.81M | -195.13M | -222.53M | -237.01M | -292.41M | -403.49M | -487.8M | 0 |
| Preferred Stock | 5.06M | 5.06M | 5.06M | 5.06M | 0 | 0 | 0 | 0 | 0 | 0 |
AX Cash Flow Statement
Axos Financial, Inc. (AX) cash flow — operating, investing & free cash flow history
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 198.5M | 167.91M | 204.42M | 284.12M | 412.58M | 216.62M | 196.71M | 305.48M | 490.33M | 490.33M |
| Operating CF Growth % | 18.93% | -15.41% | 21.74% | 38.99% | 45.21% | -47.5% | -9.19% | 55.3% | 60.51% | 307.34% |
| Net Income | 134.74M | 152.41M | 155.13M | 183.44M | 215.71M | 240.72M | 307.17M | 450.01M | 432.91M | 476.1M |
| Depreciation & Amortization | 6.09M | 8.57M | 16.47M | 34.99M | 30.44M | 24.6M | 23.39M | 27.09M | 29.02M | 61.5M |
| Deferred Taxes | -2.22M | 17.03M | -8.69M | -6.55M | -8.83M | -9.4M | -19.59M | 33.13M | -27.96M | 48.56M |
| Other Non-Cash Items | 39.95M | -11.55M | 13.93M | -2.47M | 48.07M | 42.49M | 4.75M | -117.51M | -64.99M | -27.39M |
| Working Capital Changes | 5.4M | -18.95M | 4.13M | 52.78M | 106.51M | -103.02M | -145.11M | -122.44M | 79.38M | -154.71M |
| Cash from Investing | -788.73M | -1.03B | -931.74M | -1.35B | -866.77M | -2.78B | -2.4B | -2.59B | -1.84B | -4.85B |
| Purchase of Investments | -249.91M | -100.5M | -146.89M | -304.93M | -122.34M | -150.17M | -41.7M | -22.01M | -41.68M | -778.94M |
| Sale/Maturity of Investments | 468.5M | 192.05M | 109.64M | 325.7M | 74.67M | 131.87M | 57.99M | 106.25M | 100.32M | 31.25M |
| Net Investment Activity | 218.59M | 91.55M | -37.24M | 20.77M | -47.67M | -18.3M | 16.29M | 84.24M | 58.64M | -747.69M |
| Acquisitions | 0 | -70M | 67.34M | 0 | 0 | -54.6M | -5.53M | 0 | 0 | -474.45M |
| Other Investing | -998.57M | -1.04B | -941.76M | -1.36B | -808.66M | -2.69B | -2.38B | -2.64B | -1.85B | -3.43B |
| Cash from Financing | 747.05M | 837.4M | 961.84M | 2.16B | -458.56M | 3.1B | 3.01B | 2.09B | 1.34B | 3.93B |
| Dividends Paid | -309K | -309K | -232K | -386K | -103K | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -6.53M | -35.18M | -56.44M | -38.86M | -21.91M | -14.48M | -48.96M | -96.29M | -58.2M | -40.75M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -6.53M | -35.18M | -56.44M | -38.86M | -21.91M | -14.48M | -48.96M | -96.29M | -58.2M | -40.75M |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K | 0 |
| Other Financing | 855.89M | 1.08B | 987.91M | 2.35B | -534.29M | 3.13B | 3.17B | 2.22B | 1.44B | 3.22B |
| Net Change in Cash | 156.81M▲ 0% | -20.69M▼ 113.2% | 234.52M▲ 1233.4% | 1.09B▲ 366.1% | -912.74M▼ 183.5% | 536.92M▲ 158.8% | 807.39M▲ 50.4% | -196.31M▼ 124.3% | -9.42M▲ 95.2% | -469.14M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 486.73M | 643.54M | 622.85M | 857.37M | 1.95B | 1.04B | 1.57B | 2.38B | 2.19B | 1.34B |
| Cash at End | 643.54M | 622.85M | 857.37M | 1.95B | 1.04B | 1.57B | 2.38B | 2.19B | 2.18B | 1.79B |
| Interest Paid | 74.44M | 106.11M | 152.76M | 145.45M | 78M | 50.27M | 368.31M | 698.96M | 687.24M | 517.71M |
| Income Taxes Paid | 102.48M | 79.63M | 64.12M | 80.43M | 92.51M | 99.7M | 131.37M | 200.81M | 153.69M | 105.41M |
| Free Cash Flow | 189.74M▲ 0% | 156.1M▼ 17.7% | 184.34M▲ 18.1% | 271.79M▲ 47.4% | 402.14M▲ 48.0% | 195.12M▼ 51.5% | 166.49M▼ 14.7% | 269.52M▲ 61.9% | 436.12M▲ 61.8% | 426.13M▲ 0% |
| FCF Growth % | 21.11% | -17.73% | 18.09% | 47.44% | 47.96% | -51.48% | -14.67% | 61.88% | 61.82% | 38.43% |
AX Banking Ratios
Axos Financial, Inc. (AX) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 17.75% | 16.98% | 15.26% | 15.92% | 16.39% | 15.82% | 17.26% | 21.39% | 17.42% | 16.6% |
| Return on Assets (ROA) | 1.67% | 1.69% | 1.49% | 1.46% | 1.53% | 1.52% | 1.63% | 2.08% | 1.82% | 1.74% |
| Net Interest Margin | 3.68% | 3.86% | 3.64% | 3.45% | 3.78% | 3.48% | 3.85% | 4.21% | 4.55% | 3.09% |
| Efficiency Ratio | 30.22% | 31.86% | 38.52% | 37.28% | 42.61% | 45.08% | 34.34% | 22.94% | 29.68% | 146.67% |
| Equity / Assets | 9.81% | 10.07% | 9.56% | 8.89% | 9.82% | 9.41% | 9.42% | 10.02% | 10.82% | 10.48% |
| Book Value / Share | 12.85 | 14.97 | 17.2 | 20.03 | 23.15 | 27.11 | 31.65 | 39 | 46.03 | 53.05 |
| NII Growth | 20.01% | 17.64% | 10.89% | 16.89% | 12.8% | 12.7% | 28.98% | 22.77% | 17.3% | -18.48% |
| Dividend Payout | - | - | - | - | - | - | - | - | - | 0% |
AX SEC Filings & Documents
Axos Financial, Inc. (AX) SEC filings — annual & quarterly reports (10-K, 10-Q)
AX Frequently Asked Questions
Axos Financial, Inc. (AX) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Axos Financial, Inc. (AX) grew revenue by 9.2% over the past year. This is steady growth.
Yes, Axos Financial, Inc. (AX) is profitable, generating $476.1M in net income for fiscal year 2025 (22.4% net margin).
Dividend & Returns
Axos Financial, Inc. (AX) has a return on equity (ROE) of 17.4%. This is reasonable for most industries.
Industry Metrics
Axos Financial, Inc. (AX) has a net interest margin (NIM) of 4.6%. This indicates healthy earnings from lending activities.
Axos Financial, Inc. (AX) has an efficiency ratio of 29.7%. This is excellent, indicating strong cost control.
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