8-K Announcements
6Material company update
Apr 28, 2026·SEC
Material company update
Apr 27, 2026·SEC
Material company update
Apr 7, 2026·SEC
Flushing Financial Corporation(FFIC)Earnings, Financials & Key Ratios
FFIC•NASDAQ•Banking & Credit
28.6× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial real estate and multifamily lenders
AboutFlushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, demand accounts, NOW accounts, and certificates of deposit. The company also provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. In addition, it offers banking services to public municipalities comprising counties, cities, towns, villages, school districts, libraries, fire districts, and various courts. As of December 31, 2021, the company operated 24 full-service offices located in the New York City boroughs of Queens, Brooklyn, and Manhattan; and in Nassau and Suffolk County, New York, as well as an Internet branch. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York.Show more
- Net Interest Income$217M+19.5%
- Total Revenue$453M+11.1%
- Net Income$19M+160.3%
- Return on Equity2.64%+158.7%
- Net Interest Margin2.5%+24.3%
- Efficiency Ratio34.25%-14.5%
- ROA0.21%+159.7%
- Equity / Assets8.14%+1.6%
- Book Value per Share20.53-15.2%
FFIC Key Insights
Flushing Financial Corporation (FFIC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 8/9
- ✓Efficient operations: 34.2% efficiency ratio
- ✓Healthy dividend yield of 5.7%
- ✓Trading at only 0.8x book value
✗Weaknesses
- ✗Weak 3Y average ROE of 0.8%
- ✗Profits declining 11.4% over 5 years
- ✗Dividend payout exceeds 100% of earnings
- ✗Shares diluted 15.2% in last year
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Get notified when FFIC posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
FFIC Price & Volume
Flushing Financial Corporation (FFIC) stock price & volume — 10-year historical chart
Loading chart...
FFIC Growth Metrics
Flushing Financial Corporation (FFIC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years7.83%
5 Years10.48%
3 Years11.54%
TTM-
Profit CAGR
10 Years-8.56%
5 Years-11.45%
3 Years-37.4%
TTM160.26%
EPS CAGR
10 Years-10.24%
5 Years-14.47%
3 Years-40%
TTM153.47%
Return on Capital
10 Years3.04%
5 Years2.44%
3 Years0.05%
Last Year0.66%
FFIC Recent Earnings
Flushing Financial Corporation (FFIC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (50%)●Beat Revenue 5/12 qtrs (50%)
Q2 2026Latest
Apr 28, 2026Metric
Actual
Est
EPS
$0.29-9.4%
$0.32
Rev
$60M-1.5%
$61M
Q2 2026
Mar 6, 2026Metric
Actual
Est
EPS
$0.12
—
Rev
$119M
—
Q1 2026
Jan 27, 2026Metric
Actual
Est
EPS
$0.32-8.6%
$0.35
Rev
$61M-2.8%
$62M
Q4 2025
Oct 29, 2025Metric
Actual
Est
EPS
$0.35+12.9%
$0.31
Rev
$59M-3.4%
$61M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $0.29vs $0.32-9.4% | $60Mvs $61M-1.5% |
| Q2 2026 | Mar 6, 2026 | $0.12 | $119M |
| Q1 2026 | Jan 27, 2026 | $0.32vs $0.35-8.6% | $61Mvs $62M-2.8% |
| Q4 2025 | Oct 29, 2025 | $0.35vs $0.31+12.9% | $59Mvs $61M-3.4% |
Based on last 12 quarters of dataView full earnings history →
FFIC Peer Comparison
Flushing Financial Corporation (FFIC) competitors in Commercial real estate and multifamily lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 DCOM | 1.72B | 39.00 | 16.46 | 13.03% | 15.15% | 7.67% | 0.25 | |
 NBTB | 2.44B | 46.68 | 14.02 | 10.36% | 18.76% | 9.51% | 0.17 | |
 TRST | 925.2M | 52.24 | 16.07 | 5.77% | 21.97% | 8.86% | 0.28 | |
 CZWI | 205.47M | 21.34 | 14.62 | -9.41% | 16.01% | 7.81% | 0.28 | |
 KRNY | 532.62M | 8.47 | 20.17 | 5.09% | 9.41% | 4.31% | 1.68 | |
 NFBK | 601.82M | 14.41 | 727.78 | -26.69% | 0.3% | 0.11% | 1.44 | |
 SI | 383.11M | 18.55 | -35.67 | 49.63% | -81.78% | -35.31% | 0.10 | |
 CTBI | 1.23B | 68.35 | 12.59 | 8.86% | 23.96% | 11.96% | 0.46 |
Compare FFIC vs Peers
Flushing Financial Corporation (FFIC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
FFIC Income Statement
Flushing Financial Corporation (FFIC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 172.82M | 167.34M | 161.87M | 195.16M | 247.94M | 243.56M | 179.03M | 181.88M | 217.4M |
NII Growth % | 3.73% | -3.17% | -3.27% | 20.57% | 27.05% | -1.77% | -26.49% | 1.59% | 19.53% |
Net Interest Margin % | 2.74% | 2.45% | 2.31% | 2.45% | 3.08% | 2.89% | 2.1% | 2.01% | 2.5% |
Interest Income | 234.3M | 256.93M | 278.88M | 264.28M | 288.53M | 316.57M | 401.35M | 465.23M | 468.09M |
Interest Expense | 61.48M | 89.59M | 117.02M | 69.13M | 40.59M | 73.01M | 222.32M | 283.35M | 250.7M |
Loan Loss Provision | 9.86M | 575K | 2.81M | 23.13M | -4.94M | 5.08M | 10.52M | 9.57M | 12.79M |
Non-Interest Income | 10.7M | 10.43M | 9.54M | 11.05M | 3.72M | 10.07M | 22.71M | -57.14M | -14.87M |
Non-Interest Income % | 4.37% | 3.9% | 3.31% | 4.01% | 1.27% | 3.08% | 5.36% | -14% | -3.28% |
Total Revenue | 245M▲ 0% | 267.36M▲ 9.1% | 288.43M▲ 7.9% | 275.33M▼ 4.5% | 292.25M▲ 6.1% | 326.63M▲ 11.8% | 424.06M▲ 29.8% | 408.09M▼ 3.8% | 453.22M▲ 11.1% |
Revenue Growth % | 7.21% | 9.13% | 7.88% | -4.54% | 6.14% | 11.77% | 29.83% | -3.77% | 11.06% |
Non-Interest Expense | 107.52M | 111.71M | 115.27M | 137.9M | 147.32M | 143.69M | 151.39M | 163.44M | 155.21M |
Efficiency Ratio | 43.89% | 41.78% | 39.96% | 50.08% | 50.41% | 43.99% | 35.7% | 40.05% | 34.25% |
Operating Income | 66.13M▲ 0% | 65.48M▼ 1.0% | 53.33M▼ 18.6% | 45.18M▼ 15.3% | 109.28M▲ 141.9% | 104.85M▼ 4.1% | 39.83M▼ 62.0% | -48.27M▼ 221.2% | 34.52M▲ 171.5% |
Operating Margin % | 26.99% | 24.49% | 18.49% | 16.41% | 37.39% | 32.1% | 9.39% | -11.83% | 7.62% |
Operating Income Growth % | -37.62% | -0.98% | -18.56% | -15.28% | 141.86% | -4.05% | -62.01% | -221.17% | 171.52% |
Pretax Income | 66.13M▲ 0% | 65.48M▼ 1.0% | 53.33M▼ 18.6% | 45.18M▼ 15.3% | 109.28M▲ 141.9% | 104.85M▼ 4.1% | 39.83M▼ 62.0% | -48.27M▼ 221.2% | 34.52M▲ 171.5% |
Pretax Margin % | 26.99% | 24.49% | 18.49% | 16.41% | 37.39% | 32.1% | 9.39% | -11.83% | 7.62% |
Income Tax | 25.01M | 10.39M | 12.05M | 10.51M | 27.48M | 27.91M | 11.17M | -16.93M | 15.64M |
Effective Tax Rate % | 37.82% | 15.87% | 22.6% | 23.26% | 25.15% | 26.62% | 28.04% | 35.08% | 45.31% |
Net Income | 41.12M▲ 0% | 55.09M▲ 34.0% | 41.28M▼ 25.1% | 34.67M▼ 16.0% | 81.79M▲ 135.9% | 76.94M▼ 5.9% | 28.66M▼ 62.7% | -31.33M▼ 209.3% | 18.88M▲ 160.3% |
Net Margin % | 16.78% | 20.61% | 14.31% | 12.59% | 27.99% | 23.56% | 6.76% | -7.68% | 4.17% |
Net Income Growth % | -36.66% | 33.97% | -25.07% | -16% | 135.89% | -5.93% | -62.75% | -209.31% | 160.26% |
Net Income (Continuing) | 41.12M | 55.09M | 41.28M | 34.67M | 81.79M | 76.94M | 28.66M | -31.33M | 18.88M |
EPS (Diluted) | 1.41▲ 0% | 1.92▲ 36.2% | 1.44▼ 25.0% | 1.18▼ 18.1% | 2.59▲ 119.5% | 2.50▼ 3.5% | 0.96▼ 61.6% | -1.05▼ 209.4% | 0.54▲ 151.4% |
EPS Growth % | -37.05% | 36.17% | -25% | -18.06% | 119.49% | -3.47% | -61.6% | -209.38% | 151.43% |
EPS (Basic) | 1.41 | 1.92 | 1.44 | 1.18 | 2.59 | 2.50 | 0.96 | -1.05 | 0.54 |
Diluted Shares Outstanding | 29.08M | 28.71M | 28.71M | 29.3M | 31.55M | 30.82M | 29.93M | 29.95M | 34.49M |
FFIC Balance Sheet
Flushing Financial Corporation (FFIC) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 789.9M | 941.22M | 822.29M | 805.36M | 858.96M | 648.53M | 803.52M | 1.56B | 126.08M |
Cash & Due from Banks | 51.55M | 118.56M | 49.79M | 157.39M | 81.72M | 85.41M | 124.21M | 109.41M | 126.08M |
Short Term Investments | 738.35M | 822.65M | 772.5M | 647.97M | 777.24M | 563.12M | 679.31M | 1.45B | 0 |
Total Investments | 5.93B | 6.39B | 6.58B | 7.37B | 7.44B | 7.53B | 7.61B | 8.27B | 8.07B |
Investments Growth % | 3.73% | 7.75% | 3.08% | 11.9% | 0.96% | 1.22% | 1.17% | 8.62% | -2.43% |
Long-Term Investments | 5.19B | 5.56B | 5.81B | 6.72B | 6.66B | 6.96B | 6.94B | 6.82B | 8.07B |
Accounts Receivables | 21.41M | 25.48M | 25.72M | 44.04M | 38.7M | 45.05M | 59.02M | 62.04M | 59.44M |
Goodwill & Intangibles | 16.13M | 16.13M | 16.13M | 20.81M | 20.2M | 19.65M | 19.17M | 18.76M | 773K |
Goodwill | 16.13M | 16.13M | 16.13M | 17.64M | 17.64M | 17.64M | 17.64M | 17.64M | 0 |
Intangible Assets | 0 | 0 | 0 | 3.17M | 2.56M | 2.02M | 1.54M | 1.12M | 773K |
PP&E (Net) | 30.84M | 30.42M | 69.93M | 78.92M | 73.54M | 65.04M | 60.83M | 63.65M | 70.85M |
Other Assets | 253.47M | 258.37M | 274.37M | 309.91M | 395.68M | 681.19M | 659.58M | 514.34M | -8.07B |
Total Current Assets | 811.3M | 966.7M | 848.01M | 849.4M | 897.66M | 693.58M | 862.54M | 1.62B | 185.51M |
Total Non-Current Assets | 5.49B | 5.87B | 6.17B | 7.13B | 7.15B | 7.73B | 7.67B | 7.42B | 71.63M |
Total Assets | 6.3B▲ 0% | 6.83B▲ 8.5% | 7.02B▲ 2.7% | 7.98B▲ 13.7% | 8.05B▲ 0.9% | 8.42B▲ 4.7% | 8.54B▲ 1.4% | 9.04B▲ 5.9% | 8.69B▼ 3.8% |
Asset Growth % | 3.97% | 8.49% | 2.69% | 13.66% | 0.87% | 4.69% | 1.36% | 5.88% | -3.82% |
Return on Assets (ROA) | 0.67% | 0.84% | 0.6% | 0.46% | 1.02% | 0.93% | 0.34% | -0.36% | 0.21% |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Debt | 1.31B | 1.25B | 1.29B | 1.08B | 869.7M | 1.1B | 882.1M | 962.5M | 592.34M |
Net Debt | 1.26B | 1.13B | 1.24B | 922.61M | 787.98M | 1.01B | 757.89M | 853.09M | 466.26M |
Long-Term Debt | 1.31B | 1.25B | 1.24B | 1.02B | 815.54M | 1.05B | 841.28M | 916.05M | 538.5M |
Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 73.73M | 73.08M | 85.08M | 141.05M | 111.14M | 161.35M | 170.03M | 173M | 4.22B |
Total Current Liabilities | 4.38B | 4.96B | 5.07B | 6.14B | 6.39B | 6.49B | 6.82B | 7.18B | 53.84M |
Total Non-Current Liabilities | 1.38B | 1.32B | 1.37B | 1.22B | 980.84M | 1.26B | 1.05B | 1.14B | 4.82B |
Total Liabilities | 5.77B | 6.28B | 6.44B | 7.36B | 7.37B | 7.75B | 7.87B | 8.31B | 7.99B |
Total Equity | 532.61M▲ 0% | 549.46M▲ 3.2% | 579.67M▲ 5.5% | 619M▲ 6.8% | 679.63M▲ 9.8% | 677.16M▼ 0.4% | 669.84M▼ 1.1% | 724.54M▲ 8.2% | 707.98M▼ 2.3% |
Equity Growth % | 3.65% | 3.16% | 5.5% | 6.78% | 9.79% | -0.36% | -1.08% | 8.17% | -2.29% |
Equity / Assets (Capital Ratio) | 8.46% | 8.04% | 8.26% | 7.76% | 8.45% | 8.04% | 7.85% | 8.02% | 8.14% |
Return on Equity (ROE) | 7.86% | 10.18% | 7.31% | 5.79% | 12.6% | 11.34% | 4.26% | -4.49% | 2.64% |
Book Value per Share | 18.31 | 19.14 | 20.19 | 21.13 | 21.54 | 21.97 | 22.38 | 24.19 | 20.53 |
Tangible BV per Share | 17.76 | 18.58 | 19.63 | 20.42 | 20.90 | 21.33 | 21.74 | 23.57 | 20.50 |
Common Stock | 315K | 315K | 315K | 341K | 341K | 341K | 341K | 387K | 387K |
Additional Paid-in Capital | 217.91M | 222.72M | 226.69M | 261.53M | 263.38M | 264.33M | 264.53M | 326.67M | 326.61M |
Retained Earnings | 381.05M | 414.33M | 433.96M | 442.79M | 497.89M | 547.51M | 549.68M | 492M | 480.38M |
Accumulated OCI | -8.99M | -12.75M | -9.81M | -16.27M | -6.68M | -36.49M | -38.65M | 7.13M | -453K |
Treasury Stock | -57.67M | -75.15M | -71.49M | -69.4M | -75.29M | -98.53M | -106.07M | -101.66M | -98.95M |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
FFIC Cash Flow Statement
Flushing Financial Corporation (FFIC) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 83.53M | 77.3M | 63.77M | 71.28M | 88.6M | 85.75M | 34.59M | 12.41M | 61.02M |
Operating CF Growth % | 97.02% | -7.45% | -17.51% | 11.77% | 24.3% | -3.21% | -59.67% | -64.11% | 391.62% |
Net Income | 41.12M | 55.09M | 41.28M | 34.67M | 81.79M | 76.94M | 28.66M | -31.33M | 18.88M |
Depreciation & Amortization | 4.83M | 5.79M | 5.93M | 6.32M | 7.04M | 6.47M | 6.45M | 6.14M | 0 |
Deferred Taxes | 8.73M | -2.66M | -3.9M | -4.64M | -1.73M | 144K | 3.72M | -15.86M | 0 |
Other Non-Cash Items | 11.58M | 4.27M | 8.25M | 24.71M | -4.13M | -1.23M | -2.1M | 80.58M | 40.68M |
Working Capital Changes | 11.27M | 7.8M | 4.44M | 3.76M | -1.2M | -3.38M | -7.75M | -29.58M | 1.46M |
Cash from Investing | -254.11M | -478M | -194.77M | 93.1M | -106.78M | -351.82M | -94.26M | -505.6M | 246.53M |
Purchase of Investments | -170.97M | -307.71M | -176.21M | -217.41M | -538.35M | -241.41M | -187.44M | -1.3B | 0 |
Sale/Maturity of Investments | 286.9M | 203.95M | 213.32M | 505.29M | 395.31M | 170.52M | 58.29M | 727.74M | 82.85M |
Net Investment Activity | 115.93M | -103.76M | 37.1M | 287.88M | -143.04M | -70.89M | -129.16M | -574.87M | 82.85M |
Acquisitions | 0 | 0 | 0 | 31.5M | 0 | 0 | 0 | 0 | 0 |
Other Investing | -360.61M | -368.82M | -227.66M | -223.78M | 39.93M | -276.58M | 40.38M | 71.58M | 163.69M |
Cash from Financing | 186.28M | 467.71M | 62.23M | -56.77M | -57.48M | 336.09M | 80.08M | 473.61M | -334.05M |
Dividends Paid | -20.95M | -22.93M | -24.15M | -24.81M | -26.52M | -27.03M | -26.26M | -26.04M | -30.29M |
Share Repurchases | -9.29M | -22.59M | -2.66M | -3.88M | -11.37M | -29.68M | -13.16M | -1.71M | -721K |
Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 65.54M | 0 |
Net Stock Activity | -9.29M | -22.59M | -2.66M | -3.88M | -11.37M | -29.68M | -13.16M | 63.83M | -721K |
Debt Issuance (Net) | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K |
Other Financing | 177.06M | 577.06M | 105.38M | 208.54M | 199.21M | 149.88M | 329.2M | 362.69M | 131.96M |
Net Change in Cash | 15.69M▲ 0% | 67.02M▲ 327.1% | -68.77M▼ 202.6% | 107.6M▲ 256.5% | -75.67M▼ 170.3% | 70.03M▲ 192.6% | 20.4M▼ 70.9% | -19.58M▼ 196.0% | -26.5M▼ 35.3% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 35.86M | 51.55M | 118.56M | 49.79M | 157.39M | 81.72M | 151.75M | 172.16M | 152.57M |
Cash at End | 51.55M | 118.56M | 49.79M | 157.39M | 81.72M | 151.75M | 172.16M | 152.57M | 126.08M |
Interest Paid | 59.87M | 85.11M | 115.62M | 71.38M | 40.56M | 63.68M | 214.61M | 278.7M | 254.04M |
Income Taxes Paid | 23.9M | 6.62M | 15.37M | 17.92M | 28.23M | 32.41M | 6.27M | 8.58M | 1.33M |
Free Cash Flow | 74.09M▲ 0% | 71.89M▼ 3.0% | 59.56M▼ 17.2% | 68.77M▲ 15.5% | 84.92M▲ 23.5% | 81.41M▼ 4.1% | 29.1M▼ 64.3% | 10.1M▼ 65.3% | 55.8M▲ 452.4% |
FCF Growth % | 107.31% | -2.97% | -17.16% | 15.46% | 23.49% | -4.13% | -64.26% | -65.28% | 452.36% |
FFIC Banking Ratios
Flushing Financial Corporation (FFIC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 13.16% | 7.86% | 10.18% | 7.31% | 5.79% | 12.6% | 11.34% | 4.26% | -4.49% | 2.64% |
Return on Assets (ROA) | 1.1% | 0.67% | 0.84% | 0.6% | 0.46% | 1.02% | 0.93% | 0.34% | -0.36% | 0.21% |
Net Interest Margin | 2.75% | 2.74% | 2.45% | 2.31% | 2.45% | 3.08% | 2.89% | 2.1% | 2.01% | 2.5% |
Efficiency Ratio | 30.01% | 43.89% | 41.78% | 39.96% | 50.08% | 50.41% | 43.99% | 35.7% | 40.05% | 34.25% |
Equity / Assets | 8.48% | 8.46% | 8.04% | 8.26% | 7.76% | 8.45% | 8.04% | 7.85% | 8.02% | 8.14% |
Book Value / Share | 17.74 | 18.31 | 19.14 | 20.19 | 21.13 | 21.54 | 21.97 | 22.38 | 24.19 | 20.53 |
NII Growth | 8.22% | 3.73% | -3.17% | -3.27% | 20.57% | 27.05% | -1.77% | -26.49% | 1.59% | 19.53% |
Dividend Payout | 30.33% | 50.96% | 41.62% | 58.5% | 71.56% | 32.43% | 35.13% | 91.61% | - | 160.43% |
Related:FFIC Dividend History·FFIC Revenue History·FFIC Price History·FFIC P/E History·FFIC Financial Ratios·FFIC Institutional Holders
FFIC SEC Filings & Documents
Flushing Financial Corporation (FFIC) SEC filings — annual & quarterly reports (10-K, 10-Q)
FFIC Frequently Asked Questions
Flushing Financial Corporation (FFIC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Flushing Financial Corporation (FFIC) grew revenue by 11.1% over the past year. This is steady growth.
Yes, Flushing Financial Corporation (FFIC) is profitable, generating $18.9M in net income for fiscal year 2025 (4.2% net margin).
Dividend & Returns
Yes, Flushing Financial Corporation (FFIC) pays a dividend with a yield of 5.68%. This makes it attractive for income-focused investors.
Flushing Financial Corporation (FFIC) has a return on equity (ROE) of 2.6%. This is below average, suggesting room for improvement.
Industry Metrics
Flushing Financial Corporation (FFIC) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.
Flushing Financial Corporation (FFIC) has an efficiency ratio of 34.2%. This is excellent, indicating strong cost control.