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Kearny Financial Corp.(KRNY)Earnings, Financials & Key Ratios
KRNY•NASDAQ•Banking & Credit
$8.12
$511M mkt cap·19.3× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial real estate and multifamily lenders
AboutKearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family first mortgage loans, and home equity loans and lines of credit; loans to individuals for the construction or renovation of one- to four-family residences, or for the construction of commercial real estate or multi-family residential buildings; overdraft lines of credit; and personal loans. In addition, the company engages in investment activities. As of August 18, 2021, it operated a total of 48 branch offices located throughout northern and central New Jersey and Brooklyn and Staten Island, New York. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.Show more
- Net Interest Income$135M-5.4%
- Total Revenue$344M+5.1%
- Net Income$26M+130.1%
- Return on Equity3.48%+132.6%
- Net Interest Margin1.74%-6.1%
- Efficiency Ratio35.12%-46.7%
- ROA0.34%+130.7%
- Equity / Assets9.64%-1.7%
- Book Value per Share11.89-1.4%
- Tangible BV/Share10.06-1.5%
- Debt/Equity1.68-21.2%
KRNY Key Insights
Kearny Financial Corp. (KRNY) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 35.1% efficiency ratio
- ✓Healthy dividend yield of 5.4%
- ✓Trading near 52-week high
- ✓Trading at only 0.7x book value
✗Weaknesses
- ✗Profits declining 10.3% over 5 years
- ✗Weak NIM of 1.7%
- ✗Dividend payout exceeds 100% of earnings
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
KRNY Price & Volume
Kearny Financial Corp. (KRNY) stock price & volume — 10-year historical chart
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KRNY Growth Metrics
Kearny Financial Corp. (KRNY) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.66%
5 Years6.31%
3 Years12.67%
TTM-
Profit CAGR
10 Years16.57%
5 Years-10.33%
3 Years-27.19%
TTM146.23%
EPS CAGR
10 Years21.48%
5 Years-5.25%
3 Years-23.82%
TTM145.92%
Return on Capital
10 Years1.91%
5 Years2.03%
3 Years0.22%
Last Year1.45%
KRNY Recent Earnings
Kearny Financial Corp. (KRNY) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 4/12 qtrs (33%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
Apr 23, 2026EPS
$0.15
Est $0.15
+0.0%
Revenue
$44M
Est $44M
+1.5%
Q1 2026
Jan 22, 2026EPS
$0.15
Est $0.16
-6.3%
Revenue
$44M
Est $45M
-2.9%
Q4 2025
Oct 23, 2025EPS
$0.15
Est $0.15
+0.0%
Revenue
$44M
Est $45M
-2.9%
Q3 2025
Jul 24, 2025EPS
$0.11
Est $0.13
-15.4%
Revenue
$41M
Est $42M
-3.8%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.15vs $0.15+0.0% | $44Mvs $44M+1.5% |
| Q1 2026 | Jan 22, 2026 | $0.15vs $0.16-6.3% | $44Mvs $45M-2.9% |
| Q4 2025 | Oct 23, 2025 | $0.15vs $0.15+0.0% | $44Mvs $45M-2.9% |
| Q3 2025 | Jul 24, 2025 | $0.11vs $0.13-15.4% | $41Mvs $42M-3.8% |
Based on last 12 quarters of dataView full earnings history →
KRNY Peer Comparison
Kearny Financial Corp. (KRNY) competitors in Commercial real estate and multifamily lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NBTB | 2.33B | 44.69 | 13.42 | 10.36% | 19.51% | 9.51% | 9.38% | 0.17 |
 OCFC | 1.09B | 19.05 | 16.28 | -4.7% | 10.83% | 4.26% | 7.27% | 0.98 |
 NFBK | 592.46M | 14.17 | 19.68 | 13.88% | 11.91% | 5.48% | 5.06% | 1.08 |
 WAFD | 2.71B | 35.51 | 13.50 | -1.58% | 16.03% | 8.02% | 7.67% | 0.60 |
 HONE | 522.22M | 12.10 | 18.33 | 10.7% | 8.74% | 4.56% | 0.5% | 0.90 |
 DCOM | 1.6B | 36.25 | 15.30 | 13.03% | 15.15% | 7.67% | 11.42% | 0.25 |
 FHN | 12.02B | 24.78 | 13.18 | 0.97% | 19.72% | 10.74% | 5.23% | 0.50 |
 ICE | 87.96B | 155.28 | 26.91 | 7.46% | 26.14% | 11.57% | 4.88% | 0.70 |
Compare KRNY vs Peers
Kearny Financial Corp. (KRNY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
KRNY Income Statement
Kearny Financial Corp. (KRNY) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 102.57M | 121.29M | 155.31M | 153.95M | 188.23M | 196.6M | 175.87M | 142.59M | 134.94M | 145.56M |
| NII Growth % | 7.99% | 18.25% | 28.05% | -0.88% | 22.27% | 4.45% | -10.55% | -18.92% | -5.37% | 39.54% |
| Net Interest Margin % | 2.13% | 1.84% | 2.34% | 2.28% | 2.58% | 2.55% | 2.18% | 1.86% | 1.74% | 1.91% |
| Interest Income | 139.09M | 171.43M | 237.33M | 237.8M | 238.09M | 226.27M | 293.72M | 328.87M | 324.48M | 322.9M |
| Interest Expense | 36.52M | 50.14M | 82.02M | 83.85M | 49.85M | 29.67M | 117.86M | 186.27M | 189.53M | 177.34M |
| Loan Loss Provision | 5.38M | 2.71M | 3.56M | 4.2M | -1.12M | -7.52M | 2.49M | 6.23M | 2.37M | 2.64M |
| Non-Interest Income | 11.35M | 13.26M | 13.55M | 15.12M | 17.97M | 13.93M | 2.75M | -1.99M | 19.05M | 20.97M |
| Non-Interest Income % | 7.54% | 7.18% | 5.4% | 5.98% | 7.02% | 5.8% | 0.93% | -0.61% | 5.55% | 6.1% |
| Total Revenue | 150.44M▲ 0% | 184.69M▲ 22.8% | 250.89M▲ 35.8% | 252.93M▲ 0.8% | 256.06M▲ 1.2% | 240.21M▼ 6.2% | 296.48M▲ 23.4% | 326.88M▲ 10.3% | 343.53M▲ 5.1% | 343.87M▲ 0% |
| Revenue Growth % | 9.32% | 22.77% | 35.84% | 0.81% | 1.24% | -6.19% | 23.43% | 10.25% | 5.09% | -6.21% |
| Non-Interest Expense | 81.12M | 97.85M | 109.24M | 107.62M | 122.83M | 125.71M | 123.75M | 215.15M | 120.63M | 124.14M |
| Efficiency Ratio | 53.92% | 52.98% | 43.54% | 42.55% | 47.97% | 52.33% | 41.74% | 65.82% | 35.12% | 36.1% |
| Operating Income | 27.42M▲ 0% | 34M▲ 24.0% | 56.07M▲ 64.9% | 57.25M▲ 2.1% | 84.5M▲ 47.6% | 92.35M▲ 9.3% | 52.38M▼ 43.3% | -80.78M▼ 254.2% | 31M▲ 138.4% | 39.75M▲ 0% |
| Operating Margin % | 18.23% | 18.41% | 22.35% | 22.64% | 33% | 38.44% | 17.67% | -24.71% | 9.02% | 11.56% |
| Operating Income Growth % | 21.31% | 23.98% | 64.91% | 2.11% | 47.59% | 9.29% | -43.28% | -254.21% | 138.38% | - |
| Pretax Income | 27.42M▲ 0% | 34M▲ 24.0% | 56.07M▲ 64.9% | 57.25M▲ 2.1% | 84.5M▲ 47.6% | 92.35M▲ 9.3% | 52.38M▼ 43.3% | -80.78M▼ 254.2% | 31M▲ 138.4% | 39.75M▲ 0% |
| Pretax Margin % | 18.23% | 18.41% | 22.35% | 22.64% | 33% | 38.44% | 17.67% | -24.71% | 9.02% | 11.56% |
| Income Tax | 8.82M | 14.4M | 13.93M | 12.29M | 21.26M | 24.8M | 11.57M | 5.89M | 4.92M | 7.38M |
| Effective Tax Rate % | 32.16% | 42.36% | 24.84% | 21.46% | 25.16% | 26.86% | 22.09% | -7.29% | 15.88% | 18.57% |
| Net Income | 18.6M▲ 0% | 19.6M▲ 5.3% | 42.14M▲ 115.1% | 44.97M▲ 6.7% | 63.23M▲ 40.6% | 67.55M▲ 6.8% | 40.81M▼ 39.6% | -86.67M▼ 312.4% | 26.07M▲ 130.1% | 32.37M▲ 0% |
| Net Margin % | 12.37% | 10.61% | 16.8% | 17.78% | 24.69% | 28.12% | 13.77% | -26.51% | 7.59% | 9.41% |
| Net Income Growth % | 17.58% | 5.34% | 115.05% | 6.7% | 40.63% | 6.82% | -39.58% | -312.36% | 130.09% | 146.23% |
| Net Income (Continuing) | 18.6M | 19.6M | 42.14M | 44.97M | 63.23M | 67.55M | 40.81M | -86.67M | 26.07M | 32.37M |
| EPS (Diluted) | 0.22▲ 0% | 0.24▲ 9.1% | 0.46▲ 91.7% | 0.55▲ 19.6% | 0.77▲ 40.0% | 0.95▲ 23.4% | 0.63▼ 33.7% | -1.39▼ 320.6% | 0.42▲ 130.2% | 0.51▲ 0% |
| EPS Growth % | 22.22% | 9.09% | 91.67% | 19.57% | 40% | 23.38% | -33.68% | -320.63% | 130.22% | 145.92% |
| EPS (Basic) | 0.22 | 0.24 | 0.46 | 0.55 | 0.77 | 0.95 | 0.63 | -1.39 | 0.42 | - |
| Diluted Shares Outstanding | 84.66M | 82.64M | 91.1M | 83.66M | 82.39M | 70.93M | 64.8M | 62.44M | 62.72M | 63.06M |
KRNY Balance Sheet
Kearny Financial Corp. (KRNY) balance sheet — assets, liabilities & shareholders' equity
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 692M | 853.95M | 753.2M | 1.57B | 1.74B | 1.45B | 1.3B | 1.14B | 1.18B | 4.6B |
| Cash & Due from Banks | 78.24M | 128.86M | 38.94M | 180.97M | 67.86M | 101.61M | 70.52M | 63.86M | 167.27M | 147.34M |
| Short Term Investments | 613.76M | 725.09M | 714.26M | 1.39B | 1.68B | 1.34B | 1.23B | 1.07B | 1.01B | 1B |
| Total Investments | 4.33B | 5.79B | 5.95B | 5.9B | 6.52B | 6.86B | 7.16B | 6.9B | 6.91B | 1B |
| Investments Growth % | 10.86% | 33.7% | 2.81% | -0.82% | 10.59% | 5.17% | 4.41% | -3.66% | 0.05% | -87.02% |
| Long-Term Investments | 3.71B | 5.06B | 5.23B | 4.51B | 4.85B | 5.52B | 5.94B | 5.83B | 5.89B | 17.67B |
| Accounts Receivables | 12.49M | 18.51M | 19.36M | 17.37M | 19.36M | 20.47M | 28.13M | 29.52M | 5.79B | 5.74B |
| Goodwill & Intangibles | 108.88M | 217.19M | 216.06M | 214.89M | 214.6M | 213.91M | 213.35M | 115.46M | 114.96M | 114.72M |
| Goodwill | 108.59M | 210.9M | 210.9M | 210.9M | 210.9M | 210.9M | 210.9M | 113.53M | 113.53M | 113.53M |
| Intangible Assets | 292K | 6.29M | 5.16M | 4M | 3.71M | 3.02M | 2.46M | 1.93M | 1.44M | 1.2M |
| PP&E (Net) | 39.59M | 56.24M | 56.85M | 57.39M | 56.34M | 53.28M | 48.31M | 44.94M | 43.9M | 42.56M |
| Other Assets | 235.73M | 349.15M | 329.42M | 361.96M | 371.53M | 419.21M | 488.06M | 476.88M | -5.89B | 0 |
| Total Current Assets | 704.49M | 872.46M | 772.56M | 1.58B | 1.76B | 1.47B | 1.33B | 1.17B | 6.98B | 6.88B |
| Total Non-Current Assets | 4.11B | 5.71B | 5.86B | 5.17B | 5.52B | 6.25B | 6.74B | 6.52B | 214.06M | 208.9M |
| Total Assets | 4.82B▲ 0% | 6.58B▲ 36.6% | 6.63B▲ 0.8% | 6.76B▲ 1.9% | 7.28B▲ 7.8% | 7.72B▲ 6.0% | 8.06B▲ 4.5% | 7.68B▼ 4.7% | 7.74B▲ 0.7% | 7.62B▲ 0% |
| Asset Growth % | 7.07% | 36.56% | 0.84% | 1.86% | 7.78% | 5.99% | 4.47% | -4.73% | 0.74% | -3.68% |
| Return on Assets (ROA) | 0.4% | 0.34% | 0.64% | 0.67% | 0.9% | 0.9% | 0.52% | -1.1% | 0.34% | 0.42% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 806.23M | 1.2B | 1.32B | 1.17B | 685.88M | 901.34M | 1.51B | 1.61B | 1.26B | 1.99B |
| Net Debt | 727.99M | 1.07B | 1.28B | 992.2M | 618.02M | 799.72M | 1.44B | 1.55B | 1.09B | 1.84B |
| Long-Term Debt | 806.23M | 1.2B | 1.32B | 1.17B | 685.88M | 651.34M | 1.28B | 1.43B | 1.11B | 1.09B |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 250M | 225M | 175M | 150M | 895M |
| Other Liabilities | 24.97M | 38.88M | 38.08M | 70.55M | 69.61M | 62.29M | 59.54M | 161.98M | 62.78M | 5.77B |
| Total Current Liabilities | 2.93B | 4.07B | 4.15B | 4.43B | 5.49B | 6.11B | 5.85B | 5.33B | 5.83B | 0 |
| Total Non-Current Liabilities | 831.2M | 1.24B | 1.36B | 1.24B | 755.49M | 713.63M | 1.34B | 1.6B | 1.17B | 6.86B |
| Total Liabilities | 3.76B | 5.31B | 5.51B | 5.67B | 6.24B | 6.83B | 7.2B | 6.93B | 6.99B | 6.86B |
| Total Equity | 1.06B▲ 0% | 1.27B▲ 20.0% | 1.13B▼ 11.2% | 1.08B▼ 3.8% | 1.04B▼ 3.8% | 894M▼ 14.3% | 869.28M▼ 2.8% | 753.57M▼ 13.3% | 745.96M▼ 1.0% | 757.4M▲ 0% |
| Equity Growth % | -7.88% | 20.01% | -11.16% | -3.81% | -3.8% | -14.28% | -2.76% | -13.31% | -1.01% | -11% |
| Equity / Assets (Capital Ratio) | 21.94% | 19.28% | 16.99% | 16.04% | 14.32% | 11.58% | 10.78% | 9.81% | 9.64% | 9.94% |
| Return on Equity (ROE) | 1.69% | 1.69% | 3.52% | 4.07% | 5.95% | 6.97% | 4.63% | -10.68% | 3.48% | 4.31% |
| Book Value per Share | 12.49 | 15.35 | 12.37 | 12.96 | 12.66 | 12.60 | 13.41 | 12.07 | 11.89 | 12.01 |
| Tangible BV per Share | 11.20 | 12.72 | 10.00 | 10.39 | 10.05 | 9.59 | 10.12 | 10.22 | 10.06 | 10.19 |
| Common Stock | 844K | 996K | 891K | 837K | 790K | 687K | 659K | 644K | 646K | 648K |
| Additional Paid-in Capital | 728.79M | 922.71M | 787.39M | 722.87M | 654.4M | 528.4M | 503.33M | 493.68M | 494.55M | 494.96M |
| Retained Earnings | 361.04M | 359.1M | 366.68M | 387.91M | 408.37M | 445.45M | 457.61M | 343.33M | 341.74M | 346.75M |
| Accumulated OCI | 1.04M | 18.54M | 2.84M | 1.26M | 6.14M | -55.73M | -69.46M | -63.16M | -90.97M | -66.96M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
KRNY Cash Flow Statement
Kearny Financial Corp. (KRNY) cash flow — operating, investing & free cash flow history
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 38.53M | 45.09M | 39M | 19.32M | 75.42M | 81.3M | 69.55M | 43.97M | 24.77M | 24.77M |
| Operating CF Growth % | -1.65% | 17.04% | -13.51% | -50.45% | 290.28% | 7.8% | -14.45% | -36.78% | -43.67% | 605.12% |
| Net Income | 18.6M | 19.6M | 42.14M | 44.97M | 63.23M | 67.55M | 40.81M | -86.67M | 26.07M | 32.37M |
| Depreciation & Amortization | 2.98M | 3.59M | 5.46M | 5.81M | 6.84M | 6.66M | 6.3M | 5.26M | 4.88M | 4.7M |
| Deferred Taxes | -1.84M | 6.7M | 4.54M | 665K | 4.15M | 5.02M | 2.79M | -867K | -942K | -146K |
| Other Non-Cash Items | 18.69M | 10.31M | -18.25M | -13.82M | -12.2M | 2.54M | 33.01M | 134.56M | 1.97M | -6.62M |
| Working Capital Changes | -6.73M | -4.29M | -3.69M | -26.53M | 5.65M | -6.8M | -18.23M | -12.31M | -10.39M | 7.16M |
| Cash from Investing | -453.55M | -1.45M | -147.94M | 85.47M | -83.97M | -479.95M | -417.92M | 258.12M | 41.11M | 114.37M |
| Purchase of Investments | -203.48M | -311.77M | -181.15M | -489.37M | -930.99M | -315.55M | -207.64M | -76.36M | -107.85M | -47.49M |
| Sale/Maturity of Investments | 346.76M | 427.11M | 209.67M | 383.53M | 622.19M | 436.6M | 241.98M | 247.95M | 199.46M | 101.31M |
| Net Investment Activity | 143.28M | 115.34M | 28.52M | -105.85M | -308.8M | 121.05M | 34.34M | 171.59M | 91.6M | 53.82M |
| Acquisitions | 0 | 30.1M | 0 | 0 | 4.3M | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -592.8M | -138.62M | -170.33M | 197.28M | 225.99M | -598.08M | -450.9M | 87.89M | -47.11M | 61.48M |
| Cash from Financing | 294.06M | 6.98M | 19.02M | 37.24M | -104.56M | 432.41M | 317.27M | -308.74M | 37.52M | -151.2M |
| Dividends Paid | -8.29M | -20.56M | -34.75M | -24.12M | -28.65M | -30.69M | -28.5M | -27.56M | -27.63M | -27.76M |
| Share Repurchases | -126M | -143.97M | -142.7M | -70.86M | -119.82M | -130.5M | -28.02M | -11.72M | -362K | -13K |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -126M | -143.97M | -142.7M | -70.86M | -119.82M | -130.5M | -28.02M | -11.72M | -362K | -13K |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K | -1000K | -2M |
| Other Financing | 236.55M | 193.88M | 75.3M | 283.41M | 595.35M | 378.6M | -231.21M | -471.96M | 519.02M | 40.57M |
| Net Change in Cash | -120.96M▲ 0% | 50.63M▲ 141.9% | -89.93M▼ 277.6% | 142.03M▲ 257.9% | -113.11M▼ 179.6% | 33.76M▲ 129.8% | -31.1M▼ 192.1% | -6.65M▲ 78.6% | 103.41M▲ 1654.7% | 3.87M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 199.2M | 78.24M | 128.86M | 38.94M | 180.97M | 67.86M | 101.61M | 70.52M | 63.86M | 0 |
| Cash at End | 78.24M | 128.86M | 38.94M | 180.97M | 67.86M | 101.61M | 70.52M | 63.86M | 167.27M | 15.29M |
| Interest Paid | 36.05M | 49.58M | 78.12M | 88.74M | 50.49M | 28.82M | 108.52M | 184.94M | 194.26M | 138.4M |
| Income Taxes Paid | 9.48M | 9.33M | 6.7M | 11.81M | 19.73M | 15.55M | 9.88M | 6.63M | 4.06M | 1.22M |
| Free Cash Flow | 34.49M▲ 0% | 36.83M▲ 6.8% | 32.86M▼ 10.8% | 13.36M▼ 59.3% | 69.96M▲ 423.5% | 78.38M▲ 12.0% | 68.19M▼ 13.0% | 42.62M▼ 37.5% | 21.39M▼ 49.8% | 39.77M▲ 0% |
| FCF Growth % | -6.73% | 6.76% | -10.76% | -59.34% | 423.49% | 12.04% | -13% | -37.5% | -49.82% | 89.92% |
KRNY Banking Ratios
Kearny Financial Corp. (KRNY) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 1.69% | 1.69% | 3.52% | 4.07% | 5.95% | 6.97% | 4.63% | -10.68% | 3.48% | 4.31% |
| Return on Assets (ROA) | 0.4% | 0.34% | 0.64% | 0.67% | 0.9% | 0.9% | 0.52% | -1.1% | 0.34% | 0.42% |
| Net Interest Margin | 2.13% | 1.84% | 2.34% | 2.28% | 2.58% | 2.55% | 2.18% | 1.86% | 1.74% | 1.91% |
| Efficiency Ratio | 53.92% | 52.98% | 43.54% | 42.55% | 47.97% | 52.33% | 41.74% | 65.82% | 35.12% | 36.1% |
| Equity / Assets | 21.94% | 19.28% | 16.99% | 16.04% | 14.32% | 11.58% | 10.78% | 9.81% | 9.64% | 9.94% |
| Book Value / Share | 12.49 | 15.35 | 12.37 | 12.96 | 12.66 | 12.6 | 13.41 | 12.07 | 11.89 | 12.01 |
| NII Growth | 7.99% | 18.25% | 28.05% | -0.88% | 22.27% | 4.45% | -10.55% | -18.92% | -5.37% | 9.73% |
| Dividend Payout | 44.54% | 104.92% | 82.45% | 53.64% | 45.31% | 45.44% | 69.83% | - | 105.98% | 85.75% |
KRNY SEC Filings & Documents
Kearny Financial Corp. (KRNY) SEC filings — annual & quarterly reports (10-K, 10-Q)
KRNY Frequently Asked Questions
Kearny Financial Corp. (KRNY) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Kearny Financial Corp. (KRNY) grew revenue by 5.1% over the past year. This is steady growth.
Yes, Kearny Financial Corp. (KRNY) is profitable, generating $32.4M in net income for fiscal year 2025 (7.6% net margin).
Dividend & Returns
Yes, Kearny Financial Corp. (KRNY) pays a dividend with a yield of 5.43%. This makes it attractive for income-focused investors.
Kearny Financial Corp. (KRNY) has a return on equity (ROE) of 3.5%. This is below average, suggesting room for improvement.
Industry Metrics
Kearny Financial Corp. (KRNY) has a net interest margin (NIM) of 1.7%. NIM has been under pressure due to interest rate environment.
Kearny Financial Corp. (KRNY) has an efficiency ratio of 35.1%. This is excellent, indicating strong cost control.
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