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Investar Holding Corporation(ISTR)Earnings, Financials & Key Ratios
ISTR•NASDAQ•Banking & Credit
$28.36
$278M mkt cap·13.6× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutInvestar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals and small to medium-sized businesses in South Louisiana. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit cards; and mobile banking services. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate lending, such as second mortgage loans; consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers cash management products, including remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination and wire transfer, investment sweep accounts, and business Internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machine, interactive teller machines, merchant card, and mobile wallet payment services. The company operates through a network of 24 full service branches. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.Show more
- Net Interest Income$81M+15.8%
- Total Revenue$153M-1.9%
- Net Income$23M+13.1%
- Return on Equity8.45%-2.4%
- Net Interest Margin2.85%+11.3%
- Efficiency Ratio42.84%+9.1%
- ROA0.82%+12.7%
- Equity / Assets10.63%+19.9%
- Book Value per Share28.38+16.9%
- Tangible BV/Share24.50+22.0%
- Debt/Equity0.51+21.2%
ISTR Key Insights
Investar Holding Corporation (ISTR) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 42.8% efficiency ratio
- ✓Well capitalized: 10.6% equity/assets
- ✓Trading at only 1.0x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
ISTR Price & Volume
Investar Holding Corporation (ISTR) stock price & volume — 10-year historical chart
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ISTR Growth Metrics
Investar Holding Corporation (ISTR) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years12.89%
5 Years7.7%
3 Years7.61%
TTM-
Profit CAGR
10 Years12.47%
5 Years10.52%
3 Years-13.76%
TTM13.1%
EPS CAGR
10 Years7.93%
5 Years10.37%
3 Years-15.93%
TTM1.96%
Return on Capital
10 Years4.51%
5 Years4.49%
3 Years3.87%
Last Year2.96%
ISTR Recent Earnings
Investar Holding Corporation (ISTR) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (100%)●Beat Revenue 4/12 qtrs (36%)
Q2 2026Latest
Apr 20, 2026EPS
$0.87
Est $0.69
+26.1%
Revenue
$36M
Est $36M
-1.3%
Q2 2026
Mar 16, 2026EPS
$0.56
Revenue
$39M
Q1 2026
Jan 26, 2026EPS
$0.58
Est $0.53
+10.1%
Revenue
$23M
Est $24M
-3.8%
Q1 2026
Jan 22, 2026EPS
$0.58
Est $0.54
+7.4%
Revenue
$23M
Est $24M
-3.8%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 20, 2026 | $0.87vs $0.69+26.1% | $36Mvs $36M-1.3% |
| Q2 2026 | Mar 16, 2026 | $0.56 | $39M |
| Q1 2026 | Jan 26, 2026 | $0.58vs $0.53+10.1% | $23Mvs $24M-3.8% |
| Q1 2026 | Jan 22, 2026 | $0.58vs $0.54+7.4% | $23Mvs $24M-3.8% |
Based on last 12 quarters of dataView full earnings history →
ISTR Peer Comparison
Investar Holding Corporation (ISTR) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HFBL | 61.37M | 19.96 | 15.84 | -2.88% | 9.28% | 0.07 | ||
 LKFN | 1.62B | 62.32 | 15.54 | -1.93% | 14.19% | 0.24 | ||
 FFIN | 4.64B | 32.60 | 20.90 | 18.79% | 13.25% | 0.12 | ||
 SFBS | 4.35B | 79.67 | 15.75 | 4.13% | 14.95% | 0.81 | ||
 AROW | 610.43M | 36.97 | 13.95 | 8.75% | 10.58% | 0.07 | ||
 IBCP | 696.01M | 33.81 | 10.34 | -0.3% | 14.2% | 0.23 | ||
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 | ||
 CTBI | 1.2B | 66.27 | 14.38 | 15.23% | 11.22% | 0.42 |
Compare ISTR vs Peers
Investar Holding Corporation (ISTR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
ISTR Income Statement
Investar Holding Corporation (ISTR) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 42.52M | 57.37M | 64.82M | 73.53M | 83.81M | 89.78M | 74.52M | 69.75M | 80.77M |
| NII Growth % | 22.39% | 34.93% | 12.98% | 13.45% | 13.98% | 7.12% | -17% | -6.4% | 15.8% |
| Net Interest Margin % | 2.62% | 3.21% | 3.02% | 3.17% | 3.33% | 3.26% | 2.65% | 2.56% | 2.85% |
| Interest Income | 53.35M | 73.89M | 89.44M | 93.79M | 95.54M | 104.57M | 133.2M | 143.87M | 144.02M |
| Interest Expense | 10.83M | 16.52M | 24.63M | 20.26M | 11.73M | 14.78M | 58.68M | 74.11M | 63.24M |
| Loan Loss Provision | 1.54M | 2.57M | 1.91M | 11.16M | 22.89M | 2.92M | -2M | -3.48M | -3.32M |
| Non-Interest Income | 3.69M | 4.22M | 6.23M | 12.13M | 12.45M | 18.61M | 7.86M | 12.66M | 9.47M |
| Non-Interest Income % | 6.47% | 5.4% | 6.51% | 11.45% | 11.53% | 15.11% | 5.57% | 8.09% | 6.17% |
| Total Revenue | 57.03M▲ 0% | 78.11M▲ 37.0% | 95.67M▲ 22.5% | 105.93M▲ 10.7% | 107.99M▲ 1.9% | 123.18M▲ 14.1% | 141.06M▲ 14.5% | 156.52M▲ 11.0% | 153.49M▼ 1.9% |
| Revenue Growth % | 20.44% | 36.96% | 22.48% | 10.72% | 1.95% | 14.06% | 14.52% | 10.96% | -1.94% |
| Non-Interest Expense | 32.22M | 41.78M | 48.18M | 57.17M | 63.47M | 61.12M | 63.95M | 61.48M | 65.75M |
| Efficiency Ratio | 56.48% | 53.49% | 50.36% | 53.97% | 58.77% | 49.62% | 45.34% | 39.28% | 42.84% |
| Operating Income | 12.45M▲ 0% | 17.24M▲ 38.4% | 20.96M▲ 21.6% | 17.34M▼ 17.3% | 9.91M▼ 42.9% | 44.35M▲ 347.6% | 20.43M▼ 53.9% | 24.41M▲ 19.5% | 27.81M▲ 14.0% |
| Operating Margin % | 21.83% | 22.07% | 21.91% | 16.37% | 9.18% | 36% | 14.48% | 15.59% | 18.12% |
| Operating Income Growth % | 8.36% | 38.44% | 21.59% | -17.27% | -42.85% | 347.55% | -53.94% | 19.47% | 13.95% |
| Pretax Income | 12.45M▲ 0% | 17.24M▲ 38.4% | 20.96M▲ 21.6% | 17.34M▼ 17.3% | 9.91M▼ 42.9% | 44.35M▲ 347.6% | 20.43M▼ 53.9% | 24.41M▲ 19.5% | 27.89M▲ 14.3% |
| Pretax Margin % | 21.83% | 22.07% | 21.91% | 16.37% | 9.18% | 36% | 14.48% | 15.59% | 18.17% |
| Income Tax | 4.25M | 3.63M | 4.12M | 3.45M | 1.91M | 8.64M | 3.75M | 4.15M | 4.98M |
| Effective Tax Rate % | 34.12% | 21.06% | 19.65% | 19.9% | 19.27% | 19.48% | 18.36% | 17.02% | 17.87% |
| Net Income | 8.2M▲ 0% | 13.61M▲ 65.9% | 16.84M▲ 23.8% | 13.89M▼ 17.5% | 8M▼ 42.4% | 35.71M▲ 346.4% | 16.68M▼ 53.3% | 20.25M▲ 21.4% | 22.9M▲ 13.1% |
| Net Margin % | 14.38% | 17.42% | 17.6% | 13.11% | 7.41% | 28.99% | 11.82% | 12.94% | 14.92% |
| Net Income Growth % | 4.09% | 65.89% | 23.76% | -17.52% | -42.4% | 346.36% | -53.29% | 21.43% | 13.1% |
| Net Income (Continuing) | 8.2M | 13.61M | 16.84M | 13.89M | 8M | 35.71M | 16.68M | 20.25M | 22.9M |
| EPS (Diluted) | 0.96▲ 0% | 1.39▲ 44.8% | 1.66▲ 19.4% | 1.27▼ 23.5% | 0.76▼ 40.2% | 3.50▲ 360.5% | 1.69▼ 51.7% | 2.05▲ 21.3% | 2.08▲ 1.5% |
| EPS Growth % | -12.73% | 44.79% | 19.42% | -23.49% | -40.16% | 360.53% | -51.71% | 21.3% | 1.46% |
| EPS (Basic) | 0.96 | 1.41 | 1.68 | 1.27 | 0.77 | 3.54 | 1.69 | 2.06 | 2.22 |
| Diluted Shares Outstanding | 8.54M | 9.79M | 10.14M | 10.87M | 10.5M | 10.18M | 9.84M | 9.94M | 10.61M |
ISTR Balance Sheet
Investar Holding Corporation (ISTR) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 247.99M | 266.12M | 304.11M | 303.78M | 452.05M | 445.23M | 393.93M | 34.12M | 397.22M |
| Cash & Due from Banks | 30.42M | 17.13M | 44.31M | 35.37M | 96.54M | 40.07M | 32.01M | 27.92M | 26.61M |
| Short Term Investments | 217.56M | 248.98M | 259.81M | 268.41M | 355.51M | 405.17M | 361.92M | 6.2M | 370.61M |
| Total Investments | 1.5B | 1.67B | 1.97B | 2.14B | 2.23B | 2.52B | 2.58B | 2.49B | 370.61M |
| Investments Growth % | 39.2% | 11.61% | 18.25% | 8.23% | 4.54% | 12.84% | 2.22% | -3.33% | -85.12% |
| Long-Term Investments | 1.28B | 1.42B | 1.71B | 1.87B | 1.88B | 2.12B | 2.22B | 2.49B | 0 |
| Accounts Receivables | 4.69M | 5.55M | 7.91M | 12.97M | 11.36M | 12.75M | 14.37M | 14.42M | 14.29M |
| Goodwill & Intangibles | 19.93M | 0 | 31.04M | 32.23M | 44.04M | 43.15M | 42.42M | 41.7M | 41.18M |
| Goodwill | 17.09M | 0 | 26.23M | 28.24M | 40.19M | 40.09M | 40.19M | 40.09M | 40.09M |
| Intangible Assets | 2.84M | 0 | 4.8M | 3.99M | 3.85M | 3.06M | 2.23M | 1.61M | 1.1M |
| PP&E (Net) | 37.54M | 40.23M | 50.92M | 56.3M | 58.08M | 49.59M | 44.18M | 40.7M | 39.53M |
| Other Assets | 32.62M | 32.64M | 39.94M | 45.55M | 66.61M | 70.69M | 88.3M | 89.68M | 0 |
| Total Current Assets | 252.67M | 271.67M | 312.03M | 316.75M | 463.4M | 457.98M | 408.29M | 48.54M | 411.51M |
| Total Non-Current Assets | 1.37B | 1.51B | 1.84B | 2B | 2.05B | 2.3B | 2.41B | 2.67B | 94.77M |
| Total Assets | 1.62B▲ 0% | 1.79B▲ 10.1% | 2.15B▲ 20.3% | 2.32B▲ 8.0% | 2.51B▲ 8.3% | 2.75B▲ 9.6% | 2.82B▲ 2.2% | 2.72B▼ 3.3% | 2.83B▲ 4.0% |
| Asset Growth % | 40.02% | 10.09% | 20.29% | 8.02% | 8.27% | 9.57% | 2.23% | -3.28% | 4.05% |
| Return on Assets (ROA) | 0.59% | 0.8% | 0.86% | 0.62% | 0.33% | 1.36% | 0.6% | 0.73% | 0.82% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 212.55M | 232.55M | 183.32M | 175M | 135.66M | 439.74M | 85.08M | 101.02M | 152.75M |
| Net Debt | 182.13M | 215.41M | 139.01M | 139.63M | 39.12M | 399.67M | 53.07M | 73.1M | 126.14M |
| Long-Term Debt | 190.62M | 230.55M | 180.32M | 169.35M | 129.87M | 439.74M | 76.45M | 92.64M | 141.57M |
| Short-Term Debt | 21.93M | 2M | 3M | 5.65M | 5.78M | 0 | 8.63M | 8.38M | 11.18M |
| Other Liabilities | 12.21M | 9.93M | 0 | 0 | 14.68M | 15.92M | 247.58M | 34.55M | 1.07B |
| Total Current Liabilities | 1.25B | 1.36B | 1.73B | 1.91B | 2.13B | 2.08B | 2.26B | 2.35B | 1.32B |
| Total Non-Current Liabilities | 202.83M | 240.48M | 180.32M | 169.35M | 144.56M | 455.66M | 324.03M | 127.2M | 1.21B |
| Total Liabilities | 1.45B | 1.6B | 1.91B | 2.08B | 2.27B | 2.54B | 2.59B | 2.48B | 2.53B |
| Total Equity | 172.73M▲ 0% | 182.26M▲ 5.5% | 241.98M▲ 32.8% | 243.28M▲ 0.5% | 242.6M▼ 0.3% | 215.78M▼ 11.1% | 226.77M▲ 5.1% | 241.3M▲ 6.4% | 301.07M▲ 24.8% |
| Equity Growth % | 53.19% | 5.52% | 32.76% | 0.54% | -0.28% | -11.05% | 5.09% | 6.41% | 24.77% |
| Equity / Assets (Capital Ratio) | 10.64% | 10.2% | 11.26% | 10.48% | 9.65% | 7.84% | 8.06% | 8.86% | 10.63% |
| Return on Equity (ROE) | 5.75% | 7.67% | 7.94% | 5.72% | 3.29% | 15.58% | 7.54% | 8.65% | 8.45% |
| Book Value per Share | 20.22 | 18.62 | 23.85 | 22.39 | 23.10 | 21.19 | 23.04 | 24.29 | 28.38 |
| Tangible BV per Share | 17.88 | 18.62 | 20.79 | 19.42 | 18.91 | 16.96 | 18.73 | 20.09 | 24.50 |
| Common Stock | 9.52M | 9.48M | 11.23M | 10.61M | 10.34M | 9.9M | 9.75M | 9.83M | 9.8M |
| Additional Paid-in Capital | 131.58M | 130.13M | 168.66M | 159.49M | 154.93M | 0 | 0 | 0 | 146.13M |
| Retained Earnings | 33.2M | 45.72M | 60.2M | 71.39M | 76.16M | 108.21M | 116.71M | 132.94M | 150.51M |
| Accumulated OCI | -1.57M | -3.08M | 1.89M | 1.8M | 1.16M | 97.67M | 100.31M | 98.53M | -35.72M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 30.35M |
ISTR Cash Flow Statement
Investar Holding Corporation (ISTR) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 9.46M | 16.41M | 18.57M | 17.75M | 33.48M | 42.75M | 26.25M | 15.93M | 9.69M |
| Operating CF Growth % | -74.65% | 73.54% | 13.13% | -4.41% | 88.64% | 27.68% | -38.6% | -39.32% | -39.18% |
| Net Income | 8.2M | 13.61M | 16.84M | 13.89M | 8M | 35.71M | 16.68M | 20.25M | 22.9M |
| Depreciation & Amortization | 1.86M | 2.55M | 3.46M | 4.57M | 4.99M | 4.43M | 3.78M | 3.1M | 138K |
| Deferred Taxes | 245K | 841K | 153K | -1.39M | -547K | -655K | -350K | 659K | 40K |
| Other Non-Cash Items | 1.59M | 793K | -367K | 9.41M | 20.98M | 3.58M | -2.55M | -9.4M | -10.37M |
| Working Capital Changes | -3.23M | -2.45M | -2.95M | -10.38M | -1.68M | -2.43M | 6.7M | -635K | -3.02M |
| Cash from Investing | -98.35M | -182.4M | -103.06M | -148.14M | 53.4M | -350.99M | -73.49M | 90.06M | -23.88M |
| Purchase of Investments | -109.76M | -76.64M | -117.57M | -133.29M | -256.21M | -193.97M | -126.77M | -60.67M | -730K |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 |
| Net Investment Activity | -108.76M | -75.64M | -116.57M | -132.29M | -255.21M | -192.97M | -125.77M | -59.67M | -730K |
| Acquisitions | 21.2M | 0 | 74.14M | -10.81M | 8.11M | 0 | -596K | 0 | 0 |
| Other Investing | -147.47M | -141.57M | -161.74M | -130.25M | 79.56M | -219.29M | -120.04M | 90.97M | -23.15M |
| Cash from Financing | 89.86M | 152.71M | 112.05M | 121.07M | -25.21M | 251.46M | 38.99M | -110.08M | 23.37M |
| Dividends Paid | -722K | -1.47M | -2.17M | -2.69M | -3.09M | -3.55M | -3.84M | -3.97M | -4.23M |
| Share Repurchases | -506K | -3.37M | -8.33M | -11.11M | -6.92M | -10.54M | -3.03M | -305K | -2.29M |
| Stock Issued | 32.51M | 0 | 28.52M | 0 | 0 | 0 | 0 | 0 | 30.35M |
| Net Stock Activity | 32M | -3.37M | 20.2M | -11.11M | -6.92M | -10.54M | -3.03M | -305K | 28.06M |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K |
| Other Financing | -36.45M | 117.74M | 144.36M | 145.97M | 26.81M | -43.9M | 196.86M | 90.37M | -52.12M |
| Net Change in Cash | 973K▲ 0% | -13.28M▼ 1465.0% | 27.55M▲ 307.5% | -9.33M▼ 133.8% | 61.67M▲ 761.2% | -56.78M▼ 192.1% | -8.25M▲ 85.5% | -4.09M▲ 50.5% | 9.18M▲ 324.5% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 29.45M | 30.42M | 17.14M | 44.7M | 35.37M | 97.04M | 40.26M | 32.01M | 951K |
| Cash at End | 30.42M | 17.14M | 44.7M | 35.37M | 97.04M | 40.26M | 32.01M | 27.92M | 10.13M |
| Interest Paid | 10.2M | 16.14M | 24.4M | 20.7M | 11.82M | 14.41M | 56.77M | 74.46M | 0 |
| Income Taxes Paid | 4.38M | 2.56M | 4.19M | 4.34M | 4.21M | 8.89M | 2.9M | 3.1M | 0 |
| Free Cash Flow | 7.38M▲ 0% | 11.48M▲ 55.6% | 10.65M▼ 7.2% | 10.16M▼ 4.6% | 30.16M▲ 196.9% | 41.69M▲ 38.2% | 25.18M▼ 39.6% | 15.42M▼ 38.7% | 9.69M▼ 37.2% |
| FCF Growth % | -77.81% | 55.59% | -7.21% | -4.6% | 196.91% | 38.22% | -39.62% | -38.74% | -37.18% |
ISTR Banking Ratios
Investar Holding Corporation (ISTR) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7.1% | 5.75% | 7.67% | 7.94% | 5.72% | 3.29% | 15.58% | 7.54% | 8.65% | 8.45% |
| Return on Assets (ROA) | 0.72% | 0.59% | 0.8% | 0.86% | 0.62% | 0.33% | 1.36% | 0.6% | 0.73% | 0.82% |
| Net Interest Margin | 3% | 2.62% | 3.21% | 3.02% | 3.17% | 3.33% | 3.26% | 2.65% | 2.56% | 2.85% |
| Efficiency Ratio | 53.58% | 56.48% | 53.49% | 50.36% | 53.97% | 58.77% | 49.62% | 45.34% | 39.28% | 42.84% |
| Equity / Assets | 9.73% | 10.64% | 10.2% | 11.26% | 10.48% | 9.65% | 7.84% | 8.06% | 8.86% | 10.63% |
| Book Value / Share | 15.73 | 20.22 | 18.62 | 23.85 | 22.39 | 23.1 | 21.19 | 23.04 | 24.29 | 28.38 |
| NII Growth | 10.43% | 22.39% | 34.93% | 12.98% | 13.45% | 13.98% | 7.12% | -17% | -6.4% | 15.8% |
| Dividend Payout | 3.53% | 8.8% | 10.79% | 12.87% | 19.34% | 38.63% | 9.95% | 23.05% | 19.61% | 18.46% |
ISTR SEC Filings & Documents
Investar Holding Corporation (ISTR) SEC filings — annual & quarterly reports (10-K, 10-Q)
ISTR Frequently Asked Questions
Investar Holding Corporation (ISTR) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Investar Holding Corporation (ISTR) saw revenue decline by 1.9% over the past year.
Yes, Investar Holding Corporation (ISTR) is profitable, generating $22.9M in net income for fiscal year 2025 (14.9% net margin).
Dividend & Returns
Yes, Investar Holding Corporation (ISTR) pays a dividend with a yield of 1.41%. This makes it attractive for income-focused investors.
Investar Holding Corporation (ISTR) has a return on equity (ROE) of 8.4%. This is below average, suggesting room for improvement.
Industry Metrics
Investar Holding Corporation (ISTR) has a net interest margin (NIM) of 2.9%. NIM has been under pressure due to interest rate environment.
Investar Holding Corporation (ISTR) has an efficiency ratio of 42.8%. This is excellent, indicating strong cost control.
Explore More ISTR
Investar Holding Corporation (ISTR) financial analysis — history, returns, DCA and operating performance tools
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Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates