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Investar Holding Corporation (ISTR) Total Return Calculator with Dividends Reinvested

Investar Holding Corporation

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The total return for Investar Holding Corporation (ISTR) stock is +49.30% over the past 12 months. So far it's up 8.62% this year. The 5-year total return is +38.42%, meaning $10,000 invested in ISTR stock 5 years ago would be worth $13,842 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in ISTR 1 year ago, it would be worth $14,793 today — you'd have gained $4,793 with dividends reinvested.

With Dividends Reinvested$14,793+47.93%

Price Only (No DRIP)$14,521+45.21%

Dividend Boost+$2724 payments · +2.72% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in ISTR

1Y$14,930+$4,930 (+49.3%)49.3% CAGR

3Y$23,999+$13,999 (+140.0%)33.9% CAGR

5Y$13,842+$3,842 (+38.4%)6.7% CAGR

10Y$20,109+$10,109 (+101.1%)7.2% CAGR

15Y$21,994+$11,994 (+119.9%)5.4% CAGR

20Y$21,994+$11,994 (+119.9%)4.0% CAGR

30Y$21,994+$11,994 (+119.9%)2.7% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-30	$0.11	$19.32	+0.005694
2025-09-30	$0.11	$23.21	+0.004766
2025-12-31	$0.11	$26.72	+0.004160
2026-03-31	$0.11	$27.27	+0.004093

Loading ISTR total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+8.62%	—	+8.20%	+0.42 pp	$10,862
1Y	+49.30%	49.30%	+47.02%	+2.28 pp	$14,930
3Y	+139.99%	33.89%	+129.82%	+10.17 pp	$23,999
5Y	+38.42%	6.72%	+29.50%	+8.93 pp	$13,842
10Y	+101.09%	7.24%	+82.97%	+18.12 pp	$20,109
15Y	+119.94%	5.39%	+99.72%	+20.22 pp	$21,994
20Y	+119.94%	4.02%	+99.72%	+20.22 pp	$21,994
30Y	+119.94%	2.66%	+99.72%	+20.22 pp	$21,994

Risk & Highlights

Best Year+50.13%2024

Worst Year-30.45%2020

Max Drawdown-12.32%2026-02-17 → 2026-03-20

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+7.71%	+7.71%	—	+0.41%	+7.3pp
2025	+27.85%	+25.80%	+2.0pp	+16.64%	+11.2pp
2024	+50.13%	+47.38%	+2.8pp	+24.00%	+26.1pp
2023	-29.11%	-30.94%	+1.8pp	+24.81%	-53.9pp
2022	+20.30%	+18.30%	+2.0pp	-19.95%	+40.2pp

ISTR outperformed the S&P 500 by 17.98pp over the past year (+49.30% vs +31.32%).

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ISTR Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
ISTRInvestar Holding Corporation	$278M	+2.1%	+8.6%	+49.3%	+2.3pp	+140.0%	+38.4%	+101.1%
HFBLHome Federal Bancorp, Inc. of Louisiana	$61M	+14.1%	+13.7%	+55.9%	+4.1pp	+33.4%	+35.8%	+112.8%
LKFNLakeland Financial Corporation	$1.6B	+6.8%	+12.2%	+8.1%	+3.4pp	+47.5%	+9.5%	+143.0%
FFINFirst Financial Bankshares, Inc.	$4.6B	+7.3%	+9.2%	-2.5%	+2.2pp	+29.9%	-29.0%	+146.6%
SFBSServisFirst Bancshares, Inc.	$4.4B	+7.8%	+12.0%	+10.5%	+1.9pp	+79.1%	+27.7%	+254.7%
AROWArrow Financial Corporation	$610M	+6.8%	+19.1%	+49.1%	+4.5pp	+106.9%	+23.8%	+113.5%
IBCPIndependent Bank Corporation	$696M	+0.1%	+6.8%	+12.2%	+3.5pp	+129.8%	+63.0%	+185.0%
NBTBNBT Bancorp Inc.	$2.4B	+3.5%	+9.6%	+9.3%	+3.4pp	+54.5%	+29.5%	+102.2%
CTBICommunity Trust Bancorp, Inc.	$1.2B	+6.0%	+18.4%	+36.0%	+4.1pp	+111.3%	+66.0%	+132.7%
HBCPHome Bancorp, Inc.	$504M	+4.7%	+13.2%	+32.1%	+2.5pp	+130.2%	+79.7%	+159.8%
BFSTBusiness First Bancshares, Inc.	$904M	+0.3%	+7.4%	+20.0%	+2.5pp	+102.3%	+26.4%	+24.3%

Compare:ISTR vs HFBL ISTR vs LKFN ISTR vs FFIN ISTR vs HFBL vs LKFN

About ISTR Dividend Returns

Investar Holding Corporation (ISTR) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of ISTR over the past year?

Investar Holding Corporation (ISTR) delivered a total return of 49.30% over the past year when dividends are reinvested. The price-only return was 47.02%, meaning dividends contributed an additional 2.28 percentage points to total returns.

Q2How much would $10,000 invested in ISTR be worth today?

A $10,000 investment in Investar Holding Corporation one year ago would be worth $14,930 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $14,702. Dividend reinvestment added $228 to the portfolio value.

Q3Does ISTR pay dividends?

Yes, Investar Holding Corporation (ISTR) pays dividends. In the last year, ISTR paid approximately $0.40 per share in dividends (1.41% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did ISTR beat the S&P 500?

Yes, Investar Holding Corporation (ISTR) outperformed the S&P 500 by 17.98 percentage points over the past year. ISTR delivered a total return of 49.30%, compared to the S&P 500's 31.32%. This 17.98pp alpha means investors in ISTR earned more than a passive S&P 500 index fund.

Q5What is ISTR's worst drawdown?

Investar Holding Corporation (ISTR) experienced a maximum drawdown of -12.32% over the past year, declining from its peak on 2026-02-17 to its trough on 2026-03-20. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is ISTR's long-term total return over 10, 20, or 30 years?

Here are Investar Holding Corporation (ISTR)'s long-term returns with dividends reinvested. Over 10 years, the total return is 101.1% (7.2% CAGR) — $10,000 would have grown to $20,109. Over 20 years: 119.9% total return (4.0% CAGR) — $10,000 → $21,994. Over 30 years: 119.9% total return (2.7% CAGR) — $10,000 → $21,994. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was ISTR's best and worst year?

Investar Holding Corporation's best calendar year was 2024 with a total return of 50.1%. Its worst year was 2020 with a total return of -30.4%. This range shows the volatility investors should expect — the difference between the best and worst year is 80.6 percentage points.