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ISTR logoInvestar Holding Corporation (ISTR) Earnings History

Annual and quarterly earnings data from 2012 to 2025

TTM Net Income
$23M
Profitable
TTM EPS
$2.16
Diluted
YoY EPS Growth
+1.5%
Solid
Net Margin
14.9%
Profitability
Operating Margin18.1%
Gross Margin61.0%
ROE8.4%
ROA0.8%
Highest Annual Net Income$36M (2022)
Highest Quarterly EPS$0.97 (Q1 2022)
Consecutive Profitable Years14 years
Q4 2025
Net Income$6M
EPS$0.51
QoQ Growth-3.9%Slow

Loading earnings history...

ISTR EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+1.5%
Solid
3-Year
-15.9%
Declining
5-Year
+10.4%
Strong
10-Year
+7.9%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

ISTR Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202561.0%18.1%14.9%
202454.9%15.6%12.9%
202359.8%14.5%11.8%
202285.6%36.0%29.0%
202167.9%9.2%7.4%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Investar Holding Corporation (ISTR) Earnings Overview

As of May 9, 2026, Investar Holding Corporation (ISTR) reported trailing twelve-month net income of $23M, reflecting +1.5% year-over-year growth. The company earned $2.16 per diluted share over the past four quarters, with a net profit margin of 14.9%.

Looking at the long-term picture, ISTR's 5-year EPS compound annual growth rate (CAGR) stands at +10.4%, showing solid earnings momentum. The company achieved its highest annual net income of $36M in fiscal 2022.

Investar Holding Corporation maintains positive profitability with a gross margin of 61.0%, operating margin of 18.1%, and net margin of 14.9%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including HFBL ($5M net income, 12.0% margin), LKFN ($103M net income, 24.5% margin), FFIN ($243M net income, 30.2% margin), ISTR has outperformed on profitability metrics. Compare ISTR vs HFBL →

ISTR Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
ISTR logoISTRCurrent
$23M$2.1614.9%8.4%+1.5%—
HFBL logoHFBL
$5M$1.6812.0%7.2%+7.7%
LKFN logoLKFN
$103M$4.0124.5%14.3%+10.5%
FFIN logoFFIN
$243M$1.6930.2%14.4%+12.2%
SFBS logoSFBS
$277M$5.0627.2%16.0%+21.6%
AROW logoAROW
$44M$2.6818.1%10.6%+49.7%
Best in group
Lowest in group

ISTR Historical Earnings Data (2012–2025)

14 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$23M+13.1%$28M$2.0814.9%18.1%
2024$20M+21.4%$24M$2.0512.9%15.6%
2023$17M-53.3%$20M$1.6911.8%14.5%
2022$36M+346.4%$44M$3.5029.0%36.0%
2021$8M-42.4%$10M$0.767.4%9.2%
2020$14M-17.5%$17M$1.2713.1%16.4%
2019$17M+23.8%$21M$1.6617.6%21.9%
2018$14M+65.9%$17M$1.3917.4%22.1%
2017$8M+4.1%$12M$0.9614.4%21.8%
2016$8M+11.4%$11M$1.1016.6%24.3%

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Compare ISTR vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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ISTR — Frequently Asked Questions

Quick answers to the most common questions about buying ISTR stock.

Is ISTR growing earnings?

ISTR EPS of $2.16 reflects slowing growth at +1.5%, below the 5-year CAGR of +10.4%. TTM net income is $23M. Expansion rate has moderated.

What are ISTR's profit margins?

Investar Holding Corporation net margin is +14.9%, with operating margin at +18.1%. Margins sit within typical range for the sector.

How consistent are ISTR's earnings?

ISTR earnings data spans 2012-2025. The current earnings trend is +1.5% YoY. Historical data enables comparison across business cycles.

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ISTR Earnings Over Time (2014–2025)

Net income and EPS trends