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UNM logoUnum Group (UNM) Earnings History

Annual and quarterly earnings data from 1989 to 2025

TTM Net Income
$781M
Profitable
TTM EPS
$4.75
Diluted
YoY EPS Growth
-54.8%
Declining
Net Margin
5.7%
Profitability
Operating Margin7.2%
Gross Margin38.2%
ROE6.7%
ROA1.2%
Highest Annual Net Income$1.78B (2024)
Highest Quarterly EPS$3.46 (Q3 2024)
Consecutive Profitable Years21 years
Q1 2026
Net Income$232M
EPS$1.41
QoQ Growth+33.3%Excellent

Loading earnings history...

UNM EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-54.8%
Declining
3-Year
-15.0%
Declining
5-Year
+1.9%
Solid
10-Year
+2.0%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

UNM Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202538.2%7.2%5.7%
202437.1%17.6%13.9%
202332.8%13.3%10.4%
202233.1%14.7%11.9%
202128.0%10.6%8.3%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Unum Group (UNM) Earnings Overview

As of May 8, 2026, Unum Group (UNM) reported trailing twelve-month net income of $781M, reflecting -54.8% year-over-year growth. The company earned $4.75 per diluted share over the past four quarters, with a net profit margin of 5.7%.

Looking at the long-term picture, UNM's 5-year EPS compound annual growth rate (CAGR) stands at +1.9%, reflecting modest earnings expansion. The company achieved its highest annual net income of $1.78B in fiscal 2024.

Unum Group maintains positive profitability with a gross margin of 38.2%, operating margin of 7.2%, and net margin of 5.7%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including MET ($3.62B net income, 4.4% margin), PRU ($3.48B net income, 5.9% margin), LNC ($1.73B net income, 6.5% margin), UNM has outperformed on profitability metrics. Compare UNM vs MET →

UNM Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
UNM logoUNMCurrent
$781M$4.755.7%6.7%-54.8%—
MET logoMET
$3.6B$5.524.4%11.9%-19.2%
PRU logoPRU
$3.5B$9.955.9%10.9%+36.3%
LNC logoLNC
$1.7B-6.5%12.3%-68.3%
GNW logoGNW
$249M$0.633.5%2.3%-20.6%
PFG logoPFG
$1.2B$5.337.6%9.9%-21.4%
Best in group
Lowest in group

UNM Historical Earnings Data (1989–2025)

37 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$739M-58.5%$934M$4.285.7%7.2%
2024$1.78B+38.6%$2.25B$9.4613.9%17.6%
2023$1.28B-8.8%$1.64B$6.5010.4%13.3%
2022$1.41B+43.4%$1.75B$6.9611.9%14.7%
2021$981M+23.7%$1.26B$4.028.3%10.6%
2020$793M-27.9%$964M$3.896.0%7.3%
2019$1.10B+110.2%$1.38B$5.249.2%11.5%
2018$523M-47.4%$628M$2.384.5%5.4%
2017$994M+6.7%$1.40B$4.378.8%12.4%
2016$931M+7.4%$1.35B$3.958.4%12.2%

Full UNM Stock Analysis

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UNM — Frequently Asked Questions

Quick answers to the most common questions about buying UNM stock.

Is UNM growing earnings?

UNM EPS fell to $4.75, with earnings declining -54.8%. This contrasts with the 5-year CAGR of +1.9%. TTM net income dropped to $781M.

What are UNM's profit margins?

Unum Group net margin is +5.7%, with operating margin at +7.2%. Margins sit within typical range for the sector.

How consistent are UNM's earnings?

UNM earnings data spans 1989-2025. The declining earnings trend is -54.8% YoY. Historical data enables comparison across business cycles.

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UNM Earnings Over Time (2014–2025)

Net income and EPS trends