Atlantic American Corporation (AAME) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Revenue | 53.76M | 55.29M | 50.13M | 49.04M | 44.52M | 47.67M | 47M | 46.74M | 44.59M | 49.19M | 46.27M | 45.23M | 46.34M | 44.67M | 51.61M | 49.73M | 49.29M | 51.46M | 49.08M | 59.93M |
| Revenue Growth % | 20.76% | 15.99% | 6.66% | 4.92% | -0.16% | -3.09% | 1.57% | 3.35% | -3.78% | 10.12% | -10.35% | -9.05% | -5.98% | -13.19% | 5.16% | -17.02% | 6.53% | 3.46% | 24.52% | 14.62% |
| Medical Costs & Claims | 35.12M | 46.52M | 43.59M | 43.63M | 42.25M | 43.39M | 31.93M | 45.15M | 37.88M | 42.21M | 43.38M | 39.72M | 43.47M | 42.97M | 44.01M | 42.5M | 46.97M | 43.88M | 45.84M | 42.13M |
| Medical Cost Ratio % | 65.33% | 84.13% | 86.97% | 88.96% | 94.9% | 91.03% | 67.93% | 96.59% | 84.95% | 85.82% | 93.75% | 87.82% | 93.81% | 96.19% | 85.27% | 85.46% | 95.3% | 85.28% | 93.4% | 70.29% |
| Gross Profit | 18.64M | 8.77M | 6.53M | 5.41M | 2.27M | 4.28M | 15.07M | 1.59M | 6.71M | 6.97M | 2.89M | 5.51M | 2.87M | 1.7M | 7.6M | 7.23M | 2.32M | 7.58M | 3.24M | 17.8M |
| Gross Margin % | 34.67% | 15.87% | 13.03% | 11.04% | 5.1% | 8.97% | 32.07% | 3.41% | 15.05% | 14.18% | 6.25% | 12.18% | 6.19% | 3.81% | 14.73% | 14.54% | 4.7% | 14.72% | 6.6% | 29.71% |
| Gross Profit Growth % | 721.42% | 105.12% | -56.66% | 239.65% | -66.18% | -38.68% | 421.34% | -71.06% | 133.76% | 310.05% | -61.98% | -23.84% | 23.81% | -77.54% | 134.73% | -59.38% | -60.36% | -35.84% | 147.64% | 209.17% |
| Operating Expenses | 17.87M | 4.56M | 5.5M | 4.87M | 4.72M | 5.13M | 16.72M | 4.7M | 4.57M | 4.76M | 4.71M | 4.14M | 3.82M | 3.82M | 3.81M | 3.84M | 3.61M | 3.82M | 3.79M | 2.79M |
| OpEx / Revenue % | 33.24% | 8.24% | 10.97% | 9.93% | 10.61% | 10.75% | 35.58% | 10.05% | 10.25% | 9.67% | 10.18% | 9.16% | 8.24% | 8.54% | 7.38% | 7.73% | 7.33% | 7.43% | 7.71% | 4.65% |
| Depreciation & Amortization | 97K | 103K | 77K | 69K | 59K | 125K | 113K | 131K | 164K | 169K | 188K | 207K | 218K | 225K | 240K | 250K | 243K | 246K | 264K | 208K |
| Combined Ratio % | 98.57% | 92.37% | 97.94% | 98.89% | 105.51% | 101.78% | 103.51% | 106.64% | 95.21% | 95.49% | 103.93% | 96.98% | 102.05% | 104.73% | 92.64% | 93.19% | 102.62% | 92.7% | 101.11% | 74.94% |
| Operating Income | 769K | 4.22M | 1.03M | 545K | -2.45M | -849K | -1.65M | -3.1M | 2.14M | 2.22M | -1.82M | 1.36M | -949K | -2.12M | 3.8M | 3.39M | -1.29M | 3.75M | -547K | 15.02M |
| Operating Margin % | 1.43% | 7.63% | 2.06% | 1.11% | -5.51% | -1.78% | -3.51% | -6.64% | 4.79% | 4.51% | -3.93% | 3.02% | -2.05% | -4.73% | 7.36% | 6.81% | -2.62% | 7.3% | -1.11% | 25.06% |
| Operating Income Growth % | 131.34% | 596.58% | 162.69% | 117.57% | -214.78% | -138.29% | 9.19% | -327.42% | 325.29% | 204.82% | -147.89% | -59.74% | 26.6% | -156.34% | 793.97% | -77.44% | -153.14% | -54.67% | 94.65% | 815.05% |
| EBITDA | 866K | 4.32M | 1.11M | 614K | -2.4M | -724K | -1.54M | -2.97M | 2.3M | 2.39M | -1.63M | 1.57M | -731K | -1.89M | 4.04M | 3.64M | -1.05M | 4M | -283K | 15.22M |
| EBITDA Margin % | 1.61% | 7.81% | 2.22% | 1.25% | -5.38% | -1.52% | -3.27% | -6.36% | 5.16% | 4.85% | -3.52% | 3.47% | -1.58% | -4.23% | 7.82% | 7.32% | -2.13% | 7.77% | -0.58% | 25.4% |
| Interest Expense | 779K | 773K | 774K | 828K | 869K | 867K | 855K | 862K | 850K | 807K | 750K | 661K | 523K | 414K | 354K | 347K | 347K | 347K | 346K | 357K |
| Non-Operating Income | -779K | -773K | -774K | -828K | -869K | -867K | 0 | -862K | -850K | -807K | -750K | -661K | -523K | -414K | -354K | -347K | -347K | -347K | -346K | -357K |
| Pretax Income | 769K | 4.22M | 1.03M | 545K | -2.45M | -849K | -2.51M | -3.1M | 2.14M | 2.22M | -1.82M | 1.36M | -949K | -2.12M | 3.8M | 3.39M | -1.29M | 3.75M | -547K | 15.02M |
| Pretax Margin % | 1.43% | 7.63% | 2.06% | 1.11% | -5.51% | -1.78% | -5.33% | -6.64% | 4.79% | 4.51% | -3.93% | 3.02% | -2.05% | -4.73% | 7.36% | 6.81% | -2.62% | 7.3% | -1.11% | 25.06% |
| Income Tax | 192K | 900K | 233K | 133K | -456K | -165K | -508K | -874K | 379K | 473K | -372K | 318K | -265K | -436K | 954K | 723K | -378K | 792K | -116K | 3.17M |
| Effective Tax Rate % | 24.97% | 21.35% | 22.51% | 24.4% | 18.58% | 19.43% | 20.27% | 28.18% | 17.73% | 21.34% | 20.46% | 23.31% | 27.92% | 20.61% | 25.13% | 21.34% | 29.23% | 21.1% | 21.21% | 21.1% |
| Net Income | 577K | 3.32M | 802K | 412K | -2M | -684K | -2M | -2.23M | 1.76M | 1.74M | -1.45M | 1.05M | -684K | -1.68M | 2.84M | 2.67M | -915K | 2.96M | -431K | 11.85M |
| Net Margin % | 1.07% | 6% | 1.6% | 0.84% | -4.49% | -1.43% | -4.25% | -4.77% | 3.94% | 3.55% | -3.13% | 2.31% | -1.48% | -3.76% | 5.51% | 5.36% | -1.86% | 5.76% | -0.88% | 19.77% |
| Net Income Growth % | 128.88% | 584.8% | 140.14% | 118.49% | -213.59% | -139.22% | -38.17% | -313% | 357.16% | 203.87% | -150.88% | -60.75% | 25.25% | -156.68% | 759.4% | -77.51% | -148.77% | -54.65% | 94.67% | 832.91% |
| EPS (Diluted) | 0.03 | 0.15 | 0.03 | 0.02 | -0.10 | -0.04 | -0.10 | -0.11 | 0.08 | 0.08 | -0.07 | 0.05 | -0.03 | -0.08 | 0.13 | 0.12 | -0.04 | 0.14 | -0.02 | 0.54 |
| EPS Growth % | 127.07% | 490.63% | 134.5% | 113.91% | -228.48% | -150.86% | -41.04% | -337.07% | 327.46% | 191.74% | -154.54% | -61.33% | 25.39% | -158.79% | 716.11% | -77.78% | -149.89% | -53.33% | 94.73% | 800% |
| EPS (Basic) | 0.03 | 0.16 | 0.03 | 0.02 | -0.10 | -0.04 | -0.10 | -0.11 | 0.08 | 0.08 | -0.07 | 0.05 | -0.03 | -0.08 | 0.14 | 0.13 | -0.05 | 0.14 | -0.02 | 0.58 |
| Diluted Shares Outstanding | 21.77M | 21.77M | 20.4M | 20.4M | 20.4M | 20.4M | 20.4M | 20.4M | 21.78M | 21.78M | 20.41M | 20.39M | 20.39M | 20.4M | 21.76M | 22.21M | 20.4M | 21.79M | 20.41M | 21.94M |