Ameris Bancorp (ABCB) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 244.44M | 245.31M | 237.96M | 231.81M | 221.84M | 221.82M | 214.06M | 211.92M | 201.39M | 206.1M | 207.75M | 209.54M |
| NII Growth % | 10.19% | 10.59% | 11.17% | 9.39% | 10.15% | 7.63% | 3.04% | 1.14% | -4.85% | -8.05% | -2.46% | 9.5% |
| Net Interest Margin % | 0.87% | 0.89% | 0.88% | 0.87% | 0.84% | 0.84% | 0.81% | 0.8% | 0.78% | 0.82% | 0.81% | 0.81% |
| Interest Income | 351.77M | 358.06M | 355.05M | 347.64M | 333.78M | 346.36M | 355.15M | 347.32M | 329.45M | 332.21M | 330.55M | 321.95M |
| Interest Expense | 107.33M | 112.76M | 117.08M | 115.83M | 111.94M | 124.54M | 141.09M | 135.4M | 128.06M | 126.11M | 122.8M | 112.41M |
| Loan Loss Provision | 0 | 22.95M | 22.63M | 2.77M | 21.89M | 12.81M | 6.11M | 18.77M | 21.11M | 22.95M | 24.46M | 45.52M |
| Non-Interest Income | 69.92M | 61.83M | 67.36M | 60.36M | 55.44M | 59.39M | 61.19M | 78.08M | 55.95M | 47.2M | 55.25M | 57.73M |
| Non-Interest Income % | 16.58% | 14.72% | 15.95% | 14.79% | 14.24% | 14.64% | 14.7% | 18.35% | 14.52% | 12.44% | 14.32% | 15.2% |
| Total Revenue | 421.69M | 419.89M | 422.41M | 408M | 389.21M | 405.75M | 416.34M | 425.4M | 385.4M | 379.41M | 385.8M | 379.68M |
| Revenue Growth % | 8.34% | 3.48% | 1.46% | -4.09% | 0.99% | 6.94% | 7.91% | 12.04% | 12.36% | 21.13% | 33.09% | 37.57% |
| Non-Interest Expense | 173.63M | 143.09M | 145.65M | 146.71M | 142.45M | 142.38M | 143.26M | 144.72M | 138.79M | 139.96M | 133.52M | 138.78M |
| Efficiency Ratio | 41.17% | 34.08% | 34.48% | 35.96% | 36.6% | 35.09% | 34.41% | 34.02% | 36.01% | 36.89% | 34.61% | 36.55% |
| Operating Income | 140.72M | 141.09M | 137.04M | 142.69M | 112.94M | 126.02M | 125.89M | 126.5M | 97.45M | 90.39M | 105.03M | 82.97M |
| Operating Margin % | 33.37% | 33.6% | 32.44% | 34.97% | 29.02% | 31.06% | 30.24% | 29.74% | 25.29% | 23.82% | 27.22% | 21.85% |
| Operating Income Growth % | 24.61% | 11.96% | 8.86% | 12.8% | 15.89% | 39.43% | 19.86% | 52.47% | 24.06% | -13.53% | -13.25% | -29.74% |
| Pretax Income | 140.72M | 141.09M | 137.04M | 142.69M | 112.94M | 126.02M | 125.89M | 126.5M | 97.45M | 90.39M | 105.03M | 82.97M |
| Pretax Margin % | 33.37% | 33.6% | 32.44% | 34.97% | 29.02% | 31.06% | 30.24% | 29.74% | 25.29% | 23.82% | 27.22% | 21.85% |
| Income Tax | 30.23M | 32.74M | 31.01M | 32.86M | 25M | 31.65M | 26.67M | 35.72M | 23.14M | 24.45M | 24.91M | 20.34M |
| Effective Tax Rate % | 21.48% | 23.2% | 22.63% | 23.03% | 22.14% | 25.11% | 21.19% | 28.23% | 23.74% | 27.05% | 23.72% | 24.51% |
| Net Income | 110.49M | 108.36M | 106.03M | 109.83M | 87.94M | 94.38M | 99.21M | 90.78M | 74.31M | 65.93M | 80.11M | 62.63M |
| Net Margin % | 26.2% | 25.81% | 25.1% | 26.92% | 22.59% | 23.26% | 23.83% | 21.34% | 19.28% | 17.38% | 20.77% | 16.5% |
| Net Income Growth % | 25.65% | 14.81% | 6.87% | 20.98% | 18.33% | 43.14% | 23.84% | 44.94% | 22.99% | -19.81% | -13.44% | -30.46% |
| Net Income (Continuing) | 110.49M | 108.36M | 106.03M | 109.83M | 87.94M | 94.38M | 99.21M | 90.78M | 74.31M | 65.93M | 80.11M | 62.63M |
| EPS (Diluted) | 1.63 | 1.59 | 1.54 | 1.60 | 1.27 | 1.37 | 1.44 | 1.32 | 1.08 | 0.96 | 1.16 | 0.91 |
| EPS Growth % | 28.35% | 16.06% | 6.94% | 21.21% | 17.59% | 42.71% | 24.14% | 45.05% | 24.14% | -18.64% | -13.43% | -30% |
| EPS (Basic) | 1.63 | 1.59 | 1.55 | 1.60 | 1.28 | 1.37 | 1.44 | 1.32 | 1.08 | 0.96 | 1.16 | 0.91 |
| Diluted Shares Outstanding | 67.79M | 68.33M | 68.67M | 69.03M | 69.03M | 69.13M | 69.07M | 69.01M | 69.01M | 69.02M | 68.99M | 69.03M |