Ameris Bancorp (ABCB) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Ameris Bancorp (ABCB) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

ABCB Income Statement

Ameris Bancorp (ABCB) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	257.68M	252.48M	244.44M	245.31M	237.96M	231.81M	221.84M	221.82M	214.06M	211.92M	201.39M	206.1M	207.75M	209.54M	211.65M	224.14M	212.98M	191.36M	172.54M	166.84M
NII Growth %	8.28%	8.92%	10.19%	10.59%	11.17%	9.39%	10.15%	7.63%	3.04%	1.14%	-4.85%	-8.05%	-2.46%	9.5%	22.67%	34.34%	31.75%	18.23%	4.59%	2.07%
Net Interest Margin %	0.9%	0.89%	0.87%	0.89%	0.88%	0.87%	0.84%	0.84%	0.81%	0.8%	0.78%	0.82%	0.81%	0.81%	0.81%	0.89%	0.89%	0.81%	0.73%	0.7%
Interest Income	374.55M	365.57M	351.77M	358.06M	355.05M	347.64M	333.78M	346.36M	355.15M	347.32M	329.45M	332.21M	330.55M	321.95M	295.72M	273.64M	234.3M	202.57M	183.37M	178.37M
Interest Expense	116.87M	113.09M	107.33M	112.76M	117.08M	115.83M	111.94M	124.54M	141.09M	135.4M	128.06M	126.11M	122.8M	112.41M	84.06M	49.51M	21.32M	11.2M	10.83M	11.53M
Loan Loss Provision	12.58M	17.25M	0	22.95M	22.63M	2.77M	21.89M	12.81M	6.11M	18.77M	21.11M	22.95M	24.46M	45.52M	49.73M	32.89M	17.65M	14.92M	6.23M	2.76M
Non-Interest Income	57.09M	66.33M	69.92M	61.83M	67.36M	60.36M	55.44M	59.39M	61.19M	78.08M	55.95M	47.2M	55.25M	57.73M	47.28M	39.59M	55.59M	73.42M	78.96M	53.3M
Non-Interest Income %	18.14%	20.8%	22.24%	20.13%	22.06%	20.66%	19.99%	21.12%	22.23%	26.92%	21.74%	18.63%	21.01%	21.6%	18.26%	15.01%	20.7%	27.73%	31.39%	24.21%
Total Net Revenue	314.76M	318.81M	314.36M	307.13M	305.33M	292.17M	277.27M	281.21M	275.25M	290M	257.34M	253.3M	263M	267.27M	258.94M	263.73M	268.57M	264.79M	251.5M	220.13M
Revenue Growth %	3.09%	9.12%	13.37%	9.22%	10.93%	0.75%	7.75%	11.02%	4.66%	8.5%	-0.62%	-3.95%	-2.07%	0.94%	2.96%	19.8%	16.54%	7.83%	-9.04%	-19.79%
Non-Interest Expense	151.67M	235.51M	173.63M	143.09M	145.65M	146.71M	142.45M	142.38M	143.26M	144.72M	138.79M	139.96M	133.52M	138.78M	130.66M	126.31M	129.84M	131.78M	135.87M	109.9M
Efficiency Ratio	48.18%	73.87%	55.23%	46.59%	47.7%	50.21%	51.37%	50.63%	52.05%	49.91%	53.93%	55.26%	50.77%	51.93%	50.46%	47.89%	48.35%	49.77%	54.02%	49.92%
Operating Income	150.52M	66.05M	140.72M	141.09M	137.04M	142.69M	112.94M	126.02M	125.89M	126.5M	97.45M	90.39M	105.03M	82.97M	78.55M	104.53M	121.08M	118.08M	109.4M	107.48M
Operating Margin %	47.82%	20.72%	44.77%	45.94%	44.88%	48.84%	40.73%	44.81%	45.73%	43.62%	37.87%	35.68%	39.93%	31.04%	30.34%	39.64%	45.08%	44.6%	43.5%	48.82%
Operating Income Growth %	9.83%	-53.71%	24.61%	11.96%	8.86%	12.8%	15.89%	39.43%	19.86%	52.47%	24.06%	-13.53%	-13.25%	-29.74%	-28.2%	-2.74%	9.37%	2.51%	-32.77%	-14.7%
Pretax Income	150.52M	66.05M	140.72M	141.09M	137.04M	142.69M	112.94M	126.02M	125.89M	126.5M	97.45M	90.39M	105.03M	82.97M	78.55M	104.53M	121.08M	118.08M	109.4M	107.48M
Pretax Margin %	47.82%	20.72%	44.77%	45.94%	44.88%	48.84%	40.73%	44.81%	45.73%	43.62%	37.87%	35.68%	39.93%	31.04%	30.34%	39.64%	45.08%	44.6%	43.5%	48.82%
Income Tax	34.43M	14.6M	30.23M	32.74M	31.01M	32.86M	25M	31.65M	26.67M	35.72M	23.14M	24.45M	24.91M	20.34M	18.13M	22.31M	28.52M	28.02M	27.71M	25.53M
Effective Tax Rate %	22.87%	22.11%	21.48%	23.2%	22.63%	23.03%	22.14%	25.11%	21.19%	28.23%	23.74%	27.05%	23.72%	24.51%	23.08%	21.35%	23.56%	23.73%	25.32%	23.76%
Net Income	116.09M	51.45M	110.49M	108.36M	106.03M	109.83M	87.94M	94.38M	99.21M	90.78M	74.31M	65.93M	80.11M	62.63M	60.42M	82.22M	92.56M	90.07M	81.7M	81.94M
Net Margin %	36.88%	16.14%	35.15%	35.28%	34.73%	37.59%	31.71%	33.56%	36.04%	31.31%	28.88%	26.03%	30.46%	23.44%	23.33%	31.18%	34.46%	34.01%	32.48%	37.22%
Net Income Growth %	9.49%	-53.16%	25.65%	14.81%	6.87%	20.98%	18.33%	43.14%	23.84%	44.94%	22.99%	-19.81%	-13.44%	-30.46%	-26.04%	0.34%	13.31%	1.97%	-34.62%	-13.09%
Net Income (Continuing)	116.09M	51.45M	110.49M	108.36M	106.03M	109.83M	87.94M	94.38M	99.21M	90.78M	74.31M	65.93M	80.11M	62.63M	60.42M	82.22M	92.56M	90.07M	81.7M	81.94M
EPS (Diluted)	1.73	0.77	1.63	1.59	1.54	1.60	1.27	1.37	1.44	1.32	1.08	0.96	1.16	0.91	0.87	1.18	1.34	1.30	1.17	1.18
EPS Growth %	12.34%	-51.88%	28.35%	16.06%	6.94%	21.21%	17.59%	42.71%	24.14%	45.05%	24.14%	-18.64%	-13.43%	-30%	-25.64%	0%	14.53%	2.36%	-34.64%	-13.24%
EPS (Basic)	1.74	0.77	1.63	1.59	1.55	1.60	1.28	1.37	1.44	1.32	1.08	0.96	1.16	0.91	0.87	1.19	1.34	1.30	1.18	1.18
Diluted Shares Outstanding	67.02M	67.1M	67.79M	68.33M	68.67M	69.03M	69.03M	69.13M	69.07M	69.01M	69.01M	69.02M	68.99M	69.03M	69.32M	69.39M	69.33M	69.32M	69.66M	69.74M