Last 47 quarters of trend data · Financial Services · Insurance - Diversified
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Arch Capital Group Ltd.'s quarterly P/E stands at 7.2x, down 25.3% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 7.2% YoY to 6.6x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 7.85 | 7.16 | 6.37 | 7.05 | 16.25 | 9.58 | 10.93 | 7.64 | 7.91 | 3.03 | 10.60 | 10.69 | 9.07 |
| — | -25.3% | -41.7% | -7.8% | +105.3% | +215.8% | +3.1% | -28.5% | -12.8% | -55.2% | -98.1% | -2.2% | -64.0% | |
| P/S Ratio | 1.63 | 1.67 | 1.71 | 1.74 | 2.00 | 1.76 | 2.39 | 2.37 | 2.27 | 1.86 | 2.30 | 2.29 | 2.05 |
| — | -4.7% | -28.2% | -26.6% | -11.8% | -5.7% | +4.0% | +3.6% | +10.4% | -4.3% | +34.4% | +20.7% | -14.0% | |
| P/B Ratio | 1.42 | 1.49 | 1.44 | 1.50 | 1.70 | 1.69 | 1.92 | 1.86 | 1.82 | 1.54 | 1.98 | 1.93 | 1.83 |
| — | -12.0% | -25.1% | -19.4% | -6.2% | +10.2% | -3.2% | -3.7% | -0.7% | -13.6% | +37.6% | +39.8% | +27.2% | |
| P/FCF | 5.30 | 6.47 | 3.92 | 7.78 | 6.34 | 5.65 | 5.33 | 6.39 | 5.68 | 4.27 | 3.86 | 6.23 | 6.73 |
| — | +14.6% | -26.4% | +21.8% | +11.6% | +32.2% | +38.1% | +2.5% | -15.6% | -27.9% | +23.8% | +29.1% | -21.9% | |
| EV / EBITDA | 6.62 | 6.59 | 5.76 | 6.23 | 13.16 | 7.11 | 9.77 | 8.51 | 8.48 | 6.76 | 11.37 | 11.27 | 9.61 |
| — | -7.2% | -41.0% | -26.8% | +55.2% | +5.1% | -14.1% | -24.4% | -11.7% | -5.0% | -90.6% | -8.0% | -67.0% | |
| EV / EBIT | 6.87 | 6.49 | 5.81 | 6.27 | 13.42 | 9.50 | 10.25 | 7.41 | 7.69 | 6.14 | 10.36 | 10.09 | 8.90 |
| — | -31.7% | -43.3% | -15.4% | +74.5% | +54.7% | -1.1% | -26.5% | -13.6% | -9.1% | -94.1% | -4.1% | -62.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Arch Capital Group Ltd.'s operating margin was 25.7% in Q4 2025, down 4.5 pp QoQ and up 1.8 pp YoY. Gross margin expanded 13.8% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 37.2% | 43.2% | 40.0% | 37.1% | 27.0% | 38.0% | 31.2% | 39.4% | 39.8% | 39.8% | 32.5% | 33.7% | 35.7% |
| — | +13.8% | +28.4% | -5.9% | -32.1% | -4.6% | -4.2% | +17.0% | +11.4% | -2.9% | +125.0% | +1.7% | +22.6% | |
| Operating Margin | 25.0% | 25.7% | 30.2% | 28.4% | 14.8% | 24.0% | 23.4% | 28.4% | 27.5% | 28.7% | 20.7% | 20.8% | 22.3% |
| — | +7.4% | +28.8% | -0.1% | -46.3% | -16.4% | +13.2% | +36.4% | +23.6% | -0.1% | +3868.3% | +30.2% | +190.7% | |
| Net Margin | 22.1% | 23.0% | 27.1% | 24.9% | 12.5% | 18.6% | 22.1% | 31.2% | 28.9% | 61.6% | 22.0% | 21.7% | 22.9% |
| — | +23.4% | +23.0% | -20.4% | -56.7% | -69.8% | +0.4% | +44.1% | +25.9% | +111.6% | +3117.0% | +21.7% | +127.7% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 19.5% | 5.2% | 5.8% | 5.5% | 2.7% | 4.3% | 4.6% | 6.3% | 5.9% | 13.9% | 4.8% | 4.7% | 5.3% |
| — | +19.1% | +25.5% | -12.5% | -54.4% | -68.8% | -4.9% | +35.3% | +11.8% | +99.8% | +3348.8% | +47.0% | +258.9% | |
| ROA | 6.4% | 1.7% | 1.7% | 1.6% | 0.8% | 1.3% | 1.4% | 2.0% | 1.8% | 4.1% | 1.3% | 1.3% | 1.4% |
| — | +30.9% | +20.3% | -18.8% | -57.3% | -68.4% | +7.1% | +54.8% | +27.6% | +124.4% | +3492.4% | +44.6% | +234.2% | |
| ROIC | 15.4% | 4.1% | 4.5% | 4.4% | 2.2% | 3.9% | 3.4% | 4.0% | 3.9% | 4.4% | 3.0% | 3.0% | 3.4% |
| — | +4.6% | +32.2% | +11.0% | -42.6% | -11.3% | +11.5% | +33.3% | +14.5% | -1.9% | +4284.3% | +60.1% | +358.9% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Arch Capital Group Ltd.'s Debt/EBITDA ratio is 1.9x, up from 1.8x last quarter — comfortably within a safe range. The current ratio has improved 90.2% YoY to 1.21x, strengthening the short-term liquidity position. Debt/Equity has declined for 5 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.11 | 0.11 | 0.12 | 0.12 | 0.13 | 0.13 | 0.12 | 0.13 | 0.14 | 0.15 | 0.18 | 0.19 | 0.19 |
| — | -14.0% | -6.1% | -10.3% | -10.1% | -11.8% | -31.5% | -29.1% | -27.7% | -29.6% | -22.5% | -15.1% | -7.6% | |
| Debt / EBITDA | 0.53 | 1.90 | 1.76 | 1.87 | 3.75 | 2.10 | 2.40 | 2.31 | 2.51 | 2.46 | 3.86 | 4.07 | 3.80 |
| — | -9.2% | -26.6% | -19.0% | +49.7% | -14.7% | -37.9% | -43.3% | -34.1% | -21.3% | -94.5% | -41.7% | -75.4% | |
| Current Ratio | 1.21 | 1.21 | 0.67 | 0.66 | 0.66 | 0.63 | 0.67 | — | — | — | — | — | — |
| — | +90.2% | -0.3% | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 1.21 | 1.21 | 0.67 | 0.66 | 0.66 | 0.63 | 0.67 | — | — | — | — | — | — |
| — | +90.2% | -0.3% | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 34.86 | 38.34 | 41.62 | 38.13 | 20.37 | 26.32 | 31.00 | 38.74 | 35.29 | 35.94 | 22.79 | 22.64 | 24.19 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying ACGL stock.
Arch Capital Group Ltd.'s current P/E is 7.8x. The average P/E over the last 4 quarters is 9.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Arch Capital Group Ltd.'s current operating margin is 25.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Arch Capital Group Ltd.'s business trajectory between earnings reports.