Senmiao Technology Limited (AIHS) P/E Ratio History
Historical price-to-earnings valuation from 2022 to 2022
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Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of March 2, 2026, Senmiao Technology Limited (AIHS) trades at a price-to-earnings ratio of -3.9x, with a stock price of $1.30 and trailing twelve-month earnings per share of $-1.02.
The current P/E is 109% below its 5-year average of 42.1x. Over the past five years, AIHS's P/E has ranged from a low of 19.2x to a high of 75.3x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.8x, AIHS trades at a 129% discount to its sector peers. The sector includes 789 companies with P/E ratios ranging from 0.0x to 196.2x.
Relative to the broader market, AIHS trades at a notable discount to the S&P 500 median P/E of 26.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our AIHS DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
Peer Comparison
P/E metrics vs. Auto and Specialty Asset Finance peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
IXORIX Corporation | $39B | 18.1 | 3.40 | +3% |
ALLYAlly Financial Inc. | $12B | 16.6 | - | +32% |
CACCCredit Acceptance Corporation | $5B | 23.8 | - | -10% |
MFINMedallion Financial Corp. | $298M | 6.6Lowest | 0.07Best | -36% |
ANTAAntalpha Platform Holding Company | $208M | 46.2 | - | +166%Best |
CPSSConsumer Portfolio Services, Inc. | $179M | 10.3 | 0.35 | -56% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
Historical P/E Data
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2022 Q3 | Sat Dec 31 2022 00:00:00 GM | $9.04 | $0.12 | 75.3x | +79% |
| FY2022 Q2 | Fri Sep 30 2022 00:00:00 GM | $8.90 | $0.28 | 31.8x | -25% |
| FY2022 Q1 | $9.80 | $0.51 | 19.2x | -54% |
Average P/E for displayed period: 42.1x
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Start ComparisonFrequently Asked Questions
Is AIHS stock overvalued or undervalued?
AIHS trades at -3.9x P/E, below its 5-year average of 42.1x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does AIHS's valuation compare to peers?
Senmiao Technology Limited P/E of -3.9x compares to sector median of 13.8x. The discount suggests lower growth expectations or higher risk.
What is AIHS's PEG ratio?
AIHS PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2022-2022.