Senmiao Technology Limited (AIHS) Financial Ratios
10 years of historical data (2015–2024) · Financial Services · Financial - Credit Services
EV/EBITDA
N/A
—
5yr avg: N/A
P/FCF
2.51
↓-87% vs avg
5yr avg: 18.78
30Y Low18.8·High18.8
P/B Ratio
↑
3.60
↓-66% vs avg
5yr avg: 10.43
30Y Low0.8·High26.9
ROE
↑
-169.2%
-9% vs avg
5yr avg: -155.7%
30Y Low-176%·High-0%
Debt/EBITDA
N/A
—
5yr avg: N/A
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
AIHS Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Senmiao Technology Limited currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis. On a free-cash-flow basis, the stock trades at 2.5x P/FCF, 87% below the 5-year average of 18.8x.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $1M | $9M | $8M | $6M | $13M | $55M | $12M | $113M | $131M | — | — |
| Enterprise Value | $789495 | $9M | $8M | $6M | $13M | $52M | $18M | $110M | $120M | — | — |
| P/E Ratio → | -3.61 | — | — | — | — | — | — | — | — | — | — |
| P/S Ratio | 0.37 | 2.76 | 1.85 | 0.78 | 2.68 | 25.22 | 0.78 | 44.44 | 264.11 | — | — |
| P/B Ratio | 3.60 | 26.89 | 1.97 | 0.77 | 1.05 | 21.46 | 8.33 | 13.52 | 10.15 | — | — |
| P/FCF | 2.51 | 18.78 | — | — | — | — | — | — | — | — | — |
| P/OCF | 2.50 | 18.72 | 1101.63 | 11.35 | — | — | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
AIHS EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 2.63 | 1.81 | 0.71 | 2.67 | 23.97 | 1.18 | 43.22 | 241.60 | — | — |
| EV / EBITDA | — | — | — | — | — | — | — | — | — | — | — |
| EV / EBIT | — | — | — | — | — | — | — | — | — | — | — |
| EV / FCF | — | 17.85 | — | — | — | — | — | — | — | — | — |
AIHS Profitability
Margins and return-on-capital ratios measuring operating efficiency
Senmiao Technology Limited earns an operating margin of -114.1%, below the Financial Services sector average of 21.6%. Operating margins have compressed from -76.0% to -114.1% over the past 3 years, signaling potential cost pressures or competitive headwinds. A negative ROE of -169.2% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 25.1% | 25.1% | 21.4% | 18.5% | -42.5% | 9.4% | 21.6% | 29.0% | 100.0% | 100.0% | — |
| Operating Margin | -114.1% | -114.1% | -101.3% | -76.0% | -235.3% | -274.6% | -35.8% | -40.9% | -1992.7% | -696.7% | — |
| Net Profit Margin | -109.9% | -109.9% | -84.9% | -38.5% | -10.9% | -473.3% | -55.4% | -178.3% | -1992.1% | -802.7% | — |
Return on Capital
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -169.2% | -169.2% | -59.7% | -29.9% | -7.1% | -512.2% | -176.0% | -42.8% | -87.6% | -4.4% | -0.1% |
| ROA | -47.6% | -47.6% | -30.4% | -18.3% | -2.5% | -54.6% | -62.1% | -34.1% | -80.7% | -3.7% | -0.1% |
| ROIC | -108.4% | -108.4% | -47.4% | -40.2% | -97.2% | -71.2% | -47.3% | -7.1% | -65.7% | -1.6% | — |
| ROCE | -151.6% | -151.6% | -64.5% | -53.9% | -120.2% | -120.0% | -85.7% | -9.7% | -87.6% | -3.8% | -0.1% |
AIHS Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
The company holds a net cash position — cash of $833577 exceeds total debt of $371047, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.07 | 1.07 | 0.14 | 0.12 | 0.09 | 0.62 | 4.77 | 0.10 | — | — | 1.17 |
| Debt / EBITDA | — | — | — | — | — | — | — | — | — | — | — |
| Net Debt / Equity | — | -1.33 | -0.04 | -0.08 | -0.01 | -1.07 | 4.21 | -0.37 | -0.87 | -0.02 | 1.17 |
| Net Debt / EBITDA | — | — | — | — | — | — | — | — | — | — | — |
| Debt / FCF | — | -0.93 | — | — | — | — | — | — | — | -0.13 | — |
| Interest Coverage | -255.37 | -255.37 | -147.76 | -239.18 | -187.28 | -129.23 | -11.91 | -30.78 | — | — | — |
Net cash position: cash ($833577) exceeds total debt ($371047)
AIHS Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.43x is below 1.0, meaning current liabilities exceed current assets. The current ratio has declined from 0.94x to 0.43x over the past 3 years.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.43 | 0.43 | 0.50 | 0.94 | 0.91 | 0.65 | 0.59 | 3.04 | 7.50 | 0.43 | 4.79 |
| Quick Ratio | 0.43 | 0.43 | 0.50 | 0.94 | 0.91 | 0.65 | 0.59 | 3.04 | 7.50 | 0.43 | 4.79 |
| Cash Ratio | 0.16 | 0.16 | 0.14 | 0.31 | 0.19 | 0.26 | 0.07 | 1.06 | 7.45 | 0.38 | 0.00 |
| Asset Turnover | — | 0.58 | 0.44 | 0.57 | 0.25 | 0.10 | 1.00 | 0.21 | 0.03 | 0.01 | — |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
AIHS Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Senmiao Technology Limited does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | — | — | — | — | — | — | — | — |
| FCF Yield | 39.8% | 5.3% | — | — | — | — | — | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 1.7% | 0.1% | — | — |
| Total Shareholder Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 1.7% | 0.1% | — | — |
| Shares Outstanding | — | $1M | $886319 | $719578 | $572700 | $394309 | $280235 | $258823 | $219678 | $255000 | $255000 |
Peer Comparison
Compare AIHS with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 AIHSYou | $1M | -3.6 | — | 2.5 | 25.1% | -114.1% | -169.2% | -108.4% | — |
 RCON | $17M | -1.2 | — | — | 23.0% | -86.5% | -9.0% | -10.6% | — |
 CLPS | $25M | -3.5 | — | — | 20.9% | -4.0% | -11.6% | -7.9% | — |
 CNET | $2M | -0.4 | — | — | 2.9% | -24.3% | -75.4% | -64.7% | — |
 FTFT | $6M | -0.5 | — | — | 10.7% | -888.0% | -16.3% | -97.5% | — |
 GOTU | $760M | -4.9 | — | 64.8 | 68.0% | -26.0% | -42.2% | -47.8% | — |
 CANG | $250M | 5.7 | 3.1 | — | 55.3% | 22.2% | 7.6% | 4.6% | 0.9 |
 UXIN | $21M | -0.5 | — | — | 6.8% | -11.7% | — | -11.2% | — |
 BZUN | $165M | -6.1 | 15.4 | — | 47.6% | -1.2% | -3.2% | -1.3% | 19.4 |
 LYFT | $6B | 2.1 | — | 4.9 | 41.5% | -3.0% | 140.8% | -6.1% | — |
 UBER | $158B | 16.2 | 25.9 | 16.2 | 39.8% | 10.7% | 39.8% | 13.6% | 2.1 |
| Financial Services Median | — | 13.1 | 11.5 | 10.6 | 63.6% | 21.6% | 9.4% | 5.7% | 4.1 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Includes 30+ ratios · 10 years · Updated daily
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Quick answers to the most common questions about buying AIHS stock.
What is Senmiao Technology Limited's P/E ratio?
Senmiao Technology Limited's current P/E ratio is -3.6x. This places it at the 50th percentile of its historical range.
What is Senmiao Technology Limited's ROE?
Senmiao Technology Limited's return on equity (ROE) is -169.2%. The historical average is -64.1%.
Is AIHS stock overvalued?
Based on historical data, Senmiao Technology Limited is trading at a P/E of -3.6x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are Senmiao Technology Limited's profit margins?
Senmiao Technology Limited has 25.1% gross margin and -114.1% operating margin.