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AIHSSenmiao Technology Limited
$1.42$6M
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  4. Financial Ratios

Senmiao Technology Limited (AIHS) Financial Ratios

Latest Ratios: P/E Ratio -4.3x · EV/EBITDA N/A · ROE -169.2%. (2015–2024 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

AIHS Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Market Cap$6M$9M$8M$6M$13M$55M$12M$113M$131M——
Enterprise Value$6M$9M$8M$6M$13M$52M$18M$110M$120M——
P/E Ratio →-4.30——————————
P/S Ratio1.912.761.850.782.6825.220.7844.44264.11——
P/B Ratio4.2926.891.970.771.0521.468.3313.5210.15——
P/FCF12.9818.78—————————
P/OCF12.9418.721101.6311.35———————

P/E links to full P/E history page with 30-year chart

AIHS EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
EV / Revenue—2.631.810.712.6723.971.1843.22241.60——
EV / EBITDA———————————
EV / EBIT———————————
EV / FCF—17.85—————————

AIHS Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Gross Margin25.1%25.1%21.4%18.5%-42.5%9.4%21.6%29.0%100.0%100.0%—
Operating Margin-114.1%-114.1%-101.3%-76.0%-235.3%-274.6%-35.8%-40.9%-1992.7%-696.7%—
Net Profit Margin-109.9%-109.9%-84.9%-38.5%-10.9%-473.3%-55.4%-178.3%-1992.1%-802.7%—

Return on Capital

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
ROE-169.2%-169.2%-59.7%-29.9%-7.1%-512.2%-176.0%-42.8%-87.6%-4.4%-0.1%
ROA-47.6%-47.6%-30.4%-18.3%-2.5%-54.6%-62.1%-34.1%-80.7%-3.7%-0.1%
ROIC-108.4%-108.4%-47.4%-40.2%-97.2%-71.2%-47.3%-7.1%-65.7%-1.6%—
ROCE-151.6%-151.6%-64.5%-53.9%-120.2%-120.0%-85.7%-9.7%-87.6%-3.8%-0.1%

AIHS Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Debt / Equity1.071.070.140.120.090.624.770.10——1.17
Debt / EBITDA———————————
Net Debt / Equity—-1.33-0.04-0.08-0.01-1.074.21-0.37-0.87-0.021.17
Net Debt / EBITDA———————————
Debt / FCF—-0.93———————-0.13—
Interest Coverage-227.93-227.93-128.47-146.64-89.73-159.52-8.18-32.47———

Net cash position: cash ($833577) exceeds total debt ($371047)

AIHS Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Current Ratio0.430.430.500.940.910.650.593.047.500.434.79
Quick Ratio0.430.430.500.940.910.650.593.047.500.434.79
Cash Ratio0.160.160.140.310.190.260.071.067.450.380.00
Asset Turnover—0.580.440.570.250.101.000.210.030.01—
Inventory Turnover———————————
Days Sales Outstanding———————————

AIHS Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Earnings Yield———————————
FCF Yield7.7%5.3%—————————
Buyback Yield0.0%——————————
Total Shareholder Yield0.0%——————————
Shares Outstanding—$1M$886319$719578$572700$394309$280235$258823$219678$255000$255000

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Liquidity exhaustion and insolvency

Margin Erosion Reflects Structural Instability

According to recent financial statements, Senmiao's operating margin reached a deeply negative -114.12%, highlighting a persistent inability to cover administrative overhead, which contrasts sharply with the 25.07% gross margin and suggests that the core business model lacks the necessary scale to achieve sustainable profitability.

The wide disparity between gross and operating margins indicates that fixed costs are disproportionately high relative to the current revenue base. Investors should interpret this as a sign that the company's transition toward an asset-light model has yet to yield the expected operational efficiencies or margin expansion.

Capital Decay Undermines Shareholder Value

Based on reported figures, the company's ROIC has remained consistently negative, with recent quarterly data showing a -24.1% return, which indicates that capital deployed into the ride-hailing fleet is failing to generate adequate returns compared to the cost of maintaining those assets.

The persistent negative ROIC suggests that the company is effectively destroying value with every dollar of capital invested in its vehicle fleet. This trend warrants further investigation into whether the firm can ever reach a break-even point without a fundamental restructuring of its asset-heavy leasing operations.

Asset Turnover Signals Operational Contraction

As reported in quarterly filings, the asset turnover ratio has languished at 0.07 in 2025Q3, reflecting a significant decline in the utilization of the company's vehicle fleet compared to historical levels and suggesting a weakening competitive position within the Chengdu ride-hailing market.

Low asset turnover in a capital-intensive leasing business is a primary indicator of underutilized capacity and poor fleet management. This suggests that the company is struggling to maintain its market share, potentially due to increased competition or a reduction in demand for its specific leasing services.

Liquidity Buffer Faces Imminent Exhaustion

Based on the most recent quarterly data, the company's cash position of $833,577 against a backdrop of negative operating margins suggests a highly vulnerable liquidity profile, as the firm appears to be burning through its remaining reserves to sustain ongoing operations without a clear path to solvency.

The current ratio of 93.57 in 2025Q3 appears to be a statistical anomaly or a result of significant balance sheet restructuring rather than a sign of financial strength. Investors should monitor the cash burn rate closely, as the lack of consistent operating cash flow poses a severe risk to the company's ability to continue as a going concern.

Misapplied Metrics Obscure Financial Reality

The P/B ratio of 4.29 is frequently misapplied to Senmiao, as it obscures the reality that the company's book value is heavily comprised of depreciating vehicle assets rather than productive, high-margin intellectual property or scalable technology infrastructure.

Analysts should instead focus on the cash burn rate and the net liquidation value of the fleet, as the P/B ratio fails to account for the rapid obsolescence of electric vehicles in the ride-hailing sector. Relying on traditional valuation multiples for this business model may lead to an overestimation of the company's intrinsic value.

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Includes 30+ ratios · 10 years · Updated daily

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AIHS — Frequently Asked Questions

Quick answers to the most common questions about buying AIHS stock.

What is Senmiao Technology Limited's P/E ratio?

Senmiao Technology Limited's current P/E ratio is -4.3x. This places it at the 50th percentile of its historical range.

What is Senmiao Technology Limited's ROE?

Senmiao Technology Limited's return on equity (ROE) is -169.2%. The historical average is -64.1%.

Is AIHS stock overvalued?

Based on historical data, Senmiao Technology Limited is trading at a P/E of -4.3x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Senmiao Technology Limited's profit margins?

Senmiao Technology Limited has 25.1% gross margin and -114.1% operating margin.