Last 7 quarters of trend data · Financial Services · Insurance - Property & Casualty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 3.31 | 4.73 | 4.87 | 8.32 | 2.84 | — | — | — |
| — | — | — | — | — | — | — | — | |
| P/S Ratio | 1.33 | 1.04 | 1.50 | 1.76 | 1.05 | — | — | — |
| — | — | — | — | — | — | — | — | |
| P/B Ratio | 0.96 | 1.13 | 1.21 | 1.38 | 1.03 | — | — | — |
| — | — | — | — | — | — | — | — | |
| P/FCF | 2.75 | 17.08 | 2.03 | — | 2.90 | — | — | — |
| — | — | — | — | — | — | — | — | |
| EV / EBITDA | 1.40 | 1.84 | 1.70 | 3.83 | 0.55 | — | — | — |
| — | — | — | — | — | — | — | — | |
| EV / EBIT | 1.42 | 1.90 | 1.75 | 3.91 | 0.57 | — | — | — |
| — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 64.5% | 65.1% | 84.3% | 42.1% | 63.1% | 66.7% | 33.5% | 42.0% |
| — | -2.3% | +151.8% | +0.4% | — | — | — | — | |
| Operating Margin | 41.6% | 30.0% | 43.0% | 30.3% | 32.3% | 59.7% | 16.0% | 30.0% |
| — | -49.8% | +168.6% | +0.8% | — | — | — | — | |
| Net Margin | 36.0% | 21.9% | 30.7% | 21.2% | 36.9% | 53.0% | 12.5% | 27.3% |
| — | -58.7% | +145.0% | -22.3% | — | — | — | — |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|
| ROE | 39.9% | 5.9% | 6.4% | 4.3% | 11.3% | 21.9% | 5.7% | 9.0% |
| — | -72.9% | +12.8% | -52.8% | — | — | — | — | |
| ROA | 8.2% | 1.7% | 1.6% | 0.9% | 2.0% | 3.3% | 0.7% | — |
| — | -49.2% | +124.0% | — | — | — | — | — | |
| ROIC | 135.9% | 13.7% | 14.3% | 12.9% | 40.5% | — | 12.7% | 7.4% |
| — | — | +12.7% | +73.8% | — | — | — | — |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.02 | 0.02 | — |
| — | -90.6% | -91.8% | — | — | — | — | — | |
| Debt / EBITDA | 0.01 | 0.02 | 0.02 | 0.09 | 0.10 | 0.07 | 0.32 | — |
| — | -73.8% | -93.5% | — | — | — | — | — | |
| Current Ratio | 92.89 | 45.55 | 92.89 | 1.30 | 1.09 | 16.01 | — | — |
| — | +184.4% | — | — | — | — | — | — | |
| Quick Ratio | 92.89 | 45.55 | 92.89 | 1.30 | 1.09 | 16.01 | — | — |
| — | +184.4% | — | — | — | — | — | — | |
| Interest Coverage | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — |
Includes 30+ ratios · 7 years · Updated daily
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Quick answers to the most common questions about buying AII stock.
American Integrity Insurance Group, Inc.'s current P/E is 3.3x. The average P/E over the last 4 quarters is 5.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
American Integrity Insurance Group, Inc.'s current operating margin is 41.6%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking American Integrity Insurance Group, Inc.'s business trajectory between earnings reports.