AMERISAFE, Inc. (AMSF) P/E Ratio History
Historical price-to-earnings valuation from 2006 to 2026
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AMSF Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, AMERISAFE, Inc. (AMSF) trades at a price-to-earnings ratio of 12.0x, with a stock price of $29.73 and trailing twelve-month earnings per share of $2.46.
The current P/E is 27% below its 5-year average of 16.4x. Over the past five years, AMSF's P/E has ranged from a low of 12.0x to a high of 23.6x, placing the current valuation at the 5th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.3x, AMSF is roughly in line with its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.
Relative to the broader market, AMSF trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our AMSF DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
AMSF P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $975M | 92.7 | - | -90% | |
| $34B | 8.1Lowest | 0.28Best | +4% | |
| $37B | 10.1 | 0.44 | +29% | |
| $65B | 11.0 | 0.52 | +28% | |
| $25B | 14.9 | 0.52 | +2% | |
| $5B | 11.0 | 0.86 | +132%Best | |
| $25B | 10.6 | 0.70 | +4% | |
| $85B | 21.3 | 1.11 | +9% | |
| $67B | 18.5 | 1.23 | +36% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
AMSF Historical P/E Data (2006–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | $33.33 | $2.43 | 13.7x | -5% | |
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $38.41 | $2.47 | 15.6x | +8% |
| FY2025 Q3 | $43.84 | $2.61 | 16.8x | +17% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $43.73 | $2.64 | 16.6x | +15% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $52.55 | $2.48 | 21.2x | +47% |
| FY2024 Q4 | $51.54 | $2.89 | 17.8x | +24% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $48.33 | $3.20 | 15.1x | +5% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $43.89 | $2.97 | 14.8x | +3% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $50.17 | $3.21 | 15.6x | +8% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $46.78 | $3.23 | 14.5x | +1% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $50.07 | $3.31 | 15.1x | +5% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $53.32 | $3.38 | 15.8x | +10% |
Average P/E for displayed period: 14.4x
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Start ComparisonAMSF — Frequently Asked Questions
Quick answers to the most common questions about buying AMSF stock.
Is AMSF stock overvalued or undervalued?
AMSF trades at 12.0x P/E, below its 5-year average of 16.4x. At the 5th percentile of historical range, the stock is priced at a discount to its own history.
How does AMSF's valuation compare to peers?
AMERISAFE, Inc. P/E of 12.0x compares to sector median of 13.3x. The discount suggests lower growth expectations or higher risk.
What is AMSF's PEG ratio?
AMSF PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2006-2026.