AMERISAFE, Inc. (AMSF) Earnings History
Annual and quarterly earnings data from 1995 to 2025
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AMSF EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
AMSF Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 46.4% | 18.6% | 14.9% |
| 2024 | 41.4% | 22.3% | 17.9% |
| 2023 | 100.0% | 25.2% | 20.2% |
| 2022 | 48.3% | 23.0% | 18.9% |
| 2021 | 49.1% | 25.1% | 20.8% |
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AMERISAFE, Inc. (AMSF) Earnings Overview
As of May 8, 2026, AMERISAFE, Inc. (AMSF) reported trailing twelve-month net income of $46M, reflecting -14.5% year-over-year growth. The company earned $2.46 per diluted share over the past four quarters, with a net profit margin of 14.9%.
Looking at the long-term picture, AMSF's 5-year EPS compound annual growth rate (CAGR) stands at -11.2%, signaling declining earnings. The company achieved its highest annual net income of $93M in fiscal 2019.
AMERISAFE, Inc. maintains positive profitability with a gross margin of 46.4%, operating margin of 18.6%, and net margin of 14.9%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including KNTK ($228M net income, 10.1% margin), EIG ($8M net income, 1.3% margin), ACGL ($4.40B net income, 22.1% margin), AMSF has outperformed on profitability metrics. Compare AMSF vs KNTK →
AMSF Earnings vs Peers
Earnings metrics vs comparable public companies
AMSF Historical Earnings Data (1995–2025)
24 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $47M | -15.0% | $59M | $2.47 | 14.9% | 18.6% |
| 2024 | $55M | -10.7% | $69M | $2.89 | 17.9% | 22.3% |
| 2023 | $62M | +11.7% | $77M | $3.23 | 20.2% | 25.2% |
| 2022 | $56M | -15.4% | $68M | $2.88 | 18.9% | 23.0% |
| 2021 | $66M | -24.1% | $79M | $3.39 | 20.8% | 25.1% |
| 2020 | $87M | -6.6% | $107M | $4.47 | 25.5% | 31.5% |
| 2019 | $93M | +29.4% | $116M | $4.80 | 25.0% | 31.2% |
| 2018 | $72M | +54.9% | $88M | $3.71 | 19.0% | 23.2% |
| 2017 | $46M | -40.6% | $82M | $2.40 | 12.3% | 21.9% |
| 2016 | $78M | +10.5% | $113M | $4.05 | 19.6% | 28.4% |
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Start ComparisonAMSF — Frequently Asked Questions
Quick answers to the most common questions about buying AMSF stock.
Is AMSF growing earnings?
AMSF EPS fell to $2.46, with earnings declining -14.5%. This contrasts with the 5-year CAGR of -11.2%. TTM net income dropped to $46M.
What are AMSF's profit margins?
AMERISAFE, Inc. net margin is +14.9%, with operating margin at +18.6%. Margins sit within typical range for the sector.
How consistent are AMSF's earnings?
AMSF earnings data spans 1995-2025. The declining earnings trend is -14.5% YoY. Historical data enables comparison across business cycles.