Last 36 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 23.44 | 11.03 | 12.04 | 12.52 | 74.24 | 13.76 | 8.29 | 18.43 | 14.01 | — | 37.83 | 18.78 | — | 6.61 | 19.53 | 9.07 | 12.20 | 11.94 | 28.12 | 17.55 | 4.88 |
| — | -19.9% | +45.3% | -32.0% | +430.0% | — | -78.1% | -1.9% | — | — | +93.7% | +107.2% | — | -44.7% | -30.5% | -48.3% | +150.0% | -13.1% | +121.0% | +43.7% | -74.3% | |
| P/S Ratio | 2.77 | 2.60 | 5.29 | 2.35 | 2.08 | 1.85 | 1.76 | 2.08 | 2.80 | 5.73 | 1.98 | 2.11 | 3.59 | 1.67 | 1.49 | 2.12 | 2.61 | 2.49 | 3.40 | 4.03 | 4.53 |
| — | +40.1% | +200.9% | +13.2% | -25.8% | -67.6% | -11.3% | -1.4% | -22.1% | +243.2% | +32.6% | -0.6% | +37.8% | -33.1% | -56.0% | -47.4% | -42.4% | -29.9% | +15.0% | +41.4% | +72.0% | |
| P/B Ratio | 1.29 | 1.34 | 1.10 | 0.98 | 0.85 | 0.85 | 0.83 | 0.96 | 1.06 | 0.80 | 1.04 | 1.05 | 1.12 | 0.82 | 0.80 | 1.01 | 1.29 | 1.20 | 1.34 | 1.48 | 1.54 |
| — | +57.9% | +33.5% | +1.7% | -19.7% | +6.5% | -20.9% | -8.9% | -4.7% | -2.1% | +29.9% | +4.4% | -13.2% | -32.2% | -40.0% | -31.7% | -16.5% | +5.5% | +32.9% | +65.3% | +90.3% | |
| P/FCF | 11.82 | — | 0.95 | 22.00 | 6.41 | 8.49 | 3.39 | 12.09 | 3.09 | 69.61 | — | — | — | 3.08 | 19.46 | — | — | 16.04 | — | — | 12.72 |
| — | — | -71.9% | +81.9% | +107.7% | -87.8% | — | — | — | +2162.6% | — | — | — | -80.8% | — | — | — | -59.0% | — | — | -58.2% | |
| EV / EBITDA | 24.42 | 12.47 | 16.44 | 18.11 | 79.10 | 14.84 | 8.79 | 17.86 | 17.54 | — | 47.44 | 19.13 | — | 10.04 | 27.06 | 15.17 | 18.35 | 19.42 | 36.66 | 27.33 | 6.03 |
| — | -16.0% | +86.9% | +1.4% | +351.0% | — | -81.5% | -6.7% | — | — | +75.3% | +26.1% | — | -48.3% | -26.2% | -44.5% | +204.2% | +9.8% | +100.9% | +32.4% | -81.8% | |
| EV / EBIT | 26.13 | 5.15 | 17.33 | 19.31 | 164.55 | 16.00 | 9.25 | 19.70 | 19.23 | — | 59.83 | 21.23 | — | 10.68 | 33.96 | 15.95 | 19.89 | 20.70 | 41.14 | 29.06 | 6.14 |
| — | -67.8% | +87.3% | -2.0% | +755.8% | — | -84.5% | -7.2% | — | — | +76.2% | +33.1% | — | -48.4% | -17.5% | -45.1% | +223.8% | +6.8% | +105.8% | +28.2% | -86.8% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 89.8% | 94.3% | 201.4% | 91.8% | 96.4% | 86.5% | 94.4% | 82.4% | 88.3% | 39.7% | 80.2% | 86.6% | 78.1% | 90.9% | 70.0% | 86.5% | 75.9% | 91.3% | 101.4% | 113.5% | 109.2% |
| — | +9.0% | +113.3% | +11.4% | +9.2% | +117.9% | +17.7% | -4.8% | +13.0% | -56.3% | +14.6% | +0.1% | +2.9% | -0.4% | -30.9% | -23.7% | -30.5% | -15.2% | -5.6% | +13.5% | +9.2% | |
| Operating Margin | 15.8% | 30.8% | 56.9% | 24.1% | 2.0% | 17.5% | 27.5% | 14.7% | 21.3% | -196.4% | 6.5% | 14.6% | -36.6% | 31.9% | 9.2% | 29.0% | 26.8% | 26.7% | 15.1% | 26.3% | 119.5% |
| — | +75.8% | +107.2% | +64.2% | -90.7% | +108.9% | +320.0% | +1.0% | +158.2% | -715.8% | -29.0% | -49.9% | -236.3% | +19.5% | -39.0% | +10.4% | -77.5% | -20.3% | -47.5% | -10.3% | +742.3% | |
| Net Margin | 12.5% | 23.6% | 44.2% | 24.1% | 2.8% | 13.6% | 21.2% | 11.4% | 20.0% | -152.8% | 5.1% | 11.4% | -30.0% | 25.1% | 7.5% | 23.2% | 21.6% | 20.9% | 12.0% | 22.3% | 92.6% |
| — | +73.8% | +108.4% | +111.8% | -86.0% | +108.9% | +313.1% | -0.3% | +166.6% | -708.3% | -31.9% | -50.8% | -238.9% | +20.4% | -37.2% | +4.0% | -76.7% | -20.1% | -48.7% | -4.7% | +557.7% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 5.7% | 2.9% | 2.3% | 2.5% | 0.3% | 1.6% | 2.5% | 1.3% | 1.9% | -5.9% | 0.7% | 1.4% | -2.4% | 3.1% | 1.0% | 2.8% | 2.7% | 2.5% | 1.2% | 1.9% | 8.0% |
| — | +85.6% | -8.4% | +86.1% | -84.8% | +126.8% | +272.8% | -7.2% | +180.0% | -291.6% | -33.1% | -49.0% | -187.8% | +23.2% | -12.6% | +44.7% | -66.4% | +17.9% | -42.8% | +5.5% | +657.9% | |
| ROA | 0.5% | 0.3% | 0.2% | 0.2% | 0.0% | 0.1% | 0.2% | 0.1% | 0.2% | -0.5% | 0.1% | 0.1% | -0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.9% |
| — | +76.2% | -7.1% | +95.6% | -83.9% | +129.7% | +342.6% | +10.2% | +192.8% | -304.3% | -34.1% | -50.1% | -185.5% | +13.0% | -27.2% | +8.8% | -75.7% | -8.4% | -49.4% | +6.9% | +704.5% | |
| ROIC | 2.6% | 1.4% | 1.1% | 0.9% | 0.1% | 0.7% | 1.2% | 0.6% | 0.7% | -2.4% | 0.3% | 0.6% | -1.0% | 1.3% | 0.4% | 1.0% | 0.9% | 0.9% | 0.4% | 0.7% | 3.5% |
| — | +87.6% | -6.7% | +51.2% | -89.1% | +130.4% | +334.9% | +2.6% | +170.4% | -292.6% | -22.3% | -37.6% | -206.9% | +42.0% | -15.1% | +37.8% | -74.0% | -6.2% | -48.2% | 0.0% | +974.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.11 | 1.16 | 1.00 | 1.03 | 0.98 | 1.10 | 1.05 | 1.08 | 1.13 | 1.30 | 1.39 | 1.34 | 1.25 | 1.21 | 1.45 | 1.82 | 1.70 | 1.83 | 1.58 | 1.69 | 1.29 |
| — | +5.4% | -4.8% | -4.6% | -12.8% | -15.8% | -24.9% | -19.4% | -9.9% | +7.8% | -3.6% | -26.3% | -26.3% | -34.1% | -8.2% | +7.6% | +32.2% | +59.7% | +35.1% | +13.3% | -14.1% | |
| Debt / EBITDA | 14.71 | 27.83 | 31.91 | 38.54 | 232.77 | 50.52 | 30.88 | 57.58 | 50.85 | — | 128.43 | 66.31 | — | 29.08 | 93.16 | 50.01 | 47.38 | 53.31 | 94.34 | 65.77 | 12.43 |
| — | -44.9% | +3.3% | -33.1% | +357.7% | — | -76.0% | -13.2% | — | — | +37.9% | +32.6% | — | -45.5% | -1.3% | -24.0% | +281.1% | +36.9% | +117.3% | +11.6% | -87.3% | |
| Current Ratio | 0.43 | 0.32 | 0.00 | 3.17 | 155.07 | 0.08 | 0.08 | 0.08 | 0.25 | 0.08 | 0.20 | 0.24 | 0.19 | 0.20 | 0.21 | 0.23 | 0.21 | 0.22 | 0.25 | 0.27 | 0.27 |
| — | +322.5% | -93.5% | +3988.4% | +61166.8% | -9.0% | -61.6% | -68.2% | +32.0% | -58.1% | -7.3% | +6.4% | -7.6% | -11.3% | -16.2% | -13.6% | -24.2% | -18.1% | -3.7% | -3.3% | +2.4% | |
| Quick Ratio | 0.43 | 0.32 | 0.00 | 3.17 | 155.07 | 0.08 | 0.08 | 0.08 | 0.25 | 0.08 | 0.20 | 0.24 | 0.19 | 0.20 | 0.21 | 0.23 | 0.21 | 0.22 | 0.25 | 0.27 | 0.27 |
| — | +322.5% | -93.5% | +3988.4% | +61166.8% | -9.0% | -61.6% | -68.2% | +32.0% | -58.1% | -7.3% | +6.4% | -7.6% | -11.3% | -16.2% | -13.6% | -24.2% | -18.1% | -3.7% | -3.3% | +2.4% | |
| Interest Coverage | 0.28 | 1.66 | 0.51 | 0.44 | 0.03 | 0.32 | 0.49 | 0.26 | 0.28 | -0.88 | 0.09 | 0.20 | -0.33 | 0.46 | 0.16 | 0.59 | 0.75 | 1.17 | 0.87 | 1.92 | 9.23 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 36 years · Updated daily
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying AMTB stock.
Amerant Bancorp Inc.'s current P/E is 23.4x. The average P/E over the last 4 quarters is 27.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Amerant Bancorp Inc.'s current operating margin is 15.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Amerant Bancorp Inc.'s business trajectory between earnings reports.