Last 34 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Amerant Bancorp Inc.'s quarterly P/E stands at 12.5x, down 32.0% year-over-year — suggesting improving earnings relative to price.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 18.73 | 12.52 | 74.24 | 13.76 | 8.29 | 18.43 | 14.01 | — | 37.83 | 18.78 | — | 6.61 | 19.53 |
| — | -32.0% | +430.0% | — | -78.1% | -1.9% | — | — | +93.7% | +107.2% | — | -44.7% | -30.5% | |
| P/S Ratio | 1.51 | 7.26 | 1.31 | 1.20 | 1.13 | 1.32 | 1.58 | 1.77 | 1.17 | 1.22 | 1.70 | 0.99 | 0.96 |
| — | +451.7% | -17.4% | -31.8% | -3.6% | +7.6% | -6.8% | +79.0% | +22.4% | -13.8% | -11.6% | -51.4% | -67.0% | |
| P/B Ratio | 1.03 | 0.98 | 0.85 | 0.85 | 0.83 | 0.96 | 1.06 | 0.80 | 1.04 | 1.05 | 1.12 | 0.82 | 0.80 |
| — | +1.7% | -19.7% | +6.5% | -20.9% | -8.9% | -4.7% | -2.1% | +29.9% | +4.4% | -13.2% | -32.2% | -40.0% | |
| P/FCF | 10.12 | — | 6.41 | 8.49 | 3.39 | 12.09 | 3.09 | 69.61 | — | — | — | 3.08 | 19.46 |
| — | — | +107.7% | -87.8% | — | — | — | +2162.6% | — | — | — | -80.8% | — | |
| EV / EBITDA | 22.07 | — | 164.55 | 14.84 | 8.79 | 17.86 | 17.54 | — | 47.44 | 19.13 | — | 10.04 | 27.06 |
| — | — | +838.2% | — | -81.5% | -6.7% | — | — | +75.3% | +26.1% | — | -48.3% | -26.2% | |
| EV / EBIT | 23.61 | — | 164.55 | 16.00 | 9.25 | 19.70 | 19.23 | — | 59.83 | 21.23 | — | 10.68 | 33.96 |
| — | — | +755.8% | — | -84.5% | -7.2% | — | — | +76.2% | +33.1% | — | -48.4% | -17.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 57.4% | — | 60.6% | 56.2% | 60.6% | 52.3% | 49.8% | 12.3% | 47.4% | 50.3% | 36.9% | 53.8% | 44.8% |
| — | — | +21.6% | +358.8% | +27.9% | +3.9% | +35.1% | -77.2% | +5.8% | -13.2% | -34.0% | -27.6% | -48.1% | |
| Operating Margin | 10.1% | — | 1.2% | 11.4% | 17.6% | 9.3% | 12.0% | -60.6% | 3.9% | 8.5% | -17.3% | 18.9% | 5.9% |
| — | — | -89.7% | +118.8% | +356.3% | +10.2% | +169.6% | -421.2% | -34.4% | -56.5% | -187.4% | -13.1% | -54.2% | |
| Net Margin | 8.0% | 58.1% | 1.8% | 8.8% | 13.6% | 7.2% | 11.3% | -47.1% | 3.0% | 6.6% | -14.1% | 14.9% | 4.8% |
| — | +704.2% | -84.4% | +118.7% | +348.8% | +8.8% | +179.6% | -417.3% | -37.2% | -57.3% | -189.1% | -12.5% | -52.8% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 5.7% | 1.9% | 0.3% | 1.6% | 2.5% | 1.3% | 1.9% | -5.9% | 0.7% | 1.4% | -2.4% | 3.1% | 1.0% |
| — | +44.9% | -84.8% | +126.8% | +272.8% | -7.2% | +180.0% | -291.6% | -33.1% | -49.0% | -187.8% | +23.2% | -12.6% | |
| ROA | 0.5% | 0.3% | 0.0% | 0.1% | 0.2% | 0.1% | 0.2% | -0.5% | 0.1% | 0.1% | -0.2% | 0.2% | 0.1% |
| — | +140.2% | -83.9% | +129.7% | +342.6% | +10.2% | +192.8% | -304.3% | -34.1% | -50.1% | -185.5% | +13.0% | -27.2% | |
| ROIC | 2.6% | — | 0.1% | 0.7% | 1.2% | 0.6% | 0.7% | -2.4% | 0.3% | 0.6% | -1.0% | 1.3% | 0.4% |
| — | — | -89.1% | +130.4% | +334.9% | +2.6% | +170.4% | -292.6% | -22.3% | -37.6% | -206.9% | +42.0% | -15.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.11 | — | 0.98 | 1.10 | 1.05 | 1.08 | 1.13 | 1.30 | 1.39 | 1.34 | 1.25 | 1.21 | 1.45 |
| — | — | -12.8% | -15.8% | -24.9% | -19.4% | -9.9% | +7.8% | -3.6% | -26.3% | -26.3% | -34.1% | -8.2% | |
| Debt / EBITDA | 14.71 | — | 484.22 | 50.52 | 30.88 | 57.58 | 50.85 | — | 128.43 | 66.31 | — | 29.08 | 93.16 |
| — | — | +852.2% | — | -76.0% | -13.2% | — | — | +37.9% | +32.6% | — | -45.5% | -1.3% | |
| Current Ratio | 0.43 | — | 155.07 | 0.08 | 0.08 | 0.08 | 0.25 | 0.08 | 0.20 | 0.24 | 0.19 | 0.20 | 0.21 |
| — | — | +61166.8% | -9.0% | -61.6% | -68.2% | +32.0% | -58.1% | -7.3% | +6.4% | -7.6% | -11.3% | -16.2% | |
| Quick Ratio | 0.43 | — | 155.07 | 0.08 | 0.08 | 0.08 | 0.25 | 0.08 | 0.20 | 0.24 | 0.19 | 0.20 | 0.21 |
| — | — | +61166.8% | -9.0% | -61.6% | -68.2% | +32.0% | -58.1% | -7.3% | +6.4% | -7.6% | -11.3% | -16.2% | |
| Interest Coverage | 0.28 | — | 0.03 | 0.32 | 0.49 | 0.26 | 0.28 | -0.88 | 0.09 | 0.20 | -0.33 | 0.46 | 0.16 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 34 years · Updated daily
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Quick answers to the most common questions about buying AMTB stock.
Amerant Bancorp Inc.'s current P/E is 18.7x. The average P/E over the last 4 quarters is 27.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Amerant Bancorp Inc.'s current operating margin is 10.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Amerant Bancorp Inc.'s business trajectory between earnings reports.