Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.86 | 9.42 | 12.21 | 9.24 | 8.05 | 8.80 | 9.38 | 9.55 | — | 9.62 | 7.15 | 10.34 | — | 8.07 | 7.25 | 6.81 | 8.25 | 8.10 | 8.15 | 12.11 | 11.53 |
| — | +7.0% | +30.2% | -3.3% | — | -8.4% | +31.3% | -7.7% | — | +19.1% | -1.4% | +51.8% | — | -0.3% | -11.1% | -43.7% | -28.5% | -15.3% | -10.8% | +31.6% | +8.2% | |
| P/S Ratio | 3.40 | 2.91 | 3.24 | 2.81 | 2.76 | 2.78 | 2.78 | 2.74 | 15.31 | 2.49 | 2.50 | 2.54 | 6.59 | 2.03 | 1.90 | 2.03 | 2.49 | 2.26 | 2.36 | 3.29 | 3.18 |
| — | +4.4% | +16.5% | +2.5% | -82.0% | +11.6% | +11.4% | +8.2% | +132.3% | +23.1% | +31.4% | +25.0% | +164.7% | -10.4% | -19.5% | -38.4% | -21.7% | -26.2% | -24.7% | +7.6% | +27.7% | |
| P/B Ratio | 1.02 | 0.99 | 1.04 | 0.86 | 0.86 | 0.88 | 0.85 | 0.80 | 0.82 | 0.74 | 0.75 | 0.78 | 0.77 | 0.63 | 0.59 | 0.66 | 0.87 | 0.76 | 0.69 | 0.87 | 0.84 |
| — | +12.0% | +22.1% | +7.6% | +5.5% | +19.1% | +12.5% | +2.6% | +6.4% | +18.1% | +27.0% | +18.5% | -11.4% | -18.0% | -14.3% | -24.1% | +3.0% | -5.8% | -9.4% | +9.2% | +31.9% | |
| P/FCF | 6.72 | 4.22 | 7.50 | 8.47 | 5.11 | 7.27 | 7.75 | 10.35 | 4.86 | 8.73 | 7.84 | 5.57 | 17.31 | 3.48 | 5.30 | 20.23 | 8.14 | 3.41 | 3.02 | 3.74 | 5.75 |
| — | -42.0% | -3.2% | -18.2% | +5.0% | -16.8% | -1.2% | +85.7% | -71.9% | +150.7% | +48.0% | -72.5% | +112.6% | +2.1% | +75.2% | +441.1% | +41.7% | -49.7% | -77.2% | -31.0% | -6.1% | |
| EV / EBITDA | 9.35 | 4.81 | 15.14 | 11.49 | 10.39 | 9.97 | 11.08 | 9.49 | — | 10.27 | 11.44 | 9.94 | — | 12.91 | 11.31 | 13.22 | 13.50 | 12.32 | 11.92 | 11.40 | 10.30 |
| — | -51.8% | +36.7% | +21.1% | — | -2.9% | -3.2% | -4.6% | — | -20.5% | +1.2% | -24.8% | — | +4.8% | -5.1% | +16.0% | +31.0% | +66.5% | +64.4% | +73.7% | +2.2% | |
| EV / EBIT | 16.14 | 4.81 | 17.26 | 13.49 | 12.11 | 11.68 | 13.15 | 11.25 | — | 12.66 | 14.12 | 12.45 | — | 16.04 | 14.32 | 14.67 | 15.03 | 13.95 | 13.89 | 13.75 | 12.46 |
| — | -58.8% | +31.3% | +19.9% | — | -7.7% | -6.9% | -9.6% | — | -21.1% | -1.3% | -15.1% | — | +15.0% | +3.1% | +6.6% | +20.6% | +65.6% | +66.4% | +76.7% | -3.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 96.4% | 97.0% | 95.7% | 97.1% | 98.2% | 95.8% | 95.1% | 96.2% | 72.4% | 93.6% | 92.8% | 92.5% | 82.8% | 93.1% | 93.1% | 94.6% | 94.3% | 94.9% | 100.0% | 101.5% | 102.2% |
| — | +1.2% | +0.7% | +1.0% | +35.6% | +2.4% | +2.4% | +4.0% | -12.5% | +0.5% | -0.3% | -2.2% | -12.2% | -1.9% | -6.9% | -6.8% | -7.8% | -13.0% | -12.3% | -6.5% | +9.3% | |
| Operating Margin | 38.8% | 40.9% | 35.3% | 39.9% | 41.8% | 40.1% | 38.3% | 35.4% | -288.7% | 33.2% | 32.2% | 31.6% | -113.3% | 32.2% | 34.4% | 39.0% | 38.3% | 36.7% | 38.0% | 35.7% | 34.5% |
| — | +2.1% | -7.8% | +12.8% | +114.5% | +20.7% | +19.2% | +11.9% | -154.8% | +3.1% | -6.5% | -18.9% | -395.6% | -12.2% | -9.4% | +9.3% | +11.0% | -13.3% | -16.3% | -19.5% | +8.1% | |
| Net Margin | 31.9% | 31.6% | 27.4% | 31.2% | 35.2% | 32.4% | 30.5% | 29.7% | -262.5% | 26.9% | 36.1% | 25.3% | -74.6% | 26.1% | 27.1% | 30.9% | 31.1% | 28.9% | 29.9% | 28.5% | 28.8% |
| — | -2.6% | -10.2% | +5.1% | +113.4% | +20.4% | -15.5% | +17.5% | -252.1% | +3.1% | +33.4% | -18.0% | -339.8% | -9.5% | -9.5% | +8.1% | +7.8% | -14.2% | -17.7% | -18.9% | +13.0% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.9% | 2.6% | 2.3% | 2.4% | 2.8% | 2.6% | 2.3% | 2.2% | -3.6% | 2.0% | 2.7% | 1.9% | -2.2% | 2.0% | 2.1% | 2.5% | 2.7% | 2.4% | 2.2% | 1.9% | 1.9% |
| — | +2.0% | -1.1% | +9.6% | +177.7% | +27.1% | -14.5% | +12.5% | -63.8% | +0.8% | +30.0% | -23.4% | -180.2% | -17.1% | -3.8% | +36.3% | +42.4% | +11.0% | -0.6% | -18.8% | +16.4% | |
| ROA | 1.1% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | -0.4% | 0.2% | 0.3% | 0.2% | -0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% |
| — | +0.7% | -0.4% | +11.8% | +180.7% | +34.3% | -8.8% | +19.2% | -72.6% | +4.5% | +31.2% | -23.4% | -178.2% | -21.5% | -11.5% | +21.7% | +27.0% | -1.2% | -9.2% | -23.6% | +12.4% | |
| ROIC | 5.1% | 1.3% | 1.2% | 1.2% | 1.3% | 1.3% | 1.2% | 1.2% | -1.7% | 1.1% | 1.1% | 1.1% | -1.3% | 0.9% | 0.9% | 1.0% | 1.2% | 1.1% | 1.2% | 1.1% | 1.1% |
| — | +4.9% | -6.9% | +4.7% | +177.2% | +18.8% | +17.0% | +6.9% | -32.7% | +20.0% | +17.7% | +7.4% | -213.5% | -21.1% | -22.4% | -8.6% | +3.8% | -15.5% | -11.8% | -17.8% | +15.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.84 | 0.88 | 1.01 | 0.88 | 0.84 | 0.87 | 0.95 | 0.63 | 0.69 | 0.72 | 0.84 | 0.63 | 0.67 | 1.14 | 1.09 | 1.40 | 1.29 | 1.09 | 1.06 | 0.55 | 0.55 |
| — | +1.6% | +6.2% | +41.1% | +22.1% | +20.3% | +13.1% | -1.1% | +2.0% | -37.0% | -23.0% | -54.7% | -47.8% | +4.7% | +2.7% | +151.9% | +133.1% | +98.7% | +82.6% | -3.5% | -7.1% | |
| Debt / EBITDA | 6.13 | 10.79 | 31.38 | 24.56 | 21.95 | 23.32 | 27.43 | 20.40 | — | 23.81 | 28.10 | 20.80 | — | 36.96 | 32.06 | 39.79 | 34.64 | 31.10 | 32.81 | 19.50 | 19.98 |
| — | -53.7% | +14.4% | +20.4% | — | -2.1% | -2.4% | -1.9% | — | -35.6% | -12.3% | -47.7% | — | +18.8% | -2.3% | +104.0% | +73.4% | +80.7% | +79.0% | +16.2% | -11.8% | |
| Current Ratio | 0.30 | 0.28 | 1.38 | 15.52 | 0.30 | 0.04 | 0.17 | 0.17 | 0.16 | 0.15 | 0.15 | 0.14 | 0.13 | 0.12 | 0.12 | 0.13 | 0.10 | 0.10 | 0.11 | 0.11 | 0.19 |
| — | +641.5% | +704.7% | +9168.7% | +90.5% | -74.8% | +17.4% | +22.3% | +18.3% | +24.5% | +21.0% | +9.4% | +30.0% | +28.6% | +6.3% | +9.8% | -44.9% | -51.8% | -38.7% | -40.3% | +29.9% | |
| Quick Ratio | 0.30 | 0.28 | 1.38 | 15.52 | 0.30 | 0.04 | 0.17 | 0.17 | 0.16 | 0.15 | 0.15 | 0.14 | 0.13 | 0.12 | 0.12 | 0.13 | 0.10 | 0.10 | 0.11 | 0.11 | 0.19 |
| — | +641.5% | +704.7% | +9168.7% | +90.5% | -74.8% | +17.4% | +22.3% | +18.3% | +24.5% | +21.0% | +9.4% | +30.0% | +28.6% | +6.3% | +9.8% | -44.9% | -51.8% | -38.7% | -40.3% | +29.9% | |
| Interest Coverage | 0.59 | 1.74 | 0.63 | 0.69 | 0.70 | 0.61 | 0.57 | 0.50 | -0.69 | 0.39 | 0.38 | 0.38 | -0.51 | 0.40 | 0.50 | 0.77 | 1.31 | 2.44 | 5.29 | 6.40 | 6.15 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying ASB stock.
Associated Banc-Corp's current P/E is 10.9x. The average P/E over the last 4 quarters is 9.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Associated Banc-Corp's current operating margin is 38.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Associated Banc-Corp's business trajectory between earnings reports.