Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 15.31 | 13.36 | 14.17 | 14.66 | 15.15 | 17.09 | 16.71 | 16.45 | 17.54 | 15.04 | 14.52 | 14.67 | 16.67 | 14.26 | 14.02 | 12.08 | 12.89 | 13.56 | 17.86 | 19.26 | 15.34 |
| — | -21.8% | -15.1% | -10.9% | -13.7% | +13.6% | +15.1% | +12.1% | +5.3% | +5.4% | +3.5% | +21.5% | +29.3% | +5.2% | -21.5% | -37.3% | -16.0% | +4.6% | +64.7% | +38.4% | +10.8% | |
| P/S Ratio | 6.21 | 4.79 | 5.17 | 5.16 | 12.21 | 6.10 | 6.17 | 5.61 | 6.07 | 5.41 | 4.78 | 4.88 | 5.42 | 4.89 | 5.00 | 4.43 | 4.66 | 4.99 | 6.18 | 5.82 | 4.81 |
| — | -21.5% | -16.2% | -8.1% | +101.2% | +12.8% | +29.1% | +14.9% | +11.9% | +10.7% | -4.5% | +10.3% | +16.4% | -2.1% | -19.0% | -23.9% | -3.2% | +19.8% | +50.4% | +15.4% | +13.3% | |
| P/B Ratio | 2.11 | 1.80 | 1.93 | 1.94 | 1.94 | 2.40 | 2.42 | 2.21 | 2.44 | 2.23 | 1.94 | 2.01 | 2.27 | 2.12 | 2.30 | 2.12 | 2.36 | 2.51 | 2.70 | 2.37 | 2.00 |
| — | -25.2% | -20.0% | -12.2% | -20.5% | +7.5% | +24.4% | +10.1% | +7.3% | +5.3% | -15.3% | -5.3% | -3.8% | -15.5% | -14.9% | -10.6% | +18.2% | +44.0% | +46.4% | +10.0% | +9.2% | |
| P/FCF | 13.42 | 8.41 | 12.91 | 14.19 | 20.79 | 16.80 | 16.22 | 14.09 | 497.35 | 12.24 | 7.81 | 13.15 | 21.47 | 12.89 | 14.09 | 11.30 | 17.46 | 13.34 | 15.60 | 12.22 | 26.88 |
| — | -50.0% | -20.4% | +0.7% | -95.8% | +37.3% | +107.8% | +7.1% | +2216.9% | -5.1% | -44.6% | +16.4% | +22.9% | -3.4% | -9.7% | -7.6% | -35.0% | -9.7% | +83.4% | +26.9% | +37.4% | |
| EV / EBITDA | 10.75 | -1.11 | -1.45 | -2.51 | 11.04 | 0.96 | 0.80 | -0.62 | 1.57 | 2.02 | 1.90 | 1.87 | 3.61 | 2.34 | 2.51 | 0.73 | -0.42 | -0.82 | -2.42 | -6.24 | 1.87 |
| — | -215.8% | -282.0% | -307.6% | +601.9% | -52.3% | -58.0% | -132.9% | -56.4% | -13.7% | -24.2% | +155.3% | +951.5% | +385.2% | +203.7% | +111.7% | -122.7% | +91.4% | +55.2% | -111.5% | +0.6% | |
| EV / EBIT | 12.45 | -0.69 | -1.56 | -2.89 | 11.89 | 1.03 | 0.85 | -0.66 | 1.69 | 2.16 | 2.06 | 2.03 | 3.94 | 2.54 | 2.71 | 0.79 | -0.46 | -0.89 | -2.66 | -7.03 | 2.09 |
| — | -166.9% | -282.1% | -334.1% | +602.8% | -52.4% | -58.5% | -132.8% | -57.0% | -14.7% | -24.1% | +157.8% | +961.4% | +386.5% | +201.9% | +111.2% | -121.8% | +91.5% | +54.3% | -119.1% | +2.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 132.8% | 98.3% | 97.3% | 98.8% | 245.9% | 97.6% | 99.2% | 99.0% | 100.9% | 98.1% | 97.8% | 97.3% | 100.0% | 98.4% | 98.2% | 98.5% | 97.6% | 98.1% | 99.6% | 97.5% | 100.2% |
| — | +0.8% | -1.9% | -0.2% | +143.8% | -0.6% | +1.4% | +1.7% | +0.9% | -0.3% | -0.4% | -1.2% | +2.4% | +0.4% | -1.5% | +1.0% | -2.6% | -0.7% | -7.6% | -2.5% | +4.7% | |
| Operating Margin | 59.0% | 45.9% | 46.5% | 46.4% | 100.0% | 45.0% | 47.1% | 43.1% | 44.2% | 45.2% | 42.4% | 42.5% | 40.2% | 43.9% | 45.5% | 47.4% | 44.2% | 45.5% | 42.7% | 36.7% | 37.0% |
| — | +2.1% | -1.2% | +7.6% | +126.3% | -0.3% | +11.2% | +1.4% | +9.9% | +3.0% | -6.8% | -10.2% | -9.1% | -3.6% | +6.5% | +29.1% | +19.5% | +13.0% | -13.9% | -17.6% | -4.0% | |
| Net Margin | 46.8% | 35.9% | 36.5% | 35.2% | 80.8% | 35.7% | 36.8% | 34.0% | 34.7% | 36.0% | 32.9% | 33.3% | 32.6% | 34.3% | 35.7% | 36.6% | 36.0% | 36.8% | 34.5% | 30.1% | 31.4% |
| — | +0.5% | -1.0% | +3.4% | +133.2% | -0.8% | +11.9% | +2.1% | +6.4% | +5.0% | -7.9% | -9.0% | -9.6% | -6.9% | +3.5% | +21.6% | +14.8% | +14.0% | -9.0% | -17.0% | +2.1% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.8% | 3.4% | 3.5% | 3.4% | 3.3% | 3.6% | 3.7% | 3.4% | 3.5% | 3.8% | 3.4% | 3.5% | 3.5% | 3.8% | 4.1% | 4.5% | 4.7% | 4.6% | 3.8% | 3.1% | 3.3% |
| — | -4.7% | -5.7% | -1.5% | -7.1% | -6.2% | +7.9% | -1.7% | +1.0% | +1.1% | -18.1% | -22.8% | -25.3% | -19.1% | +9.2% | +46.3% | +41.9% | +36.7% | -12.2% | -21.9% | -1.7% | |
| ROA | 1.7% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.5% | 0.5% | 0.5% | 0.4% | 0.4% | 0.3% | 0.4% |
| — | +0.7% | -0.5% | +3.3% | -2.6% | -1.9% | +11.1% | +0.9% | +5.2% | +7.0% | -11.5% | -13.4% | -13.1% | -4.6% | +27.1% | +42.7% | +24.8% | +27.6% | -20.5% | -24.2% | -1.8% | |
| ROIC | 12.3% | 3.2% | 3.1% | 3.1% | 2.9% | 3.2% | 3.3% | 3.1% | 3.2% | 3.4% | 3.1% | 3.1% | 3.0% | 3.4% | 3.5% | 3.8% | 4.0% | 4.0% | 3.3% | 2.6% | 2.7% |
| — | -0.6% | -5.7% | +1.4% | -10.6% | -5.3% | +8.3% | -1.4% | +5.2% | -0.1% | -10.9% | -17.9% | -24.3% | -15.4% | +5.9% | +45.6% | +48.1% | +35.7% | -18.7% | -26.0% | -11.8% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.07 | 0.01 | 0.05 | 0.05 | 0.07 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.07 | 0.06 | 0.07 | 0.07 | 0.22 | 0.07 | 0.08 | 0.08 | 0.08 | 0.07 |
| — | -89.4% | -11.5% | +3.4% | +35.7% | -4.0% | -10.9% | -21.0% | -14.8% | -13.0% | -10.9% | -70.5% | -9.6% | -13.3% | -13.6% | +188.9% | -5.9% | -2.8% | -1.3% | +174.0% | +180.8% | |
| Debt / EBITDA | 0.41 | 0.13 | 1.01 | 1.14 | 1.69 | 1.16 | 1.08 | 1.12 | 1.11 | 1.14 | 1.28 | 1.38 | 1.36 | 1.27 | 1.19 | 3.63 | 1.14 | 1.23 | 1.52 | 1.81 | 1.70 |
| — | -89.1% | -6.1% | +1.7% | +51.6% | +1.3% | -15.7% | -18.4% | -18.1% | -10.2% | +7.7% | -62.1% | +18.9% | +3.6% | -21.5% | +100.2% | -32.9% | -27.0% | +15.5% | +236.9% | +199.3% | |
| Current Ratio | 20.32 | 0.40 | 0.46 | 0.47 | 20.32 | 0.36 | 0.36 | 0.36 | 0.33 | 0.38 | 0.36 | 0.37 | 0.37 | 0.39 | 0.40 | 0.44 | 0.45 | 0.46 | 0.49 | 0.50 | 0.35 |
| — | +10.7% | +29.0% | +31.8% | +6031.8% | -4.4% | +0.6% | -4.4% | -10.2% | -3.6% | -11.7% | -15.0% | -18.5% | -14.9% | -16.8% | -12.4% | +31.2% | -4.1% | +7.9% | +24.0% | +17.4% | |
| Quick Ratio | 20.32 | 0.40 | 0.46 | 0.47 | 20.32 | 0.36 | 0.36 | 0.36 | 0.33 | 0.38 | 0.36 | 0.37 | 0.37 | 0.39 | 0.40 | 0.44 | 0.45 | 0.46 | 0.49 | 0.50 | 0.35 |
| — | +10.7% | +29.0% | +31.8% | +6031.8% | -4.4% | +0.6% | -4.4% | -10.2% | -3.6% | -11.7% | -15.0% | -18.5% | -14.9% | -16.8% | -12.4% | +31.2% | -4.1% | +7.9% | +24.0% | +17.4% | |
| Interest Coverage | 0.98 | 2.37 | 1.36 | 1.23 | 0.69 | 1.15 | 1.19 | 1.07 | 1.02 | 1.02 | 0.95 | 0.98 | 0.97 | 1.17 | 1.56 | 2.05 | 2.76 | 5.23 | 11.93 | 14.51 | 15.27 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying BANF stock.
BancFirst Corporation's current P/E is 15.3x. The average P/E over the last 4 quarters is 14.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
BancFirst Corporation's current operating margin is 59.0%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking BancFirst Corporation's business trajectory between earnings reports.