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BBT logoBeacon Financial Corp. (BBT) Earnings History

Annual and quarterly earnings data from 2020 to 2025

TTM Net Income
$59M
Profitable
TTM EPS
$0.71
Diluted
YoY EPS Growth
+44.1%
Excellent
Net Margin
11.9%
Profitability
Operating Margin16.0%
Gross Margin51.1%
ROE4.9%
ROA0.5%
Highest Annual Net Income$119M (2021)
Highest Quarterly EPS$0.64 (Q4 2025)
Consecutive Profitable Years5 years
Q4 2025
Net Income$53M
EPS$0.64
QoQ Growth+206.2%Excellent

Loading earnings history...

BBT EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+44.1%
Excellent
3-Year
+0.7%
Solid
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

BBT Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202551.1%16.0%11.9%
202455.5%12.4%9.5%
202360.6%12.9%11.5%
202287.8%26.0%21.1%
202191.9%32.3%25.8%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Beacon Financial Corp. (BBT) Earnings Overview

As of May 8, 2026, Beacon Financial Corp. (BBT) reported trailing twelve-month net income of $59M, reflecting +44.1% year-over-year growth. The company earned $0.71 per diluted share over the past four quarters, with a net profit margin of 11.9%.

Looking at the long-term picture, BBT's historical earnings data spans multiple years. The company achieved its highest annual net income of $119M in fiscal 2021.

Beacon Financial Corp. maintains positive profitability with a gross margin of 51.1%, operating margin of 16.0%, and net margin of 11.9%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including TFC ($5.23B net income, 19.9% margin), RF ($2.16B net income, 22.4% margin), CFG ($1.70B net income, 12.2% margin), BBT has room to improve margins relative to the peer group. Compare BBT vs TFC →

BBT Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
BBT logoBBTCurrent
$59M$0.7111.9%4.9%+44.1%—
TFC logoTFC
$5.2B$4.0119.9%7.8%+408.3%
RF logoRF
$2.2B$2.4522.4%11.7%+18.7%
CFG logoCFG
$1.7B$3.9112.2%6.2%-3.2%
HBAN logoHBAN
$2.2B$1.4117.7%10.0%+13.9%
KEY logoKEY
$1.8B$1.6716.3%9.5%+575.0%
Best in group
Lowest in group

BBT Historical Earnings Data (2020–2025)

6 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$90M+48.0%$122M$1.0311.9%16.0%
2024$61M-12.3%$80M$0.719.5%12.4%
2023$70M-24.8%$78M$0.8011.5%12.9%
2022$93M-22.0%$114M$1.0121.1%26.0%
2021$119M+122.3%$149M$1.2025.8%32.3%
2020-$533M--$533M$-5.30--

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Compare BBT vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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BBT — Frequently Asked Questions

Quick answers to the most common questions about buying BBT stock.

Is BBT growing earnings?

BBT EPS is $0.71, with earnings growth accelerating to +44.1%. This exceeds the 5-year CAGR of N/A. TTM net income reached $59M.

What are BBT's profit margins?

Beacon Financial Corp. net margin is +11.9%, with operating margin at +16.0%. Margins sit within typical range for the sector.

How consistent are BBT's earnings?

BBT earnings data spans 2020-2025. The accelerating earnings trend is +44.1% YoY. Historical data enables comparison across business cycles.

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BBT Earnings Over Time (2020–2025)

Net income and EPS trends