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BBTBeacon Financial Corp.
$31.33$2.6B
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HomeStocksBBTEarnings History

BBT logoBeacon Financial Corp. (BBT) Earnings History

Profitable

6 years of earnings data (2020–2025) · Positive TTM net income

TTM Net Income
$80M
● Profitable
TTM EPS (Diluted)
$0.95
Per share, diluted
YoY EPS Growth
+44.1%
Excellent
Net Margin
11.9%
After-tax profitability
EPS Growth Rate (CAGR)
1Y+44.1%
3Y+0.7%
5YN/A
10YN/A
Operating Margin16.0%
Gross Margin51.1%
Return on Equity4.9%
Return on Assets0.5%
Record Annual Net Income$119MFY2021
Record Quarterly EPS$0.64Q4 2025
Consecutive Profitable Years5years
Q1 2026
Net Income$46M
EPS (Diluted)$0.55
YoY Growth+44.1%Excellent
QoQ Growth-13.4%Declining

Loading earnings history...

Beacon Financial Corp. (BBT) Earnings Overview

As of June 28, 2026, Beacon Financial Corp. (BBT) reported trailing twelve-month net income of $80M, reflecting +44.1% year-over-year growth. The company earned $0.95 per diluted share over the past four quarters, with a net profit margin of 11.9%.

Looking at the long-term picture, BBT's historical earnings data spans multiple years. The company achieved its highest annual net income of $119M in fiscal 2021.

Beacon Financial Corp. maintains positive profitability with a gross margin of 51.1%, operating margin of 16.0%, and net margin of 11.9%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including TFC ($5.53B net income, 17.4% margin), RF ($2.23B net income, 22.4% margin), CFG ($1.98B net income, 16.4% margin), BBT has room to improve margins relative to the peer group. Compare BBT vs TFC →

BBT Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
BBT logoBBTCurrent
$80M$0.9511.9%4.9%+44.1%—
TFC logoTFC
$5.5B$4.3617.4%8.2%+13.7%
RF logoRF
$2.2B$2.5622.4%11.7%+18.7%
CFG logoCFG
$2.0B$4.5916.4%7.2%+27.4%
HBAN logoHBAN
$2.2B$1.1617.7%10.0%+13.9%
KEY logoKEY
$1.9B$1.7916.3%9.5%+575.0%
Best in group
Lowest in group

BBT Historical Earnings Data (2020–2025)

6 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$90M+48.0%$122M$1.0311.9%16.0%
2024$61M-12.3%$80M$0.719.5%12.4%
2023$70M-24.8%$78M$0.8011.5%12.9%
2022$93M-22.0%$114M$1.0121.1%26.0%
2021$119M+122.3%$149M$1.2025.8%32.3%
2020-$533M--$533M$-5.30--

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BBT — Frequently Asked Questions

Quick answers to the most common questions about buying BBT stock.

What is BBT earnings per share (EPS)?

BBT trailing twelve-month (TTM) diluted EPS is $0.95, reflecting +44.1% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2020 to 2025 is available in the table on this page.

What is Beacon Financial Corp.'s net income?

Beacon Financial Corp. (BBT) trailing twelve-month net income is $80M as of 2025. Earnings grew +44.1% year-over-year. Beacon Financial Corp. has been profitable for 5 consecutive years.

Is BBT profitable?

Yes, BBT is profitable with a TTM net income of $80M and a net profit margin of +11.9%. Beacon Financial Corp. has generated profits for 5 consecutive years.

What is BBT's earnings growth rate?

BBT compound annual EPS growth rates (CAGR): 1-Year: +44.1%, 3-Year: +0.7%, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2020 to 2025.

What are BBT's profit margins?

Beacon Financial Corp. net profit margin is +11.9%, operating margin is +16.0%, and gross margin is +51.1%. Margins are within a typical range for the sector. Return on Equity is +4.9%.

Is BBT growing earnings?

Yes, BBT earnings are accelerating — EPS growth of +44.1% exceeds the 5-year CAGR of N/A. TTM net income reached $80M. Earnings momentum is strengthening.

What was BBT's best earnings year?

Beacon Financial Corp.'s highest annual net income on record is $119M, achieved in fiscal year 2021. Earnings history on this page spans 2020 to 2025 and includes all annual and quarterly figures.

What were BBT's earnings last quarter?

BBT's most recent reported quarter was Q1 2026. Net income was $46M with diluted EPS of $0.55. For a full breakdown of all quarters, see the quarterly earnings table on this page.

BBT Earnings Over Time (2020–2025)

Net income & EPS — annual and quarterly view