Beacon Financial Corp.(BBT)Earnings, Financials & Key Ratios
BBT•NYSE
$31.33
30.4× P/E·Price updated Jun 27, 2026
AboutBeacon Financial Corp. engages in the provision of financial planning, advisory, and banking services.Show more
- EBITDA$131M+51.9%
- Net Income$90M+48.0%
- EPS (Diluted)1.03+44.1%
- Gross Margin51.13%-7.9%
- EBITDA Margin17.31%+28.7%
- Operating Margin16.05%+29.9%
- Net Margin11.89%+25.4%
- ROE4.86%-3.7%
BBT Price & Volume
Beacon Financial Corp. (BBT) stock price & volume — 10-year historical chart
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Revenue Scaling Masks Persistent Earnings Volatility Risks
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Expanding
Profitability:Moderate
Financial Position:Fortress
Cash Flow:Mixed
Primary Risk:Earnings and cash volatility
"Beacon Financial Corp. has demonstrated aggressive top-line expansion, with revenue growing from $134.8M in 2023Q4 to $309.7M by 2025Q4, signaling successful market capture. However, the firm's fundamental outlook remains clouded by extreme earnings swings and inconsistent cash conversion, as evidenced by the $50.2M loss in 2025Q3 followed by a $53.4M profit in 2025Q4. Investors should monitor the sustainability of these profitability gains against the backdrop of a $355.3M goodwill balance and erratic working capital requirements that recently triggered a $73.0M outflow in 2026Q1."
Verdict Logic
while the forward P/E of 10.10 suggests potential value, the extreme volatility in cash flows and the $16.1M free cash flow deficit in 2026Q1 warrant a cautious wait-and-see approach.
BBT Growth Metrics
Beacon Financial Corp. (BBT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years20.1%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-0.82%
TTM-10.98%
EPS CAGR
10 Years-
5 Years-
3 Years0.66%
TTM-14.56%
Return on Capital
10 Years1.9%
5 Years4.43%
3 Years3.86%
Last Year5.07%
BBT Recent Earnings
Beacon Financial Corp. (BBT) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 1/5 qtrs (20%)●Beat Revenue 1/5 qtrs (25%)
Q2 2026Latest
Apr 29, 2026Metric
Actual
Est
EPS
$0.70-15.7%
$0.83
Rev
$215M-6.7%
$230M
Q2 2026
Apr 23, 2026Metric
Actual
Est
EPS
$0.60-28.6%
$0.84
Rev
—
$227M
Q1 2026
Jan 28, 2026Metric
Actual
Est
EPS
$0.79+0.0%
$0.79
Rev
$226M-2.3%
$231M
Q4 2025
Oct 29, 2025Metric
Actual
Est
EPS
$0.44-35.3%
$0.68
Rev
$145M-0.1%
$145M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $0.70vs $0.83-15.7% | $215Mvs $230M-6.7% |
| Q2 2026 | Apr 23, 2026 | $0.60vs $0.84-28.6% | —vs $227M |
| Q1 2026 | Jan 28, 2026 | $0.79vs $0.79+0.0% | $226Mvs $231M-2.3% |
| Q4 2025 | Oct 29, 2025 | $0.44vs $0.68-35.3% | $145Mvs $145M-0.1% |
Based on last 5 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Beacon Financial Corp. (BBT)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $31.33 | $2.63B | 30.42 | 18.02% | 11.89% | 4.86% | — | |
| $50.49 | $62.9B | 13.22 | 25.5% | 18.14% | 8.51% | — | |
| $30.06 | $25.65B | 13.13 | 2.51% | 23.13% | 11.75% | — | |
| $70.40 | $29.77B | 18.24 | -9.71% | 17.51% | 7.63% | — | |
| $17.79 | $36.06B | 12.80 | 4.38% | 16.63% | 8.81% | — | |
| $23.26 | $25.22B | 15.30 | 23.56% | 17.35% | 9.74% | — |
Compare BBT vs Peers
Beacon Financial Corp. (BBT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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BBT Frequently Asked Questions
Beacon Financial Corp. (BBT) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is Beacon Financial Corp.'s revenue?
Beacon Financial Corp. (BBT) reported $998.6M in revenue for fiscal year 2025.
How fast is Beacon Financial Corp. growing?
Beacon Financial Corp. (BBT) grew revenue by 18.0% over the past year. This is strong growth.
Is BBT profitable?
Yes, Beacon Financial Corp. (BBT) is profitable, generating $79.7M in net income for fiscal year 2025 (11.9% net margin).
Dividend & Returns
What is BBT's return on equity?
Beacon Financial Corp. (BBT) has a return on equity (ROE) of 4.9%. This is below average, suggesting room for improvement.
What is Beacon Financial Corp.'s free cash flow?
Beacon Financial Corp. (BBT) generated $29.4M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.