Latest Ratios: P/E Ratio 30.4x · EV/EBITDA 11.1x · ROE 4.9%. (2020–2025 historical series)
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Market Cap | $2.6B | $2.3B | $2.4B | $2.2B | $2.7B | $2.8B | $1.7B |
| Enterprise Value | $1.5B | $1.2B | $3.5B | $3.4B | $3.8B | $2.9B | $2.4B |
| P/E Ratio → | 30.42 | 25.60 | 39.76 | 31.04 | 29.60 | 23.79 | — |
| P/S Ratio | 3.46 | 3.05 | 3.78 | 3.56 | 6.26 | 6.12 | — |
| P/B Ratio | 1.10 | 0.93 | 1.99 | 1.80 | 2.77 | 2.83 | 1.45 |
| P/FCF | — | — | 24.32 | 20.73 | 24.22 | 21.94 | 7.66 |
| P/OCF | — | — | 23.17 | 18.53 | 22.74 | 21.15 | 7.42 |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 1.51 | 5.37 | 5.66 | 8.70 | 6.22 | — |
| EV / EBITDA | 11.13 | 8.75 | 39.91 | 39.60 | 30.92 | 17.92 | — |
| EV / EBIT | 12.01 | 9.44 | 43.42 | 43.87 | 33.52 | 19.24 | — |
| EV / FCF | — | — | 34.53 | 32.96 | 33.65 | 22.33 | 10.53 |
Margins and return-on-capital ratios measuring operating efficiency
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Gross Margin | 51.1% | 51.1% | 55.5% | 60.6% | 87.8% | 91.9% | 126.3% |
| Operating Margin | 16.0% | 16.0% | 12.4% | 12.9% | 26.0% | 32.3% | 82.9% |
| Net Profit Margin | 11.9% | 11.9% | 9.5% | 11.5% | 21.1% | 25.8% | 82.9% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| ROE | 4.9% | 4.9% | 5.0% | 6.4% | 9.3% | 10.9% | -44.9% |
| ROA | 0.5% | 0.5% | 0.5% | 0.7% | 1.0% | 1.1% | -4.1% |
| ROIC | 3.0% | 3.0% | 2.2% | 2.3% | 4.5% | 7.0% | -21.8% |
| ROCE | 5.1% | 5.1% | 3.5% | 3.0% | 5.9% | 4.7% | -10.7% |
Solvency and debt-coverage ratios — lower is generally safer
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.35 | 0.35 | 1.28 | 1.18 | 1.46 | 0.38 | 0.54 |
| Debt / EBITDA | 6.69 | 6.69 | 18.09 | 16.24 | 11.77 | 2.36 | — |
| Net Debt / Equity | — | -0.47 | 0.84 | 1.06 | 1.08 | 0.05 | 0.54 |
| Net Debt / EBITDA | -8.85 | -8.85 | 11.80 | 14.70 | 8.66 | 0.31 | — |
| Debt / FCF | — | — | 10.21 | 12.24 | 9.43 | 0.39 | 2.87 |
| Interest Coverage | 0.37 | 0.37 | 0.30 | 0.38 | 2.67 | 3.93 | -5.73 |
Net cash position: cash ($2.0B) exceeds total debt ($879M)
Short-term solvency ratios and asset-utilisation metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Current Ratio | 0.19 | 0.19 | 0.14 | 0.12 | 0.15 | 0.15 | 0.25 |
| Quick Ratio | 0.19 | 0.19 | 0.14 | 0.12 | 0.15 | 0.15 | 0.25 |
| Cash Ratio | 0.10 | 0.10 | 0.05 | 0.02 | 0.06 | 0.05 | — |
| Asset Turnover | — | 0.03 | 0.05 | 0.05 | 0.05 | 0.05 | -0.05 |
| Inventory Turnover | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | 2.0% | 2.2% | 1.5% | 1.3% | 2.1% |
| Payout Ratio | — | — | 78.8% | 68.9% | 43.3% | 31.6% | — |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Earnings Yield | 3.3% | 3.9% | 2.5% | 3.2% | 3.4% | 4.2% | — |
| FCF Yield | — | — | 4.1% | 4.8% | 4.1% | 4.6% | 13.1% |
| Buyback Yield | 0.0% | 0.0% | 0.7% | 1.1% | 0.5% | 0.4% | 0.0% |
| Total Shareholder Yield | 0.0% | 0.0% | 2.7% | 3.3% | 2.0% | 1.7% | 2.2% |
| Shares Outstanding | — | $88M | $86M | $87M | $92M | $99M | $101M |
Earnings and cash volatility
Based on reported figures, BBT trades at a TTM P/E of 30.42, which appears significantly elevated compared to the peer group average, suggesting that the market is pricing in aggressive future growth that may not be fully supported by current, volatile earnings metrics.
The forward P/E of 10.10 implies a sharp expected recovery in earnings, yet this valuation gap warrants caution given the firm's history of erratic net income. Investors should monitor whether the current premium is justified by the firm's unique liquidity position or if it represents a mispricing of the underlying wealth management business model.
As reported in financial statements, BBT's ROIC has struggled to maintain positive momentum, oscillating between -1.8% and 1.6% over the last ten quarters, which indicates that the firm is currently failing to compound capital effectively relative to its peers.
The low ROIC suggests that the massive cash pile, while providing a safety buffer, acts as a drag on overall capital efficiency. Unless management can deploy these idle assets into higher-yielding advisory initiatives, the firm may continue to underperform the sector in terms of value creation for shareholders.
According to recent quarterly data, BBT maintains a current ratio that has fluctuated wildly, reaching as high as 12.94 in 2026Q1, which suggests an extreme, perhaps inefficient, level of liquidity that far exceeds the requirements of a typical regional financial services firm.
While this fortress-like liquidity provides an unparalleled cushion against stress, it may also indicate an inability to find productive investment opportunities. Analysts should investigate whether this cash is truly corporate capital or if it represents volatile client sweep balances that could be withdrawn during market downturns.
Based on the firm's business model, the Price-to-Book (P/B) ratio of 1.10 is a commonly misapplied metric that obscures the true value of the firm's human capital and advisory relationships, which are not captured on the balance sheet.
For an asset-light wealth manager, book value is a poor proxy for intrinsic value because it ignores the recurring nature of management fees and the strength of the advisor network. Investors should instead focus on AUM growth and advisor retention rates to better gauge the firm's long-term earning power.
Includes 30+ ratios · 6 years · Updated daily
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Quick answers to the most common questions about buying BBT stock.
Beacon Financial Corp.'s current P/E ratio is 30.4x. The historical average is 30.0x. This places it at the 60th percentile of its historical range.
Beacon Financial Corp.'s current EV/EBITDA is 11.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 27.4x.
Beacon Financial Corp.'s return on equity (ROE) is 4.9%. The historical average is -1.4%.
Based on historical data, Beacon Financial Corp. is trading at a P/E of 30.4x. This is at the 60th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
Beacon Financial Corp. has 51.1% gross margin and 16.0% operating margin. Operating margin between 10-20% is typical for established companies.
Beacon Financial Corp.'s Debt/EBITDA ratio is 6.7x, indicating high leverage. A ratio above 4x may signal elevated financial risk.