Last 9 quarters of trend data · Financial Services · Asset Management
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Beacon Financial Corp.'s quarterly P/E stands at 10.3x, down 66.7% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 89.3% YoY to 3.5x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 28.04 | 10.30 | — | 18.97 | 23.29 | 30.90 | 28.65 | 20.00 | — | — |
| — | -66.7% | — | -5.2% | — | — | — | — | — | — | |
| P/S Ratio | 3.20 | 1.79 | 2.28 | 3.38 | 3.66 | 3.81 | 3.47 | 2.77 | 4.37 | 3.95 |
| — | -53.1% | -34.4% | +22.2% | -16.2% | -3.5% | — | — | — | — | |
| P/B Ratio | 1.01 | 0.89 | 0.86 | 1.84 | 1.94 | 2.00 | 1.87 | 1.62 | 1.94 | 2.10 |
| — | -55.8% | -54.0% | +13.6% | -0.2% | -4.7% | — | — | — | — | |
| P/FCF | — | — | 43.75 | 17.13 | 74.98 | 14.69 | 24.16 | 17.55 | 45.67 | 10.37 |
| — | — | +81.1% | -2.4% | +64.2% | +41.6% | — | — | — | — | |
| EV / EBITDA | 9.62 | 3.49 | — | 18.03 | 22.50 | 32.60 | 32.13 | 24.51 | — | — |
| — | -89.3% | — | -26.4% | — | — | — | — | — | — | |
| EV / EBIT | 10.37 | 3.49 | — | 18.03 | 23.48 | 32.60 | 32.13 | 24.51 | — | — |
| — | -89.3% | — | -26.4% | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Beacon Financial Corp.'s operating margin was 24.3% in Q4 2025, up 55.7 pp QoQ and up 7.7 pp YoY. The trailing four-quarter average of 9.6% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 7.6% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 51.1% | 60.9% | 25.1% | 62.7% | 61.0% | 56.6% | 51.0% | 58.8% | 37.7% | 48.7% |
| — | +7.6% | -50.8% | +6.6% | +61.6% | +16.2% | — | — | — | — | |
| Operating Margin | 16.0% | 24.3% | -31.5% | 24.4% | 21.1% | 16.5% | 16.1% | 17.8% | -23.6% | -4.4% |
| — | +46.7% | -295.1% | +36.7% | +189.3% | +474.7% | — | — | — | — | |
| Net Margin | 11.9% | 17.2% | -22.0% | 17.8% | 15.7% | 12.2% | 12.1% | 13.7% | -18.0% | -1.1% |
| — | +41.0% | -281.1% | +29.9% | +187.1% | +1240.6% | — | — | — | — |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 4.9% | 2.2% | -2.7% | 2.4% | 2.1% | 1.6% | 1.7% | 2.2% | -2.0% | -0.1% |
| — | +35.6% | -265.1% | +11.9% | +204.6% | +1222.6% | — | — | — | — | |
| ROA | 0.5% | 0.2% | -0.3% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | -0.2% | -0.0% |
| — | +39.1% | -269.1% | +30.2% | +233.7% | +1537.1% | — | — | — | — | |
| ROIC | 3.0% | 1.6% | -1.8% | 1.3% | 1.0% | 0.7% | 0.7% | 1.1% | -1.3% | -0.3% |
| — | +125.6% | -341.8% | +13.6% | +177.3% | +354.2% | — | — | — | — |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Beacon Financial Corp.'s Debt/EBITDA ratio is 11.7x — elevated, raising questions about debt serviceability. The current ratio has improved 32.6% YoY to 0.19x, strengthening the short-term liquidity position. Debt/Equity has declined for 5 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.35 | 0.35 | 0.49 | 0.96 | 0.97 | 1.28 | 1.25 | 1.22 | 0.50 | 0.56 |
| — | -72.5% | -61.2% | -21.9% | +93.5% | +128.1% | — | — | — | — | |
| Debt / EBITDA | 6.69 | 11.69 | — | 28.86 | 33.30 | 58.81 | 57.60 | 46.95 | — | — |
| — | -80.1% | — | -38.5% | — | — | — | — | — | — | |
| Current Ratio | 0.19 | 0.19 | 0.09 | 0.07 | 0.14 | 0.14 | 0.14 | 0.14 | — | — |
| — | +32.6% | -39.3% | -51.4% | — | — | — | — | — | — | |
| Quick Ratio | 0.19 | 0.19 | 0.09 | 0.07 | 0.14 | 0.14 | 0.14 | 0.14 | — | — |
| — | +32.6% | -39.3% | -51.4% | — | — | — | — | — | — | |
| Interest Coverage | 0.37 | 0.67 | -0.86 | 0.70 | 0.59 | 0.42 | 0.35 | 0.48 | -0.41 | -0.10 |
| — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 9 years · Updated daily
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Beacon Financial Corp.'s current P/E is 28.0x. The average P/E over the last 3 quarters is 17.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Beacon Financial Corp.'s current operating margin is 16.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Beacon Financial Corp.'s business trajectory between earnings reports.