Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Earnings History
Annual and quarterly earnings data from 1991 to 2024
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EPS Growth Rates (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 100.0% | 56.6% | 31.8% |
| 2023 | 100.0% | 56.3% | 29.5% |
| 2022 | 100.0% | 55.0% | 27.7% |
| 2021 | 107.4% | 50.6% | 25.0% |
| 2020 | 56.3% | 17.5% | 4.3% |
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Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Earnings Overview
As of March 1, 2026, Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) reported trailing twelve-month net income of $10.41B, reflecting +0.3% year-over-year growth. The company earned $1.73 per diluted share over the past four quarters, with a net profit margin of 0.3%.
Looking at the long-term picture, BBVA's 5-year EPS compound annual growth rate (CAGR) stands at +29.0%, indicating exceptional earnings growth. The company achieved its highest annual net income of $10.05B in fiscal 2024, representing a new all-time high.
Banco Bilbao Vizcaya Argentaria, S.A. maintains positive profitability with a gross margin of 1.0%, operating margin of 0.6%, and net margin of 0.3%. The company continues to generate positive earnings from operations. View revenue history →
Compared to industry peers including HSBC ($17.69B net income, 0.2% margin), SAN ($13.60B net income, 0.1% margin), BCS ($7.17B net income, 0.3% margin), BBVA has outperformed on profitability metrics. Compare BBVA vs HSBC →
Peer Comparison
Earnings metrics vs industry competitors
Historical Data
29 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $10.05B | +25.4% | $17.86B | $1.68 | 31.8% | 56.6% |
| 2023 | $8.02B | +26.1% | $15.30B | $1.29 | 29.5% | 56.3% |
| 2022 | $6.36B | +36.6% | $12.64B | $0.98 | 27.7% | 55.0% |
| 2021 | $4.65B | +256.6% | $9.42B | $0.67 | 25.0% | 50.6% |
| 2020 | $1.30B | -62.8% | $5.25B | $0.14 | 4.3% | 17.5% |
| 2019 | $3.51B | -35.0% | $9.95B | $0.47 | 14.3% | 40.4% |
| 2018 | $5.40B | +53.7% | $8.47B | $0.76 | 22.6% | 35.5% |
| 2017 | $3.51B | +1.1% | $8.53B | $0.46 | 13.9% | 33.8% |
| 2016 | $3.48B | +31.5% | $15.82B | $0.50 | 14.1% | 64.3% |
| 2015 | $2.64B | +0.9% | $12.66B | $0.37 | 11.2% | 53.5% |
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Start ComparisonFrequently Asked Questions
Is BBVA growing earnings?
BBVA EPS of $1.73 reflects slowing growth at +0.3%, below the 5-year CAGR of +29.0%. TTM net income is $10.4B. Expansion rate has moderated.
What are BBVA's profit margins?
Banco Bilbao Vizcaya Argentaria, S.A. net margin is +0.3%, with operating margin at +0.6%. Below-average margins reflect competitive or cost pressures.
How consistent are BBVA's earnings?
BBVA earnings data spans 1991-2024. The current earnings trend is +0.3% YoY. Historical data enables comparison across business cycles.