Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Earnings History
Annual and quarterly earnings data from 1991 to 2025
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BBVA EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
BBVA Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 83.6% | 43.9% | 28.5% |
| 2024 | -18.8% | 43.4% | 28.3% |
| 2023 | 49.8% | 21.3% | 13.8% |
| 2022 | 61.1% | 25.4% | 15.7% |
| 2021 | 63.8% | 23.1% | 14.9% |
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Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Earnings Overview
As of May 8, 2026, Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) reported trailing twelve-month net income of $10.51B, reflecting +0.6% year-over-year growth. The company earned $1.76 per diluted share over the past four quarters, with a net profit margin of 28.5%.
Looking at the long-term picture, BBVA's 5-year EPS compound annual growth rate (CAGR) stands at +64.6%, indicating exceptional earnings growth. The company achieved its highest annual net income of $10.51B in fiscal 2025, representing a new all-time high.
Banco Bilbao Vizcaya Argentaria, S.A. maintains industry-leading profitability with a gross margin of 83.6%, operating margin of 43.9%, and net margin of 28.5%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including SAN ($14.10B net income, 11.8% margin), ING ($6.33B net income, 27.5% margin), ITUB ($44.86B net income, 11.7% margin), BBVA has outperformed on profitability metrics. Compare BBVA vs SAN →
BBVA Earnings vs Peers
Earnings metrics vs comparable public companies
BBVA Historical Earnings Data (1991–2025)
30 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $10.51B | +4.5% | $16.23B | $1.69 | 28.5% | 43.9% |
| 2024 | $10.05B | +25.4% | $15.40B | $1.68 | 28.3% | 43.4% |
| 2023 | $8.02B | +26.1% | $12.42B | $1.29 | 13.8% | 21.3% |
| 2022 | $6.36B | +36.6% | $10.27B | $0.98 | 15.7% | 25.4% |
| 2021 | $4.65B | +256.6% | $7.25B | $0.67 | 14.9% | 23.1% |
| 2020 | $1.30B | -62.8% | $5.25B | $0.14 | 4.3% | 17.5% |
| 2019 | $3.51B | -35.0% | $7.05B | $0.47 | 10.0% | 20.0% |
| 2018 | $5.40B | +53.7% | $7.57B | $0.76 | 15.3% | 21.5% |
| 2017 | $3.51B | +1.1% | $6.93B | $0.46 | 9.4% | 18.6% |
| 2016 | $3.48B | +31.5% | $6.39B | $0.50 | 9.4% | 17.4% |
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Start ComparisonBBVA — Frequently Asked Questions
Quick answers to the most common questions about buying BBVA stock.
Is BBVA growing earnings?
BBVA EPS of $1.76 reflects slowing growth at +0.6%, below the 5-year CAGR of +64.6%. TTM net income is $10.5B. Expansion rate has moderated.
What are BBVA's profit margins?
Banco Bilbao Vizcaya Argentaria, S.A. net margin is +28.5%, with operating margin at +43.9%. Above-average margins indicate pricing power.
How consistent are BBVA's earnings?
BBVA earnings data spans 1991-2025. The current earnings trend is +0.6% YoY. Historical data enables comparison across business cycles.