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BankFinancial Corporation(BFIN)Earnings, Financials & Key Ratios
BFIN•NASDAQ•Banking & Credit
$12.00
$150M mkt cap·36.4× P/E·Price updated Apr 24, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial real estate and multifamily lenders
AboutBankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans and leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides cash management, funds transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency services. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company operates 19 full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.Show more
- Net Interest Income$48M-6.5%
- Total Revenue$74M+4.5%
- Net Income$4M-56.6%
- Return on Equity2.61%-57.3%
- Net Interest Margin3.38%-3.1%
- Efficiency Ratio59.43%-3.4%
- ROA0.28%-54.5%
- Equity / Assets10.9%+4.3%
- Book Value per Share12.55+1.9%
- Tangible BV/Share12.55+1.9%
- Debt/Equity0.25-13.9%
BFIN Key Insights
BankFinancial Corporation (BFIN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Well capitalized: 10.9% equity/assets
- ✓Healthy dividend yield of 3.3%
- ✓Trading at only 1.0x book value
✗Weaknesses
- ✗Profits declining 19.0% over 5 years
- ✗Dividend payout exceeds 100% of earnings
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
BFIN Price & Volume
BankFinancial Corporation (BFIN) stock price & volume — 10-year historical chart
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BFIN Growth Metrics
BankFinancial Corporation (BFIN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years2.84%
5 Years0.77%
3 Years12.49%
TTM-
Profit CAGR
10 Years-20.54%
5 Years-18.99%
3 Years-18.08%
TTM-70.73%
EPS CAGR
10 Years-16.53%
5 Years-15.14%
3 Years-14.61%
TTM-70.13%
Return on Capital
10 Years6.29%
5 Years5.68%
3 Years5.38%
Last Year2.27%
BFIN Recent Earnings
BankFinancial Corporation (BFIN) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 1/12 qtrs (8%)●Beat Revenue 6/12 qtrs (60%)
Q1 2026Latest
Feb 2, 2026EPS
$0.14
Est $0.19
-173.7%
Revenue
—
Est $14M
Q4 2025
Oct 30, 2025EPS
$0.19
Est $0.19
+0.0%
Revenue
$13M
Est $14M
-3.2%
Q3 2025
Aug 6, 2025EPS
$0.03
Est $0.24
-112.5%
Revenue
$13M
Est $14M
-4.1%
Q2 2025
Apr 25, 2025EPS
$0.17
Est $0.12
+41.7%
Revenue
$13M
Est $14M
-5.8%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 2, 2026 | $0.14vs $0.19-173.7% | —vs $14M |
| Q4 2025 | Oct 30, 2025 | $0.19vs $0.19+0.0% | $13Mvs $14M-3.2% |
| Q3 2025 | Aug 6, 2025 | $0.03vs $0.24-112.5% | $13Mvs $14M-4.1% |
| Q2 2025 | Apr 25, 2025 | $0.17vs $0.12+41.7% | $13Mvs $14M-5.8% |
Based on last 12 quarters of dataView full earnings history →
BFIN Peer Comparison
BankFinancial Corporation (BFIN) competitors in Commercial real estate and multifamily lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NECB | 334.37M | 24.17 | 7.44 | -1.55% | 28.22% | 13.07% | 15.21% | 0.21 |
 HONE | 522.22M | 12.10 | 18.33 | 10.7% | 8.74% | 4.56% | 0.5% | 0.90 |
 NBTB | 2.33B | 44.69 | 13.42 | 10.36% | 19.51% | 9.51% | 9.38% | 0.17 |
 CFFN | 1.01B | 7.78 | 14.96 | 10.03% | 16.3% | 6.99% | 4.93% | 1.86 |
 KRNY | 510.61M | 8.12 | 19.33 | 5.09% | 7.59% | 4.31% | 4.19% | 1.68 |
 NWBI | 2.05B | 14.03 | 15.25 | 16.3% | 14.37% | 7.18% | 6.91% | 0.24 |
 TRST | 851.52M | 48.08 | 14.79 | 5.77% | 21.97% | 8.86% | 5.37% | 0.28 |
 BSVN | 410.21M | 43.35 | 9.63 | -3.87% | 31.38% | 18.21% | 11.25% |
Compare BFIN vs Peers
BankFinancial Corporation (BFIN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BFIN Income Statement
BankFinancial Corporation (BFIN) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 46.96M | 50.09M | 52.07M | 52.19M | 45.89M | 43.77M | 50.81M | 51.83M | 48.44M | 46.08M |
| NII Growth % | 1.76% | 6.67% | 3.95% | 0.23% | -12.08% | -4.61% | 16.09% | 2% | -6.54% | -24.92% |
| Net Interest Margin % | 2.9% | 3.08% | 3.28% | 3.51% | 2.87% | 2.57% | 3.23% | 3.48% | 3.38% | 3.17% |
| Interest Income | 50.93M | 56.18M | 61.29M | 65.41M | 52.88M | 46.57M | 55.3M | 66.16M | 68.57M | 65.83M |
| Interest Expense | 3.97M | 6.09M | 9.22M | 13.22M | 6.99M | 2.79M | 4.48M | 14.33M | 20.13M | 19.76M |
| Loan Loss Provision | -239K | -87K | 145K | 3.83M | 55K | -1.24M | 1.83M | 313K | 5.03M | 6.34M |
| Non-Interest Income | 6.66M | 6.41M | 14.78M | 6.17M | 5.37M | 5.69M | 5.98M | 5.01M | 5.81M | 6.87M |
| Non-Interest Income % | 11.56% | 10.24% | 19.43% | 8.62% | 9.21% | 10.89% | 9.75% | 7.04% | 7.81% | 9.45% |
| Total Revenue | 57.59M▲ 0% | 62.59M▲ 8.7% | 76.07M▲ 21.5% | 71.58M▼ 5.9% | 58.24M▼ 18.6% | 52.26M▼ 10.3% | 61.27M▲ 17.3% | 71.17M▲ 16.1% | 74.38M▲ 4.5% | 72.71M▲ 0% |
| Revenue Growth % | 3.21% | 8.69% | 21.54% | -5.9% | -18.64% | -10.28% | 17.26% | 16.15% | 4.52% | -10.4% |
| Non-Interest Expense | 41.65M | 40.39M | 40.66M | 38.64M | 38.44M | 40.94M | 41.13M | 43.77M | 44.2M | 44.74M |
| Efficiency Ratio | 72.33% | 64.54% | 53.45% | 53.98% | 66% | 78.35% | 67.12% | 61.51% | 59.43% | 61.54% |
| Operating Income | 12.2M▲ 0% | 16.19M▲ 32.7% | 26.05M▲ 60.8% | 15.9M▼ 39.0% | 12.76M▼ 19.7% | 9.76M▼ 23.5% | 13.84M▲ 41.8% | 12.75M▼ 7.8% | 5.02M▼ 60.6% | 1.86M▲ 0% |
| Operating Margin % | 21.19% | 25.87% | 34.24% | 22.21% | 21.91% | 18.67% | 22.58% | 17.92% | 6.75% | 2.57% |
| Operating Income Growth % | -13.48% | 32.74% | 60.85% | -38.97% | -19.73% | -23.53% | 41.78% | -7.83% | -60.63% | - |
| Pretax Income | 12.2M▲ 0% | 16.19M▲ 32.7% | 26.05M▲ 60.8% | 15.9M▼ 39.0% | 12.76M▼ 19.7% | 9.76M▼ 23.5% | 13.84M▲ 41.8% | 12.75M▼ 7.8% | 5.02M▼ 60.6% | 1.86M▲ 0% |
| Pretax Margin % | 21.19% | 25.87% | 34.24% | 22.21% | 21.91% | 18.67% | 22.58% | 17.92% | 6.75% | 2.57% |
| Income Tax | 4.7M | 7.19M | 6.71M | 4.22M | 3.6M | 2.35M | 3.34M | 3.36M | 948K | -452K |
| Effective Tax Rate % | 38.51% | 44.4% | 25.74% | 26.58% | 28.19% | 24.06% | 24.15% | 26.34% | 18.88% | -24.24% |
| Net Income | 7.5M▲ 0% | 9M▲ 20.0% | 19.34M▲ 114.8% | 11.67M▼ 39.7% | 9.16M▼ 21.5% | 7.41M▼ 19.1% | 10.49M▲ 41.6% | 9.39M▼ 10.5% | 4.07M▼ 56.6% | 2.32M▲ 0% |
| Net Margin % | 13.03% | 14.39% | 25.43% | 16.31% | 15.73% | 14.18% | 17.13% | 13.2% | 5.48% | 3.19% |
| Net Income Growth % | -13.52% | 20.02% | 114.82% | -39.65% | -21.5% | -19.13% | 41.62% | -10.49% | -56.64% | -70.73% |
| Net Income (Continuing) | 7.5M | 9M | 19.34M | 11.67M | 9.16M | 7.41M | 10.49M | 9.39M | 4.07M | 2.32M |
| EPS (Diluted) | 0.39▲ 0% | 0.49▲ 25.6% | 1.11▲ 126.5% | 0.75▼ 32.4% | 0.61▼ 18.7% | 0.53▼ 13.1% | 0.80▲ 50.9% | 0.74▼ 7.5% | 0.33▼ 55.4% | 0.19▲ 0% |
| EPS Growth % | -11.36% | 25.64% | 126.53% | -32.43% | -18.67% | -13.11% | 50.94% | -7.5% | -55.41% | -70.13% |
| EPS (Basic) | 0.40 | 0.49 | 1.11 | 0.75 | 0.61 | 0.53 | 0.80 | 0.74 | 0.33 | - |
| Diluted Shares Outstanding | 19.24M | 18.38M | 17.43M | 15.6M | 14.95M | 14.03M | 13.07M | 12.62M | 12.46M | 12.46M |
BFIN Balance Sheet
BankFinancial Corporation (BFIN) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 203.9M | 220.97M | 186.38M | 250.52M | 527.33M | 587.86M | 277.11M | 361.2M | 414.82M | 2.13B |
| Cash & Due from Banks | 96.68M | 127.59M | 98.2M | 190.32M | 503.5M | 502.16M | 66.77M | 208M | 118.98M | 94.59M |
| Short Term Investments | 107.21M | 93.38M | 88.18M | 60.19M | 23.83M | 85.69M | 210.34M | 153.2M | 295.83M | 537.5M |
| Total Investments | 1.42B | 1.41B | 1.41B | 1.23B | 1.03B | 1.13B | 1.44B | 1.2B | 1.25B | 1.3B |
| Investments Growth % | 5.43% | -0.46% | -0.12% | -13.02% | -16.43% | 10.08% | 27.19% | -16.19% | 3.62% | 10.64% |
| Long-Term Investments | 1.31B | 1.32B | 1.32B | 1.17B | 1B | 1.04B | 1.23B | 1.05B | 952.28M | 3.37B |
| Accounts Receivables | 4.38M | 4.62M | 4.95M | 4.56M | 3.94M | 4.65M | 7.34M | 7.54M | 6.4M | 4.51M |
| Goodwill & Intangibles | 782K | 286K | 102K | 41K | 7K | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 782K | 286K | 102K | 41K | 7K | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 31.41M | 24.86M | 25.2M | 24.35M | 24.68M | 25.04M | 24.96M | 22.95M | 22.89M | 22.13M |
| Other Assets | 44.2M | 41.94M | 38.66M | 36.67M | 35.58M | 36.17M | 33.82M | 39.9M | 34.66M | 31.61M |
| Total Current Assets | 208.28M | 225.59M | 191.34M | 255.08M | 531.27M | 592.5M | 284.45M | 368.74M | 421.22M | 636.6M |
| Total Non-Current Assets | 1.41B | 1.4B | 1.39B | 1.23B | 1.07B | 1.11B | 1.29B | 1.12B | 1.01B | 817.93M |
| Total Assets | 1.62B▲ 0% | 1.63B▲ 0.3% | 1.59B▼ 2.5% | 1.49B▼ 6.1% | 1.6B▲ 7.3% | 1.7B▲ 6.5% | 1.58B▼ 7.4% | 1.49B▼ 5.6% | 1.43B▼ 3.5% | 1.45B▲ 0% |
| Asset Growth % | 7.11% | 0.34% | -2.48% | -6.14% | 7.31% | 6.5% | -7.38% | -5.57% | -3.53% | -6.78% |
| Return on Assets (ROA) | 0.48% | 0.55% | 1.2% | 0.76% | 0.59% | 0.45% | 0.64% | 0.61% | 0.28% | 0.16% |
| Accounts Payable | 13.76M | 15.46M | 14.11M | 18.6M | 17.7M | 22.2M | 20.22M | 0 | 0 | 0 |
| Total Debt | 51.07M | 60.77M | 21.05M | 61K | 8M | 24.59M | 19.63M | 44.68M | 38.74M | 28.27M |
| Net Debt | -45.62M | -66.82M | -77.16M | -190.26M | -495.5M | -477.57M | -47.14M | -163.32M | -80.25M | -66.31M |
| Long-Term Debt | 51.07M | 60.77M | 21.05M | 61K | 4M | 19.59M | 19.63M | 44.68M | 38.74M | 18.27M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 4M | 5M | 0 | 0 | 0 | 10M |
| Other Liabilities | 11.04M | 11.64M | 10.53M | 10.22M | 4.67M | 7.99M | 8.98M | 25.7M | 22.16M | 26.83M |
| Total Current Liabilities | 1.35B | 1.36B | 1.37B | 1.3B | 1.42B | 1.52B | 1.4B | 1.26B | 1.22B | 1.25B |
| Total Non-Current Liabilities | 62.11M | 72.41M | 31.58M | 10.28M | 8.67M | 27.58M | 28.61M | 70.38M | 60.9M | 45.1M |
| Total Liabilities | 1.42B | 1.43B | 1.4B | 1.31B | 1.42B | 1.54B | 1.42B | 1.33B | 1.28B | 1.3B |
| Total Equity | 204.78M▲ 0% | 197.63M▼ 3.5% | 187.15M▼ 5.3% | 174.37M▼ 6.8% | 172.93M▼ 0.8% | 157.47M▼ 8.9% | 151.67M▼ 3.7% | 155.38M▲ 2.4% | 156.38M▲ 0.6% | 157.35M▲ 0% |
| Equity Growth % | -3.57% | -3.49% | -5.3% | -6.83% | -0.83% | -8.94% | -3.68% | 2.45% | 0.64% | -0.44% |
| Equity / Assets (Capital Ratio) | 12.64% | 12.16% | 11.81% | 11.72% | 10.83% | 9.26% | 9.63% | 10.45% | 10.9% | 10.82% |
| Return on Equity (ROE) | 3.6% | 4.47% | 10.05% | 6.46% | 5.28% | 4.49% | 6.79% | 6.12% | 2.61% | 1.47% |
| Book Value per Share | 10.65 | 10.76 | 10.73 | 11.18 | 11.57 | 11.22 | 11.60 | 12.31 | 12.55 | 12.63 |
| Tangible BV per Share | 10.61 | 10.74 | 10.73 | 11.18 | 11.57 | 11.22 | 11.60 | 12.31 | 12.55 | 12.63 |
| Common Stock | 192K | 179K | 165K | 153K | 148K | 132K | 127K | 125K | 125K | 125K |
| Additional Paid-in Capital | 173.05M | 153.81M | 130.55M | 112.42M | 107.81M | 90.71M | 85.85M | 83.46M | 83.3M | 83.3M |
| Retained Earnings | 39.48M | 43.27M | 56.17M | 61.57M | 64.75M | 66.55M | 71.81M | 74.43M | 73.51M | 73.86M |
| Accumulated OCI | 376K | 370K | 271K | 226K | 213K | 80K | -6.11M | -2.63M | -562K | 73K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
BFIN Cash Flow Statement
BankFinancial Corporation (BFIN) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 18.94M | 22.73M | 20.68M | 21.37M | 13.52M | 7.77M | 9.29M | 9.22M | 7.56M | 7.56M |
| Operating CF Growth % | 27.27% | 20% | -9% | 3.33% | -36.76% | -42.53% | 19.62% | -0.76% | -17.97% | -6422.16% |
| Net Income | 7.5M | 9M | 19.34M | 11.67M | 9.16M | 7.41M | 10.49M | 9.39M | 4.07M | 2.32M |
| Depreciation & Amortization | 4.41M | 4.39M | 1.81M | 1.76M | 1.79M | 2.07M | 1.26M | 1.54M | 163K | -10.11M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -459K | 1.69M | -6.64M | 3.53M | 509K | -871K | 619K | 1.82M | 6.46M | 9.94M |
| Working Capital Changes | 5.05M | 7.64M | 6.17M | 4.41M | 2.05M | -843K | -3.08M | -3.53M | -3.13M | 1.29M |
| Cash from Investing | -77.02M | 14.4M | 8.06M | 184.18M | 199.07M | -101.13M | -316.77M | 197.92M | -46.14M | -92.36M |
| Purchase of Investments | -65.62M | -65.13M | -113.61M | -83.08M | -44.11M | -79.12M | -136.07M | -18.15M | -525.93M | -1.05B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 2M |
| Net Investment Activity | -64.62M | -64.13M | -112.61M | -82.08M | -43.11M | -78.12M | -135.07M | -17.15M | -524.93M | -1.05B |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -83.59M | 1.82M | 1.05M | 153.34M | 164.74M | -41.68M | -182.66M | 144.54M | 154.06M | 801.32M |
| Cash from Financing | 95.39M | -6.23M | -58.13M | -113.43M | 100.58M | 92.03M | -127.91M | -95.43M | -55.08M | 33.39M |
| Dividends Paid | -4.13M | -5.15M | -6.45M | -6.27M | -5.98M | -5.62M | -5.23M | -5.06M | -4.99M | -4.99M |
| Share Repurchases | -13.21M | -10.82M | -23.28M | -18.14M | -4.61M | -17.12M | -4.87M | -2.39M | -156K | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -13.21M | -10.82M | -23.28M | -18.14M | -4.61M | -17.12M | -4.87M | -2.39M | -156K | 0 |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | -1000K | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K |
| Other Financing | 125.98M | 46K | 11.32M | -68.04M | 107.23M | 93.77M | -112.82M | -112.98M | -44.03M | 42.78M |
| Net Change in Cash | 37.31M▲ 0% | 30.91M▼ 17.2% | -29.39M▼ 195.1% | 92.12M▲ 413.5% | 313.17M▲ 240.0% | -1.33M▼ 100.4% | -435.39M▼ 32538.0% | 111.71M▲ 125.7% | -93.66M▼ 183.8% | -55.54M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 59.38M | 96.68M | 127.59M | 98.2M | 190.32M | 503.5M | 502.16M | 66.77M | 178.48M | 112.24M |
| Cash at End | 96.68M | 127.59M | 98.2M | 190.32M | 503.5M | 502.16M | 66.77M | 178.48M | 84.83M | 82.74M |
| Interest Paid | 3.91M | 6.04M | 9.07M | 13.45M | 7.04M | 2.71M | 4.47M | 14.08M | 20.13M | 14.95M |
| Income Taxes Paid | 289K | 427K | 342K | 349K | 191K | 3.42M | 3.52M | 3.29M | 1.97M | -1.69M |
| Free Cash Flow | 18.25M▲ 0% | 21.6M▲ 18.4% | 19.08M▼ 11.7% | 20.58M▲ 7.9% | 11.51M▼ 44.1% | 5.43M▼ 52.8% | 7.35M▲ 35.2% | 7.35M▼ 0.0% | 5.47M▼ 25.6% | 2.68M▲ 0% |
| FCF Growth % | 27.23% | 18.37% | -11.67% | 7.86% | -44.06% | -52.8% | 35.25% | -0.01% | -25.56% | -50.25% |
BFIN Banking Ratios
BankFinancial Corporation (BFIN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 3.6% | 4.47% | 10.05% | 6.46% | 5.28% | 4.49% | 6.79% | 6.12% | 2.61% | 1.47% |
| Return on Assets (ROA) | 0.48% | 0.55% | 1.2% | 0.76% | 0.59% | 0.45% | 0.64% | 0.61% | 0.28% | 0.16% |
| Net Interest Margin | 2.9% | 3.08% | 3.28% | 3.51% | 2.87% | 2.57% | 3.23% | 3.48% | 3.38% | 3.17% |
| Efficiency Ratio | 72.33% | 64.54% | 53.45% | 53.98% | 66% | 78.35% | 67.12% | 61.51% | 59.43% | 61.54% |
| Equity / Assets | 12.64% | 12.16% | 11.81% | 11.72% | 10.83% | 9.26% | 9.63% | 10.45% | 10.9% | 10.82% |
| Book Value / Share | 10.65 | 10.76 | 10.73 | 11.18 | 11.57 | 11.22 | 11.6 | 12.31 | 12.55 | 12.63 |
| NII Growth | 1.76% | 6.67% | 3.95% | 0.23% | -12.08% | -4.61% | 16.09% | 2% | -6.54% | -6.34% |
| Dividend Payout | 55.09% | 57.23% | 33.34% | 53.68% | 65.28% | 75.83% | 49.85% | 53.83% | 122.42% | 215.15% |
BFIN SEC Filings & Documents
BankFinancial Corporation (BFIN) SEC filings — annual & quarterly reports (10-K, 10-Q)
BFIN Frequently Asked Questions
BankFinancial Corporation (BFIN) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
BankFinancial Corporation (BFIN) grew revenue by 4.5% over the past year. Growth has been modest.
Yes, BankFinancial Corporation (BFIN) is profitable, generating $2.3M in net income for fiscal year 2024 (5.5% net margin).
Dividend & Returns
Yes, BankFinancial Corporation (BFIN) pays a dividend with a yield of 3.33%. This makes it attractive for income-focused investors.
BankFinancial Corporation (BFIN) has a return on equity (ROE) of 2.6%. This is below average, suggesting room for improvement.
Industry Metrics
BankFinancial Corporation (BFIN) has a net interest margin (NIM) of 3.4%. This indicates healthy earnings from lending activities.
BankFinancial Corporation (BFIN) has an efficiency ratio of 59.4%. This is reasonable for a bank.
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