Trailing Dividend / Share
$0.40
BankFinancial Corporation (BFIN) Dividend History
Income profile from 2006 to 2025 with payout safety and yield-on-cost trend
Dividend Yield
3.3%
Payout Ratio
1.2%
Sustainable
Dividend Streak
0 years
BFIN Dividend Income Check
Safety
1.2% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 4.6% and trend is flat.
BFIN Dividend Scorecard
Yield & Income
Dividend Yield3.3%
Trailing DPS$0.40
FrequencyQuarterly
Payments / 12M2
Payout Safety
Earnings Payout1.2%
Earnings SafetySustainable
FCF Payout185.7%
FCF SafetyStretched
Piotroski F-Score7/9
Growth
Growth Streak0 years
3Y CAGR0.0%
5Y CAGR0.0%
Yield on Cost (5Y)4.6%
YOC Trendflat
Total Returns
Buyback Yield0.1%
Total Shareholder Yield3.4%
1Y Total Return6.7%
5Y Total Return30.6%
Div Contribution (5Y)17.0%
Estimated $10K growth (return + dividends):
5Y ago$13,05610Y ago$12,88120Y ago$10,744
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). BFIN's recent 5Y regime has been stronger than its full 10Y period, so 5Y can appear higher than 10Y.
BFIN Income Growth Story
Dividend per share and yield on cost over time (20 years of payments)
BFIN Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
BankFinancial Corporation distributes 1.2% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 185.7%, rated "Stretched".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
BFIN does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 0.0% and 5-year CAGR of 0.0%.
Total Shareholder Returns
Beyond cash dividends, BFIN returns capital through share repurchases. The combined picture: 3.3% dividend yield, 0.1% buyback yield, 3.4% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.6% and is currently flat. The 5-year total return is 30.6%, with dividends contributing 17.0% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $12,881 today.
FCF payout is stretched — the dividend consumes a large share of free cash flow.
BFIN Recent Dividend Payments
Last 20 payments · Quarterly
TTM Total$2.00
Avg/Payment$0.1000
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Nov 14, 2025Latest | $0.1000 | — | 3.51% | Nov 28, 2025 |
| Aug 15, 2025 | $0.1000 | — | 3.48% | Aug 29, 2025 |
| May 9, 2025 | $0.1000 | — | 3.29% | May 23, 2025 |
| Feb 14, 2025 | $0.1000 | — | 3.03% | Feb 28, 2025 |
| Nov 15, 2024 | $0.1000 | — | 3.16% | Nov 29, 2024 |
| Aug 9, 2024 | $0.1000 | — | 3.52% | Aug 23, 2024 |
| May 9, 2024 | $0.1000 | — | 3.96% | May 24, 2024 |
| Feb 8, 2024 | $0.1000 | — | 3.84% | Feb 23, 2024 |
BFIN Dividend vs Peers
Comparable companies in the same industry
#5 yield in peer group
Div Yield
3.3%
#5 of 9
Safety
Sustainable
1.2% payout
Streak
0Y
0.0% 5Y CAGR
Total Shareholder
3.4%
#8 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| BFINBankFinancial Corpor… | $150M | 3.3% | 1.2% | 0 | Sustainable |
 NECBNortheast Community … | $356M | 3.8% | 30.0% | 2 | Sustainable |
 HONEHarborOne Bancorp, I… | $522M | 2.6% | 47.8% | 6 | Sustainable |
 NBTBNBT Bancorp Inc. | $2.4B | 3.1% | 42.9% | 13 | Sustainable |
3rd  CFFNCapitol Federal Fina… | $1.0B | 4.2% | 65.1% | 0 | Watch |
1st  KRNYKearny Financial Cor… | $533M | 5.2% | 1.1% | 0 | Sustainable |
2nd  NWBINorthwest Bancshares… | $2.1B | 5.2% | 87.2% | 0 | At Risk |
 TRSTTrustCo Bank Corp NY | $925M | 2.9% | 45.2% | 1 | Sustainable |
 BSVNBank7 Corp. | $438M | 2.1% | 21.7% | 7 | Sustainable |
BFIN Annual Dividend History (2004–2025)
22 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2025 | $0.40 | 0.0% | 4 | — | — | — | 4.6% |
| 2024 | $0.40 | 0.0% | 4 | $0.33 | 121.2% | 0.82x | 4.6% |
| 2023 | $0.40 | 0.0% | 4 | $0.74 | 54.1% | 1.85x | 4.6% |
| 2022 | $0.40 | 0.0% | 4 | $0.80 | 50.0% | 2.00x | 4.6% |
| 2021 | $0.40 | 0.0% | 4 | $0.53 | 75.5% | 1.32x | 4.6% |
| 2020 | $0.40 | 0.0% | 4 | $0.61 | 65.6% | 1.52x | 4.6% |
| 2019 | $0.40 | 8.1% | 4 | $0.75 | 53.3% | 1.88x | 4.6% |
| 2018 | $0.37 | 32.1% | 4 | $1.11 | 33.3% | 3.00x | 4.3% |
| 2017 | $0.28 | 33.3% | 4 | $0.49 | 57.1% | 1.75x | 3.2% |
| 2016 | $0.21 | 5.0% | 4 | $0.39 | 53.8% | 1.86x | 2.4% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
20+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
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BFIN — Frequently Asked Questions
Quick answers to the most common questions about buying BFIN stock.
How much dividend does BFIN pay per share?
BankFinancial Corporation (BFIN) pays a trailing 12-month dividend of $0.40 per share, with a current dividend yield of +3.3%. Payments are made Quarterly.
When is BFIN's next ex-dividend date?
BFIN's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. BFIN typically pays dividends Quarterly.
Is BFIN's dividend safe?
BFIN's dividend safety is rated "Sustainable" based on an earnings payout ratio of +1.2% and FCF payout ratio of +185.7%. The dividend history does not yet show a prolonged growth streak.
How many years has BFIN increased its dividend?
BFIN has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +0.0%.
How often does BFIN pay dividends?
BankFinancial Corporation pays dividends Quarterly. The trailing 12-month total is $0.40 per share. Dividend data on this page covers 19+ years from 2006 to 2025.
How much would $10,000 invested in BFIN grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in BFIN five years ago would be worth approximately $13,056 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is BFIN's yield on cost for long-term holders?
BFIN's yield on cost — the current dividend divided by the original purchase price — is +4.6% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.3% market yield, thanks to the lower original cost basis.