Last 29 quarters of trend data · Technology · Software - Application
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 154.43 | 79.79 | — | — | — | — | — | 158.92 | 185.81 | 11453.33 | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 2.42 | 2.41 | 3.33 | 3.41 | 3.11 | 3.27 | 6.10 | 3.95 | 4.11 | 5.91 | 6.78 | 9.51 | 10.50 | 7.93 | 11.10 | 15.05 | 14.27 | 35.09 | 40.96 | 53.80 | 50.63 |
| — | -26.4% | -45.5% | -13.6% | -24.2% | -44.6% | -10.0% | -58.5% | -60.9% | -25.5% | -38.9% | -36.8% | -26.4% | -77.4% | -72.9% | -72.0% | -71.8% | -29.9% | -20.0% | +24.2% | +28.1% | |
| P/B Ratio | 0.94 | 1.03 | 1.45 | 1.39 | 1.22 | 1.21 | 2.32 | 1.41 | 1.37 | 1.88 | 2.19 | 2.82 | 3.04 | 2.11 | 2.83 | 3.42 | 2.83 | 5.76 | 6.26 | 6.20 | 6.27 |
| — | -15.0% | -37.6% | -1.4% | -10.7% | -35.6% | +6.2% | -49.9% | -55.1% | -10.7% | -22.6% | -17.6% | +7.7% | -63.4% | -54.9% | -44.8% | -54.9% | -58.1% | -50.4% | -44.4% | -33.1% | |
| P/FCF | 11.42 | 7.62 | 13.29 | 16.41 | 17.43 | 12.56 | 25.80 | 17.36 | 19.32 | 30.70 | 29.11 | 60.89 | 42.65 | 90.20 | 60.48 | 288.07 | — | 257.27 | — | — | 269.94 |
| — | -39.3% | -48.5% | -5.5% | -9.7% | -59.1% | -11.4% | -71.5% | -54.7% | -66.0% | -51.9% | -78.9% | — | -64.9% | — | — | — | — | — | — | — | |
| EV / EBITDA | 471.73 | 36.41 | 90.11 | 557.03 | — | — | 6545.88 | 88.43 | 373.21 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | -98.6% | +529.9% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | — | 62.04 | 519.19 | 397.04 | 1046.51 | — | 59.28 | 96.61 | 112.33 | 53.49 | — | — | — | — | — | — | — | — | — | — | — |
| — | — | +775.8% | +311.0% | +831.7% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 81.4% | 81.6% | 79.8% | 80.5% | 80.8% | 81.2% | 81.6% | 82.0% | 81.0% | 83.0% | 81.7% | 81.6% | 82.2% | 82.1% | 81.7% | 80.4% | 78.3% | 77.6% | 78.0% | 74.8% | 74.1% |
| — | +0.5% | -2.2% | -1.7% | -0.3% | -2.1% | -0.1% | +0.4% | -1.5% | +1.1% | -0.1% | +1.6% | +5.0% | +5.7% | +4.8% | +7.5% | +5.7% | +4.7% | +5.2% | +1.3% | -2.6% | |
| Operating Margin | -5.5% | 1.1% | -4.4% | -5.2% | -5.8% | -8.1% | -6.0% | -2.1% | -6.5% | -8.6% | -21.2% | -18.6% | -14.0% | -19.9% | -43.3% | -38.1% | -41.6% | -49.8% | -48.6% | -62.7% | -90.3% |
| — | +114.1% | +27.2% | -143.8% | +10.3% | +5.5% | +71.8% | +88.4% | +53.8% | +57.0% | +50.9% | +51.3% | +66.4% | +60.1% | +11.0% | +39.2% | +53.9% | -94.6% | -85.4% | -110.2% | -270.8% | |
| Net Margin | 1.6% | 3.1% | -0.6% | -0.7% | -1.8% | -3.2% | 9.3% | 2.5% | 2.2% | 9.8% | -12.7% | -9.1% | -5.4% | -11.4% | -36.6% | -35.5% | -42.4% | -52.0% | -51.4% | -62.7% | -53.5% |
| — | +197.2% | -106.7% | -130.1% | -183.5% | -132.9% | +172.9% | +127.2% | +141.2% | +186.2% | +65.3% | +74.3% | +87.4% | +78.0% | +28.9% | +43.4% | +20.7% | -16.1% | -61.7% | -123.9% | -137.1% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 0.6% | 0.3% | -0.1% | -0.1% | -0.2% | -0.3% | 0.9% | 0.2% | 0.2% | 0.8% | -1.0% | -0.7% | -0.4% | -0.8% | -2.3% | -2.0% | -2.1% | -2.1% | -2.0% | -2.2% | -2.5% |
| — | +211.4% | -107.8% | -134.7% | -198.0% | -138.0% | +185.6% | +132.2% | +147.8% | +204.4% | +57.2% | +66.3% | +81.5% | +64.2% | -19.2% | +9.8% | +15.0% | +30.5% | +8.9% | -23.5% | -42.7% | |
| ROA | 0.2% | 0.1% | -0.0% | -0.0% | -0.1% | -0.1% | 0.4% | 0.1% | 0.1% | 0.3% | -0.4% | -0.3% | -0.2% | -0.3% | -1.0% | -0.9% | -0.9% | -0.9% | -0.9% | -1.0% | -0.9% |
| — | +205.4% | -107.1% | -130.0% | -186.5% | -135.9% | +186.4% | +133.8% | +149.7% | +202.8% | +58.6% | +67.2% | +81.9% | +64.9% | -12.5% | +13.7% | -7.5% | -36.8% | -70.0% | -92.7% | -89.2% | |
| ROIC | -1.4% | 0.1% | -0.3% | -0.3% | -0.4% | -0.5% | -0.4% | -0.1% | -0.4% | -0.5% | -1.2% | -1.0% | -0.7% | -0.9% | -1.9% | -1.5% | -1.5% | -1.5% | -1.4% | -1.6% | -2.9% |
| — | +115.0% | +26.5% | -140.3% | +7.6% | -4.6% | +65.4% | +85.4% | +44.0% | +48.0% | +40.7% | +37.5% | +51.6% | +36.5% | -40.6% | +3.1% | +49.2% | +45.4% | +69.5% | +73.1% | +43.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.45 | 0.50 | 0.51 | 0.49 | 0.45 | 0.46 | 0.47 | 0.24 | 0.24 | 0.30 | 0.48 | 0.46 | 0.47 | 0.47 | 0.46 | 0.46 | 0.46 | 0.46 | 0.45 | 0.45 | 0.43 |
| — | +8.2% | +9.4% | +103.6% | +91.7% | +53.6% | -3.6% | -47.6% | -49.5% | -36.0% | +4.4% | +1.3% | +2.0% | +2.0% | +2.1% | +1.4% | +7.9% | -58.5% | -58.0% | +463.0% | +8773.0% | |
| Debt / EBITDA | 200.53 | 57.10 | 112.08 | 688.29 | — | — | 5130.84 | 59.65 | 258.63 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | -97.8% | +1054.0% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Current Ratio | 1.58 | 1.66 | 1.65 | 1.67 | 1.58 | 1.69 | 1.66 | 1.53 | 1.55 | 1.63 | 1.69 | 1.81 | 1.78 | 1.92 | 1.81 | 1.89 | 1.84 | 1.41 | 1.39 | 1.50 | 1.55 |
| — | -1.9% | -0.3% | +9.4% | +1.5% | +4.0% | -1.8% | -15.3% | -12.6% | -15.2% | -6.6% | -4.5% | -3.5% | +36.4% | +30.0% | +26.4% | +18.8% | -25.1% | -21.2% | +6.3% | +9.3% | |
| Quick Ratio | 1.58 | 1.66 | 1.65 | 1.67 | 1.58 | 1.69 | 1.66 | 1.53 | 1.55 | 1.63 | 0.80 | 0.92 | 1.78 | 1.92 | 1.81 | 1.89 | 1.84 | 1.41 | 1.39 | 1.50 | 1.55 |
| — | -1.9% | -0.3% | +9.4% | +1.5% | +4.0% | +107.0% | +65.6% | -12.6% | -15.2% | -55.7% | -51.2% | -3.5% | +36.4% | +30.0% | +26.4% | +18.8% | -25.1% | -21.2% | +6.3% | +9.3% | |
| Interest Coverage | 2.64 | 4.21 | 0.45 | 0.58 | 0.30 | -1.14 | 8.28 | 3.13 | 2.53 | 7.79 | -7.15 | -4.77 | -2.29 | -6.30 | -25.79 | -27.69 | -31.01 | -34.58 | -31.51 | -41.49 | -5.67 |
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Includes 30+ ratios · 29 years · Updated daily
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Quick answers to the most common questions about buying BILL stock.
Bill.com Holdings, Inc.'s current P/E is 154.4x. The average P/E over the last 1 quarters is 79.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Bill.com Holdings, Inc.'s current operating margin is -5.5%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Bill.com Holdings, Inc.'s business trajectory between earnings reports.