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BNHBrookfield Finance Inc. 4.625%
$15.47$103.7B
Overview & Verdict
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HomeStocksBNHFinancials

Brookfield Finance Inc. 4.625% (BNH) Financials

29Y historyFree accessUpdated daily

Revenue has contracted to $18.4B in 2026Q1, with gross margins exhibiting extreme volatility, swinging from a low of 16.0% in 2023Q4 to a peak of 42.0% in 2025Q4.

BNH Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21Dec'20Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09Dec'08Dec'07Dec'06Dec'05Dec'04Dec'03Dec'02Dec'01Dec'00Dec'99Dec'98Dec'97
Sales/Revenue76.58B-----------------------------
Revenue Growth %------------------------------
Cost of Goods Sold0-----------------------------
COGS % of Revenue------------------------------
Gross Profit27.02B29.53B18.07B14.52B14.26B11.73B15.37B15.1B11.25B8.4B6.69B5.48B5.25B6.17B4.8B4.01B3.46B4.51B4.62B4.51B02.31B1.7B1.44B1.21B381.97M408M000
Gross Margin %35.28%38.8%21.01%15.13%15.37%15.49%24.49%22.26%19.82%20.59%27.42%27.52%28.57%30.68%25.6%25.22%25.38%37.37%35.76%48.26%-44.18%43.65%42.58%39.63%49.48%50.31%---
Gross Profit Growth %-63.44%24.49%1.8%21.54%-23.66%1.78%34.18%33.98%25.47%22.13%4.46%-14.91%28.3%19.68%16.14%-23.43%-2.19%2.37%--100%35.49%18.61%18.5%217.04%-6.38%----
Operating Expenses5.33B7.76B76M69M122M116M5.89B4.97B3.21B2.44B2.11B1.8B1.59B1.61B1.42B1.07B1.31B1.66B1.73B1.57B600M-2.58B460M237M175M31M37M387.58M520.12M447.56M
OpEx % of Revenue-10.19%0.09%0.07%0.13%0.15%9.39%7.33%5.65%5.98%8.65%9.04%8.67%8%7.57%6.73%9.61%13.77%13.39%16.76%8.7%-49.35%11.8%7.03%5.73%4.02%4.56%39.51%49.76%37.65%
Selling, General & Admin60M78M76M69M122M116M101M98M104M95M92M106M123M152M158M481M417M393M406M464M333M287M209M88M56M7M12M000
SG&A % of Revenue-0.1%0.09%0.07%0.13%0.15%0.16%0.14%0.18%0.23%0.38%0.53%0.67%0.76%0.84%3.02%3.06%3.25%3.15%4.97%4.83%5.5%5.36%2.61%1.83%0.91%1.48%---
Research & Development0-----------------------------
R&D % of Revenue------------------------------
Other Operating Expenses0-----------------------------
Operating Income21.69B21.78B17.99B14.45B14.14B11.62B9.47B10.12B8.05B5.96B4.58B3.68B3.65B4.56B3.38B2.94B2.15B2.85B2.89B2.94B6.3B4.85B1.24B1.2B1.04B350.97M371M593.36M525.15M741.27M
Operating Margin %28.32%28.6%20.92%15.06%15.24%15.34%15.1%14.93%14.17%14.61%18.77%18.48%19.89%22.68%18.03%18.48%15.77%23.6%22.36%31.5%91.3%92.84%31.85%35.55%33.9%45.47%45.75%60.49%50.24%62.35%
Operating Income Growth %-21.02%24.56%2.19%21.7%22.6%-6.42%25.83%35.05%30.06%24.52%0.71%-19.86%34.69%14.98%37.01%-24.66%-1.25%-1.9%-53.26%29.94%290.18%3.67%15.64%195.18%-5.4%-37.47%12.99%-29.16%-
EBITDA32.2B32.15B27.73B23.52B21.82B18.05B15.27B15B11.15B8.3B6.6B5.37B5.12B6.01B4.65B3.85B2.94B4.13B4.22B3.98B6.9B5.22B1.49B1.35B1.16B374.97M396M593.36M525.15M741.27M
EBITDA Margin %42.05%42.23%32.24%24.52%23.52%23.84%24.33%22.12%19.64%20.36%27.04%26.99%27.9%29.93%24.76%24.16%21.6%34.15%32.67%42.57%100%100%38.29%39.97%37.79%48.58%48.83%60.49%50.24%62.35%
EBITDA Growth %13.61%15.92%17.9%7.8%20.87%18.26%1.77%34.55%34.26%25.78%22.83%4.9%-14.8%29.4%20.8%30.72%-28.67%-2.16%6.03%-42.34%32.13%249.63%10.84%16.62%208.03%-5.31%-33.26%12.99%-29.16%-
D&A (Non-Cash Add-back)10.51B10.37B9.74B9.07B7.68B6.44B5.79B4.88B3.1B2.35B2.02B1.7B1.47B1.46B1.26B904M795M1.27B1.33B1.03B600M374M251M149M119M24M25M000
EBIT23.16B22.39B19.45B21.62B17.37B22.32B8.76B13.08B12.09B8.77B6.23B7.68B9.11B7.24B5.77B6.53B5.07B3.78B4.34B3.66B6.3B4.85B1.24B1.2B1.04B350.97M371M593.36M525.15M741.27M
Net Interest Income-16.51B-17.1B-16.61B-15.5B-10.7B-7.6B-7.21B-7.23B-4.85B-3.61B-3.23B-2.82B-2.58B-2.55B-2.5B-2.35B-1.83B-1.78B-1.98B-1.79B0000000000
Interest Income717M00000000000000000000000000000
Interest Expense17.23B17.1B16.61B15.5B10.7B7.6B7.21B7.23B4.85B3.61B3.23B2.82B2.58B2.55B2.5B2.35B1.83B1.78B1.98B1.79B0000000000
Other Income/Expense0-----------------------------
Pretax Income5.19B4.37B2.83B6.12B6.66B14.71B1.54B5.85B7.24B5.16B2.99B4.87B6.53B4.69B3.27B4.18B3.24B2B2.36B1.87B1.51B2.09B901M573M187M190.98M269M321.65M285.71M478.53M
Pretax Margin %6.78%5.74%3.3%6.38%7.18%19.43%2.46%8.62%12.75%12.66%12.26%24.43%35.57%23.34%17.45%26.27%23.77%16.51%18.26%20.05%21.97%40.02%23.11%17%6.12%24.74%33.17%32.79%27.33%40.25%
Income Tax1.14B1.14B982M1.01B1.47B2.32B837M495M-248M613M-345M196M1.32B845M519M508M43M-24M461M-88M345M427M346M165M104M-4M10M29.97M16.1M44.96M
Effective Tax Rate %22.04%25.97%34.64%16.53%22.04%15.8%54.21%8.46%-3.43%11.87%-11.53%4.03%20.25%18.02%15.85%12.15%1.33%-1.2%19.56%-4.7%22.77%20.44%38.4%28.8%55.61%-2.09%3.72%9.32%5.63%9.39%
Net Income1.33B1.31B641M1.13B2.06B3.97B-134M2.81B3.58B1.46B1.65B2.34B3.11B2.12B1.38B1.96B1.45B454M649M787M1.17B1.66B555M408M83M194.98M432M291.68M269.62M433.57M
Net Margin %1.74%1.72%0.75%1.18%2.22%5.24%-0.21%4.14%6.31%3.58%6.76%11.76%16.94%10.55%7.35%12.29%10.67%3.76%5.03%8.42%16.96%31.84%14.23%12.11%2.72%25.26%53.27%29.74%25.79%36.47%
Net Income Growth %118.07%103.9%-43.27%-45.04%-48.16%3059.7%-104.77%-21.68%145.14%-11.45%-29.47%-24.73%46.7%53.62%-29.48%34.59%220.26%-30.05%-17.53%-32.73%-29.6%199.46%36.03%391.57%-57.43%-54.86%48.11%8.18%-37.81%-
Net Income (Continuing)4.05B3.23B1.85B5.11B5.2B12.39B707M5.35B7.49B4.55B3.34B4.67B5.21B3.84B2.75B3.67B3.19B2.02B1.9B1.96B1.17B1.66B555M408M83M194.98M259M291.68M269.62M433.57M
Discontinued Operations000000000000000000000000000000
Minority Interest119.25B118.31B119.41B122.47B98.14B88.39B86.8B81.83B67.33B51.63B43.23B31.92B29.55B26.65B23.19B18.52B14.74B004.77B3.73B1.71B1.78B1.52B1.46B1.71B705M1.1B1.02B0
EPS (Diluted)0.560.500.210.410.791.59-0.091.151.510.590.691.011.390.930.590.850.690.210.300.370.560.810.270.170.040.090.210.130.120.21
EPS Growth %162.09%141.94%-49.18%-48.74%-50.21%1938.46%-107.51%-23.79%155.06%-13.59%-31.79%-27.4%49.64%57.95%-31.25%23.08%225%-28.89%-18.18%-34.52%-30.58%202.5%53.85%332.61%-53.77%-59.38%60%11.11%-41.94%-
EPS (Basic)-0.520.210.410.811.65-0.081.181.540.610.701.031.420.950.600.890.710.210.310.370.580.830.270.170.040.090.210.130.120.21
Diluted Shares Outstanding2.37B2.37B2.38B2.38B2.41B2.38B2.31B2.23B2.2B2.21B2.2B2.33B2.14B2.29B2.36B2.29B2.05B1.96B2B2.02B2.08B2.06B2.09B2.07B2.07B2B1.93B2.02B2.03B2.01B
Basic Shares Outstanding2.5B2.5B2.27B2.34B2.35B2.3B2.27B2.18B2.15B2.16B2.16B2.27B2.08B2.23B2.31B2.2B1.94B1.93B1.96B1.97B2.02B2.01B2.05B1.96B1.96B1.98B1.93B2.02B2.03B2.01B
Dividend Payout Ratio--77.22%38.58%42.75%33.74%-27.5%20.26%46.85%38.34%24.95%17.43%25.52%33.99%21.72%56.19%75.11%52.7%40.15%22.05%-60.9%45.1%187.95%70.77%33.8%51.37%51.49%28.11%

Key Metrics

Growth RegimeContracting
ProfitabilityStrained
Balance SheetStrained
Cash FlowMixed
Top Statement Risk

Asset Realization Timing Risk

Revenue Contraction Amidst Cyclical Headwinds

As reported in recent financial statements, Brookfield Finance Inc. has experienced a notable revenue contraction, with the most recent quarterly figures showing a decline to $18.4B, reflecting the broader challenges in asset realization and the cyclical nature of the firm's diverse infrastructure and real estate holdings.

The revenue trajectory appears to be heavily influenced by the timing of asset dispositions rather than consistent organic growth. Investors should monitor whether the current -11.49% YoY revenue trend represents a temporary pause in capital recycling or a more structural slowdown in the firm's ability to monetize its massive asset base.

Structural Margin Compression and Volatility

Based on reported figures, gross margins have exhibited significant volatility, fluctuating from a low of 16.0% in late 2023 to a peak of 42.0% in 2025Q4, suggesting that the firm's profitability is highly sensitive to the specific mix of assets being realized in any given period.

The wide variance in gross margins implies that the company's core operating segments are not yet delivering the consistent, high-margin fee income characteristic of pure-play asset managers. This instability warrants further investigation into the underlying cost of goods sold, which likely includes significant non-cash depreciation charges that obscure the true economic margin of the business.

GAAP Net Income Obscures Cash Reality

According to recent SEC filings, the company's net margin remains structurally suppressed at approximately 1.72%, a figure that appears to be heavily impacted by non-cash charges and the consolidation of various listed affiliates rather than reflecting the actual cash-generating capacity of the underlying investment portfolio.

The disconnect between the firm's massive $76.1B revenue base and its thin net income suggests that GAAP accounting may be a poor proxy for performance. Analysts should focus on distributable earnings, as the current net income figures may be artificially deflated by accounting treatments that do not align with the firm's long-term value creation strategy.

Complexity Discount and Liquidity Risks

While the firm leverages its integrated owner-operator model to capture alpha, the market appears to be applying a complexity discount, as evidenced by the firm's 85.74 P/E ratio, which may reflect investor concerns regarding the liquidity of its large-scale, capital-intensive infrastructure and real estate assets.

Short-sellers may focus on the potential for circular capital flows between the insurance arm and operating entities, which could mask underperforming legacy assets. The reliance on permanent capital is a double-edged sword, as it provides stability but also limits the firm's ability to quickly pivot if the valuation gap between buyers and sellers persists.

BNH — Frequently Asked Questions

Quick answers to the most common questions about buying BNH stock.

Is Brookfield Finance Inc. 4.625% (BNH) profitable?

Brookfield Finance Inc. 4.625% (BNH) is profitable, generating $1.31B in net income for the fiscal year ending 2025 with a net profit margin of 1.7%.

What is Brookfield Finance Inc. 4.625%'s operating profit margin?

Brookfield Finance Inc. 4.625% (BNH) reported an operating income of $21.78B, resulting in an operating profit margin of 28.6%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Brookfield Finance Inc. 4.625%'s gross profit and gross margin?

Brookfield Finance Inc. 4.625% (BNH) generated $29.53B in gross profit for the year, representing a gross profit margin of 38.8%. This demonstrates the company's core pricing power and production efficiency.